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_12_C,QJ_1_AC,QJ_2B_AC,QJ_2C_AC,QJ_2D_AC,QJ_3_AC,QJ_3A_AC,QJ_4_AC,QJ_4A_AC,QJ_5M_AC,QJ_5Y_AC,QJ_1_AT,QJ_2B_AT,QJ_2C_AT,QJ_2D_AT,QJ_3_AT,QJ_3A_AT,QJ_4_AT,QJ_4A_AT,QJ_5M_AT,QJ_5Y_AT,QJ_1_IA,QJ_2B_IA,QJ_2C_IA,QJ_2D_IA,QJ_3_IA,QJ_3A_IA,QJ_4_IA,QJ_4A_IA,QJ_5M_IA,QJ_5Y_IA,QJ_1_JS,QJ_2B_JS,QJ_2C_JS,QJ_2D_JS,QJ_3_JS,QJ_3A_JS,QJ_4_JS,QJ_4A_JS,QJ_5M_JS,QJ_5Y_JS,QJ_1_OT,QJ_2B_OT,QJ_2C_OT,QJ_2D_OT,QJ_3_OT,QJ_3A_OT,QJ_4_OT,QJ_4A_OT,QJ_5M_OT,QJ_5Y_OT,QJ_5X,QJ_6,QJ_6_A,QJ_6_B,QJ_6_C,QJ_6_D,QK_1_A,QK_2B_A,QK_2C_A,QK_2D_A,QK_3_A,QK_3A_A,QK_4_A,QK_4A_A,QK_5M_A,QK_5Y_A,QK_6_A,QK_6A_A,QK_7_A,QK_7A_A,QK_7BD_A,QK_7BM_A,QK_8_A,QK_9_A,QK_9A_A,QK_9B_A,QK_9C_A,QK_9D1_A,QK_9D2_A,QK_9E_A,QK_1_B,QK_2B_B,QK_2C_B,QK_2D_B,QK_3_B,QK_3A_B,QK_4_B,QK_4A_B,QK_5M_B,QK_5Y_B,QK_6_B,QK_6A_B,QK_7_B,QK_7A_B,QK_7BD_B,QK_7BM_B,QK_8_B,QK_9_B,QK_9A_B,QK_9B_B,QK_9C_B,QK_9D1_B,QK_9D2_B,QK_9E_B,QK_1_C,QK_2B_C,QK_2C_C,QK_2D_C,QK_3_C,QK_3A_C,QK_4_C,QK_4A_C,QK_5M_C,QK_5Y_C,QK_6_C,QK_6A_C,QK_7_C,QK_7A_C,QK_7BD_C,QK_7BM_C,QK_8_C,QK_9_C,QK_9A_C,QK_9B_C,QK_9C_C,QK_9D1_C,QK_9D2_C,QK_9E_C,QK_10_X,QK_11,QK_11_A,QL_1,QL_2_A,QL_3_A,QL_3A_A,QL_4_A,QL_4A_A,QL_5B_A,QL_5C_A,QL_5D_A,QL_6Y_A,QL_6M_A,QL_2_B,QL_3_B,QL_3A_B,QL_4_B,QL_4A_B,QL_5B_B,QL_5C_B,QL_5D_B,QL_6Y_B,QL_6M_B,QL_2_C,QL_3_C,QL_3A_C,QL_4_C,QL_4A_C,QL_5B_C,QL_5C_C,QL_5D_C,QL_6Y_C,QL_6M_C,QL_7,QL_8A,QL_9A,QL_8B,QL_9B,QL_8C,QL_9C,QM_1,QM_2_A,QM_3B_A,QM_3C_A,QM_3D_A,QM_4_A,QM_5_A,QM_6_A,QM_2_B,QM_3B_B,QM_3C_B,QM_3D_B,QM_4_B,QM_5_B,QM_6_B,QM_2_C,QM_3B_C,QM_3C_C,QM_3D_C,QM_4_C,QM_5_C,QM_6_C,QM_7,QM_8,QM_8_A,QM_8_B,QM_9_A,QM_9A2_A,QM_9A3_A,QM_9A4_A,QM_9B_A,QM_9C_A,QM_9_B,QM_9A2_B,QM_9A3_B,QM_9A4_B,QM_9B_B,QM_9C_B,QM_9_C,QM_9A2_C,QM_9A3_C,QM_9A4_C,QM_9B_C,QM_9C_C,QM_11,QN_1,QN_2_A,QN_3_A,QN_4_A,QN_5_A,QN_5A_A,QN_6B_A,QN_6C_A,QN_6D_A,QN_7_A,QN_8_A,QN_2_B,QN_3_B,QN_4_B,QN_5_B,QN_5A_B,QN_6B_B,QN_6C_B,QN_6D_B,QN_7_B,QN_8_B,QN_2_C,QN_3_C,QN_4_C,QN_5_C,QN_5A_C,QN_6B_C,QN_6C_C,QN_6D_C,QN_7_C,QN_8_C,QN_9,QN_9_A,QN_9_B,QN_9_BM,QN_10_A,QN_11_A,QN_11A_A,QN_12_A,QN_12A_A,QN_13B_A,QN_13C_A,QN_13D_A,QN_14_A,QN_15_A,QN_10_B,QN_11_B,QN_11B_B,QN_12_B,QN_12A_B,QN_13B_B,QN_13C_B,QN_13D_B,QN_14_B,QN_15_B,QN_10_C,QN_11_C,QN_11A_C,QN_12_C,QN_12A_C,QN_11A_B,QN_13B_C,QN_13C_C,QN_13D_C,QN_14_C,QN_15_C,QO_1,QO_1_M,QO_2_A,QO_2_B,QO_2_C,QO_2_D,QO_2_E,QO_2_EM,QO_2_F,QO_2_G,QO_2_H,QO_2_I,QO_2_IM,QO_2_J,QO_2_K,QO_2_L,QO_2_M,QO_2_MM,QO_3,QO_4,QO_4_A,QO_4_B,QO_4_C,QO_4_DM,QO_4_DY,QP_1_1,QP_1_2,QP_1_3,QP_1_4,QP_1_5,QP_1_6,QP_1_7,QP_1_8,QP_1_9,QP_1_10,QP_1_11,QP_1_11M,QP_2_1,QP_2_2,QP_2_3,QP_2_4,QP_2_5,QP_2_6,QP_2_6M,QP_3,QP_3_A,QQ_1,QQ_1_A,QQ_2,QQ_2_A,QQ_2_B,QQ_2_C,QQ_3,QQ_4,QR_1,QR_2,QR_3,QR_4,QR_4_A,QR_4_B,QR_4_C,QR_4_D,QR_5_A1,QR_5_A2,QR_5_B1,QR_5_B2,QR_5_C1,QR_5_C2,QR_5_D1,QR_5_D2,QR_5_E1,QR_5_E2,QR_5_F1,QR_5_F2,QR_5_G1,QR_5_G2,QR_5_H1,QR_5_H2,QR_5_I1,QR_5_I2,QR_5_J1,QR_5_J2,QR_5_K1,QR_5_K2,QR_5_L1,QR_5_L2,QR_5_M1,QR_5_M2,QR_5_N1,QR_5_N2,QR_5_O1,QR_5_O2,QR_5_P1,QR_5_P2,QR_5_Q1,QR_5_Q2,QR_5_R1,QR_5_R2,QR_5_S1,QR_5_S2,QR_5_SM,QR_5TOT,QR_5TOT2,QR_6,QR_6_A1,QR_6_B1,QR_6_A2,QR_6_B2,QR_6_A3,QR_6_B3,QR_7,QR_7_A,QR_8,QR_9,QR_10,QR_11_A1,QR_11_A2,QR_11_B1,QR_11_B2,QR_11_C1,QR_11_C2,QR_11_D1,QR_11_D2,QR_11_E1,QR_11_E2,QR_11_F1,QR_11_F2,QR_11_G1,QR_11_G2,QR_11_GM,QR_11TOT,QR_12,QR_13_A1,QR_13_A2,QR_13_B1,QR_13_B2,QR_13_C1,QR_13_C2,QR_13_CM,QR_13TOT,QS_1,QS_1_1A,QS_1_1C,QS_1_1D,QS_1_1E,QS_1_2A,QS_1_2C,QS_1_2D,QS_1_2E,QS_1_3A,QS_1_3C,QS_1_3D,QS_1_3E,QS_2,QS_2_A,QS_3,QS_4,QS_5_A,QS_5_B,QS_5_C,QS_5_D,QS_5_E,QS_5_F,QS_5_G,QS_5_H,QS_5_I,QS_5_J,QS_5_K