Bankwide Public Policy Other Resources

Bank for International Settlements (BIS)
The BIS is an international organization fostering the cooperation of central banks and international financial institutions. The BIS does not accept deposits from or generally provide financial services to private individuals or corporate entities.

Commodity Futures Trading Commission (CFTC)
The CFTC was created by Congress in 1974 as an independent agency with the mandate to regulate commodity futures and option markets in the United States. The agency protects market participants against manipulation, abusive trade practices and fraud. Through effective oversight and regulation, the CFTC enables the markets to serve better their important functions in the nation's economy--providing a mechanism for price discovery and a means of offsetting price risk.

Federal Reserve Board
The central bank for the U.S.; it serves a wide range of functions, such as conducting monetary policy, supervising and regulating banking institutions, and maintaining the stability of the nation's financial system.

U.S. Department of the Treasury
The mission of the Department of the Treasury is to: promote prosperous and ptable pmerican and world economies, manage the government's finances safeguard our financial systems, protect our nation's leaders, and secure a safe and drug-free america continue to build a strong institution.

Federal Deposit Insurance Corporation (FDIC)
The nation's deposit insurance agency for banks and thrifts.

Federal Financial Institutions Examination Council (FFIEC)
Interagency council comprised of representatives of federal agencies that regulate savings associations, banks, and credit unions (OTS, OCC, Federal Reserve, FDIC, NCUA). It promotes uniformity and consistency in regulations, supervisory policies and procedures, examiner training, and report forms.

Federal Trade Commission
The Federal Trade Commission enforces a variety of federal antitrust and consumer protection laws. The Commission seeks to ensure that the nation's markets function competitively, and are vigorous, efficient, and free of undue restrictions. The Commission also works to enhance the smooth operation of the marketplace by eliminating acts or practices that are unfair or deceptive.

Office of the Comptroller of the Currency (OCC)
The oldest financial regulatory body in the U.S. oversees the nation's federally chartered banks.

Office of Thrift Supervision (OTS)
The OTS is the primary regulator of all federal and many state-chartered thrift institutions, which include savings banks and savings and loan associations.

National Credit Union Administration (NCUA)
Federal agency that charters, examines, supervises, and insures federal credit unions.

Securities and Exchange Commission (SEC)
The primary mission of the U.S. Securities and Exchange Commission (SEC) is to protect investors and maintain the integrity of the securities markets.

National Registry of State Certified and Licensed Appraisers
Provided by the Federal Financial Institutions Examination Council's Appraisal Subcommittee to provide an up-to-date listing of State certified or licensed real estate appraisers eligible to perform real estate appraisals for federally-related transactions.

NeighborWorks® Network
This site promotes the creation of healthy communities through affordable housing, home ownership, and investments in neighborhood revitalization through local partnerships of residents, non-profits, lenders, business community, and local government.