Changing Financial Markets and Community Development

A Federal Reserve System Community Affairs Research Conference

Proceedings of a Conference
Held in Washington, D.C.
April 5-6, 2001

Editors
Jackson L. Blanton
Vice President and Community Affairs Officer
Federal Reserve Bank of Richmond

Alicia Williams
Vice President and Community Affairs Officer
Federal Reserve Bank of Chicago

Sherrie L. W. Rhine
Economist, Consumer Issues Research
Federal Reserve Bank of Chicago

Acknowledgements (PDF,48KB)
Contents (PDF,86KB)
Preface (PDF,46KB)
Session 1
Session 2
Session 3
Session 4
Session 5
Conference Book (PDF,1937KB)

Session Two: New Industry Development
The Influence of Bureau Scores, Customized Scores and Judgmental Review on the Bank Underwriting Decision Making Process (PDF,133KB)
M. Cary Collins, The University of Tennessee
Keith D. Harvey, Boise State University
Peter J. Nigro, Office of the Comptroller of the Currency

Community Development Venture Capital: A Double-Bottom Line Approach to Poverty Alleviation (PDF,254KB)
Julia Sass Rubin, Harvard University and Harvard Business School

The Law and Economics of Remedies for Predatory Lending (PDF,37KB)
Kathleen C. Engel and Patricia A. McCoy, Cleveland Marshall College of Law, Cleveland State University

Discussion Comments
New Industry Developments (PDF,23KB) James H. Carr, Fannie Mae Foundation