,QS_5_L,QS_5_M,QS_5_N,QS_5_NM,QS_5_X,QS_6_A,QS_7B_A,QS_7C_A,QS_7D_A,QS_8_A,QS_8A_A,QS_9_A,QS_10_A,QS_11_A,QS_12_A,QS_13_A,QS_14_A,QS_14AA1,QS_14AA2,QS_15_A,QS_15A_A,QS_15B_A,QS_16_A,QS_16A_A,QS_6_B,QS_7B_B,QS_7C_B,QS_7D_B,QS_8_B,QS_8A_B,QS_9_B,QS_10_B,QS_11_B,QS_12_B,QS_13_B,QS_14_B,QS_14AB1,QS_14AB2,QS_15_B,QS_15A_B,QS_15B_B,QS_16_B,QS_16A_B,QS_6_C,QS_7B_C,QS_7C_C,QS_7D_C,QS_8_C,QS_8A_C,QS_9_C,QS_10_C,QS_11_C,QS_12_C,QS_13_C,QS_14_C,QS_14AC1,QS_14AC2,QS_15_C,QS_15A_C,QS_15B_C,QS_16_C,QS_16A_C,QS_17_X,QS_18_A,QS_19_A,QS_20_A,QS_20A_A,QS_21B_A,QS_21C_A,QS_21D_A,QS_18_B,QS_19_B,QS_20_B,QS_20A_B,QS_21B_B,QS_21C_B,QS_21D_B,QS_18_C,QS_19_C,QS_20_C,QS_20A_C,QS_21B_C,QS_21C_C,QS_21D_C,QS_22_A,QS_22_B,QS_22_C,QS_22_D,QS_22_E,QS_22_F,QS_22_G,QS_22_H,QS_22_I,QS_22_J,QS_22_K,QS_22_L,QS_22_M,QS_22_N,QS_22_O,QS_22_OM,QT_1,QT_2A,QT_2_AM,QT_3_A,QT_4_A,QT_5_A,QT_2B,QT_3_B,QT_4_B,QT_5_B,QT_2C,QT_3_C,QT_4_C,QT_5_C,QT_2D,QT_3_D,QT_4_D,QT_5_D,QT_2E,QT_3_E,QT_4_E,QT_5_E,QT_2F,QT_3_F,QT_4_F,QT_5_F,QT_2G,QT_2_GM,QT_3_G,QT_4_G,QT_5_G,QU_0,QU_1,QU_1RELA,QU_1_A,QU_5H,QU_5M,QU_5AP,QU_6,Q1_2_B,Q1_8C
14,9,13,97,10,45,1,1,58,Mississippi,1,2,********************,********************,2,*,A,2,2,55,Mississippi,2,********************,********************,7,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Africa,.,********************,44,1,Roseland,.,27,1,1,Boxing promotion,65,Farmer-grew crops on his farm,1,2,******************************,5,1,9,********************,4,1,1,2,Prior Business 1,Boxing company,Chicago,IL,USA,3,*,Prior Business 2,Band/singing group,Chicago,IL,USA,2,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,5,88,2,*,*,*,2,0,Friend told me the space was available that I could afford,Cleaning services for anything that needs cleaning,1,*,2,*,300,20000,0,8000,0,*,0,*,0,*,28300,1,0,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,28300,0,0,0,0,28300,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Did not need it.  I had my own money.,Screening workers.  If a person said he wanted a job or work I would say OK.  Everyone did not want to work.,1,Turn around time from city and state contracts-- sometimes 3 months before 1st check.,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,1,.,*,1,New Partner 1,1,"Have known for years--sister's old boyfriend",1,.,49,1,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,51,1,He runs most of business day to day operations--I oversee marketing and I sign the checks.,1,Lender for Operation,"I've been with them for over 20 years",Chicago,IL,USA,2,1,1,Line of credit for janitorial,300000,1,*,.,*,2,.,.,1,CDs & A/C contracts,125000,2,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,12000,1,.,.,2,Keypunch Supervisor,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,.,40,1,A,16,Cleaning supplies,40,1,B,15,Payroll clerk,40,1,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,320,275,45,0,305,5,10,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,2,1,1,2,2,2,2,1,1,2,2,*,"That's the best way for us.",14,0,0,.,8,Fired--not coming to work.,2,*,.,*,1,Chicago,IL,USA,2,5,1,Used to work together,.,16,1,Chicago,IL,USA,1,.,1,Friends,.,1,1,Chicago,IL,USA,2,1,1,Partners used to work with him,N,1,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,3,.,.,*,.,*,Supplier 1,Crestwood,IL,USA,2,1,1,Referral from friend,.,10,1,0,Net 30,.,30,.,5% if late,2,.,*,.,.,.,*,Supplier 2,Crestwood,IL,USA,2,1,1,Referral,.,.,1,0,Net 30,.,30,.,5%,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,1,.,1,Drove by and