Consumer & Economic Development Research & Information Center (CEDRIC)
 CEDRIC's principal mission is to foster research related to consumer and economic development issues such as consumer and small business financial behavior, access to credit, affordable housing, and community development and reinvestment.
Other Community Development News and Articles
Subprime mortgage conditions remain a concern upstate. Analyzing a subset of these loans, this report finds that six counties with large urban centers account for about half of the securitized, subprime residential first lien loans in foreclosure. 
This paper provides an overview of the subprime mortgage securitization process and the seven key informational frictions that arise.
CEDRIC
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