saw,.,.,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,To keep money in the neighborhood,Use Black business when I can,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No one-Just started when I saw a need,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,1,250,5,********************,A,1,Belong to organization,1,.,Chicago,IL,USA,"Bids, SBA",My office,B,1,belongs to orgnztion,1,.,Chicago,IL,USA,"Bids, Advertising",My office,C,.,*,.,.,Belong to organization,********************,**,********************,*,*,1,********************,80,10,10,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,5,2,*,*,.,.,.,2,2,2,2,2,2,1,2,2,2,2,*,2,2,1,2,2,2,*,2,*,1,"Better trained workers to give higher quality of work, better job of marketing the business.",1,.,"It's a good business and I would like to have it with someone who would take care of it--something always needs to be cleaned.",*,"Don't plan to retire",Florida,3000000,50000,1,2,2,********************,1,.,560,2,950,2,960,2,6000,2,300,2,350000,2,8333,2,1500,2,500,2,0,.,300,2,2000,2,0,.,833,2,25,2,200,2,142,2,0,.,.,.,*,.,.,2,Charity 1,.,Charity 2,.,Charity 3,.,40000,.,Ref,.,1500000,100000,.,100000,.,0,0,1000000,.,250000,.,0,0,0,0,********************,1500000,.,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,1,2,2,1,2,2,2,2,2,2,2,2,*,1,1,"Liability, theft, fire",1000000,.,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,.,     -4,.,-4,.,.,.,-4,1,Workers Comp,.,.,2,1,1,********************,.,1,10,2,1,,
17,6,5,98,1,58,2,1,56,"Chicago, IL",1,2,********************,********************,2,*,A,2,2,48,"Chicago, IL",2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,97,.,Grand Blvd,.,15,1,2,*,90,Bus driver,1,1,******************************,5,1,9,********************,5,1,1,3,Prior Business 1,Fast food,Chicago,IL,USA,1,*,Prior Business 2,Ads for insurance,Chicago,IL,USA,1,*,Prior Business 3,Fast foods,Chicago,IL,USA,1,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,4,97,2,*,*,*,2,0,"Knew previous owner, signed a lease for location from Allstate insurance","Home ownership insurance, auto insurance, business insurance, financial services and health/disability insurance",1,*,2,*,1500,75000,0,0,70,Electricity,0,*,0,*,76570,1,0,70000,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,6570,0,0,0,0,76570,.,.,*,.,*,Lender 1,Need funds to open business,Chicago,IL,USA,.,.,2,.,4,*,1,5,0,2,********************,.,50000,2,.,Lender 2,Granted me the amount I needed,Bellwood,IL,USA,2,1,2,.,4,*,1,7,0,2,********************,.,20000,2,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,1,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,24000,1,Owner,.,2,Counselor at school,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager/owner,.,.,A,2,Computer input data,15,1,B,3,Give advice to clients,15,1,C,8,Janitor,18,1,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Reputation,0,2,1,.,.,.,1,.,1,Worked together in previous business,0,34,2,********************,**,**********,.,.,.,*,**,.,1,Chicago,IL,USA,1,.,8,*,0,30,2,********************,**,**********,.,.,.,*,.,.,1,1,"I already knew the providers--I am not prejudice, just hire people that were available.",*,.,*,Supplier 1,Chicago,IL,USA,1,.,1,Used in previous business,0,10,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Across the street from business,0,2,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,1,1,Have an account with the bank,0,15,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,1,Creditor 1,2,-4,2,1,Oak Park,IL,USA,4,0,Visa,2,-4,2,1,Chicago,IL,USA,3,0,Creditor 3,2,-4,1,.,Chicago,IL,USA,0,2,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,Member just go to meetings,Just listen,Association 2,Chicago,IL,USA,2,"Organizations, financial business",Financial information,Association 3,********************,**,********************,********************,*,*,.,1,Allstate Insurance,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,"Didn't need service",Business associates/friends,A,1,Use service before,1,.,Chicago,IL,USA,Finance,Prairie Shore office,G,1,Reputation,1,.,Chicago,IL,USA,Advertisement,His office/phone,C,22,Friend,1,.,Chicago,IL,USA,Location/finance,His home/restaurant,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,70,25,5,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,1,Customers that have paid on time before,Three months to pay back if not extend up to year by good credit,3,3,1,2,2,2,2,2,2,2,2,2,2,1,Awareness,2,2,2,2,2,1,Demand for people to know about services,1,Need more capital and bigger budget to solve problem of awareness in investment strategy,1,Stronger marketing and investment--strategy for expansion of risk capital and hire more people in the community,4,.,*,*,*,*,.,.,2,2,2,********************,1,.,0,.,1500,2,500,2,170,2,0,.,5000,2,0,.,6000,2,0,.,0,.,67,2,250,2,3000,2,350,2,8,2,0,.,0,.,0,.,0,.,*,16845,2,1,Charity 1,1000,Charity 2,5000,Charity 3,0,.,.,.,.,175000,5000,3,80000,46,0,0,0,0,70000,40,0,0,20000,11,Signet,175000,40000,40000,100,0,0,0,0,0,40000,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,Chicago,IL,USA,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,1,Just open business in (97),1,2,*,.,.,-4,1,300000,300,1,1,90000,900,1,1,100000,1200,1,2,     -4,.,-4,1,150000,340,1,2,*,.,.,-4,.,.,********************,.,3,0,2,3,,
27,5,15,98,2,0,2,1,62,South Carolina,1,2,********************,********************,2,*,A,2,2,59,South Carolina,2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,8,0,*,********************,8,Buda,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,South Carolina,.,********************,36,1,Chatham,.,9,1,2,*,45,Barber/shined shoes,1,1,******************************,1,3,8,********************,2,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Barber,0,12,4,1,How to give a good cut--how to work with people and keep them happy.,Business,7,67,2,*,*,*,2,0,Looking for a job,Hair cuts,1,*,2,*,60,300,0,200,40,Telephone,200,Bank,0,*,800,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,800,0,0,0,0,800,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I knew that I couldn't get one.",Getting customers,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"I don't need them",45,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,2,1,1,He came to me,0,15,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,.,PA,USA,2,1,1,A supplier,.,20,1,0,120 days,0,0,4,Cash only,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No time,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,1,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,1,2,*,1,2,2,2,2,2,*,2,*,2,*,2,.,*,They have their own life and they are not in Chicago,I have none,Right here,.,.,2,2,2,********************,1,.,250,2,600,2,120,2,200,2,0,.,0,.,800,2,0,.,0,.,0,.,0,.,60,2,0,.,0,.,2,2,0,.,0,.,0,.,0,.,*,2032,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,Had none,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,1,2,2,2,2,1,2,2,2,*,1,1,"Fire, theft, liability",.,200,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,.,********************,.,3,35,2,2,,
30,1,9,98,4,15,2,2,40,"New York, NY",1,2,********************,********************,2,*,A,6,1,3,"Chicago, IL",2,********************,********************,9,Child,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,6,17,3,*,USA,2,*,.,*************************,2,8,Apostolic Church of God,.,*,1,*,.,.,1,*,.,21,.,********************,38,1,Chatham,.,15,1,2,*,60,Crane operator--moving heavy objects with a crane-truck.,1,1,******************************,1,1,8,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,1,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,7,78,2,*,*,*,2,.,It was near my home.,"Clothing, shoes and accessories",1,*,2,*,0,0,0,0,0,*,0,*,0,*,0,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,0,0,0,0,0,0,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't think I could get it.",Just had a hard time getting a sing,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,I have no family,60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,New York,NY,USA,2,1,1,Apparel market,0,10,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,New York,NY,USA,2,1,1,Apparel market,0,10,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,New York,NY,USA,2,1,1,Apparel market,0,10,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,1,Creditor 1,2,-4,2,1,New York,NY,USA,3,0,.,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No reason,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No one.,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,1,5,3,********************,A,1,.,1,.,Chicago,IL,USA,Money,Phone or here,B,1,***********,1,.,Chicago,IL,USA,Money,Raggs,C,1,.,1,.,.,Chicago,IL,USA,Money,Raggs,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,1,When they are good customers,Just long term customers,0,3,.,1,1,2,2,2,2,2,2,2,2,2,*,2,2,2,2,1,2,*,1,Lack of funds,1,Having sales,2,.,*,I have no family,"I don't think I will ever retire.",Chicago,15000,.,2,1,.,********************,.,.,1000,2,1700,2,400,2,0,.,60,2,0,.,0,.,0,.,0,.,0,.,0,.,30,2,0,.,0,.,125,1,0,.,0,.,0,.,0,.,*,3215,2,2,Charity 1,.,Charity 2,.,Charity 3,.,0,.,.,10000,50000,5000,10,0,0,45000,90,0,0,0,0,0,0,0,0,********************,50000,300000,0,0,0,0,300000,100,Due to me,300000,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,97,Slow,Just keep trying and using personal accounts.,2,2,2,2,2,2,2,2,2,2,2,2,2,1,Borrow from myself.,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,1,2,2,2,2,2,2,2,1,Re-pay myself,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,.,********************,.,5,40,2,3,,
34,2,16,98,5,15,2,1,83,Mississippi,1,2,********************,********************,2,*,A,2,2,69,"Gary, IN",2,********************,********************,7,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,8,0,*,********************,2,*,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Mississippi,.,********************,60,1,Chatham,.,40,1,2,*,25,Cab driver--driving people to and from places and pipe fitter (plumbing),1,1,******************************,5,1,9,********************,5,1,1,3,Prior Business 1,Repair,Chicago,IL,USA,3,*,Prior Business 2,Repair,Chicago,IL,USA,2,*,Prior Business 3,Service,Chicago,IL,USA,2,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,48,2,*,*,*,2,0,Brought the building,Service repair,2,Repair service,2,*,0,0,350,50000,0,*,0,*,0,*,50350,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,200,0,0,0,0,200,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"Didn't need it",Good service,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,I have a person who I employ,25,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,1,0,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,2,2,2,1,He has been with me for years,.,0,0,15,.,.,They die,2,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,2,1,1,"Can't remember",0,30,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Melrose,IL,USA,2,1,1,Ads,0,20,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Ads,0,20,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,Too old,1,Small Business Association,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,"Don't need it",Wife,A,2,N,1,.,Chicago,IL,USA,Opening up the business,Home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,80,5,15,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,1,2,*,1,2,2,2,2,2,*,2,*,2,*,1,.,My children know how hard I have worked,*,I have none,Chicago,.,.,1,1,.,********************,.,.,200,2,0,.,150,2,45,2,0,.,1400,2,.,.,0,.,0,.,0,.,0,.,25,2,0,.,0,.,2,2,0,.,0,.,0,.,0,.,*,1822,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,.,.,50,.,15,.,25,0,0,.,10,0,0,0,0,********************,.,.,.,.,.,.,.,.,********************,.,.,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,1,2,2,2,2,2,2,2,2,*,1,.,*,.,.,-4,1,.,.,-4,1,.,.,-4,1,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,7,30,2,2,,
35,1,10,98,8,55,1,1,50,"Chicago, IL",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,5,13,1,*,USA,1,*,1,*************************,2,8,Christian Science,.,*,1,*,.,.,1,*,.,21,.,********************,97,.,Bronzeville,.,3,1,2,*,40,Laborer--factory worker.,1,1,******************************,5,4,4,********************,3,1,1,1,Prior Business 1,Recordings,Chicago,IL,USA,2,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,2,1,2,*,22,2,Chicago,IL,USA,1,Helper,0,5,0,1,"How to service consumers, how to order what sells & what don't.",Business,6,94,4,*,*,*,2,0,It was there for years.,Newspapers,1,*,2,*,0,0,0,0,0,*,0,*,0,*,0,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,0,0,0,0,0,0,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't need any, I have 30 days to pay for my papers.",Make sure I was at work early to keep my consumers happy.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"It's only me.",40,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,0,1,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,1,2,2,2,2,2,2,*,It always works.,1,0,0,4,0,"Can't take being out in the cold weather.",2,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,I knew him,0,4,1,0,30 days to pay,0,30,0,You pay interest,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,I knew him,0,4,1,0,30 days to pay,0,30,0,You pay interest,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,1,.,1,I knew him,0,4,1,0,30 days to pay,0,30,0,You pay in,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,0,0,0,5,Hispanic,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,1,2,*,2,2,2,2,1,2,*,2,*,2,*,4,.,*,*,*,*,.,.,1,1,.,********************,.,.,0,.,0,.,0,.,0,.,0,.,400,2,500,2,0,.,0,.,0,.,0,.,0,.,0,.,0,.,125,1,0,.,0,.,0,.,0,.,*,1025,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,4000,2000,50,0,0,2000,50,0,0,0,0,0,0,0,0,********************,4000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,1,2,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,9,45,1,3,,
36,5,11,98,3,0,2,2,49,Mississippi,1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,3,13,1,*,.,1,*,1,*************************,2,8,United Church of Christ,.,*,1,*,.,.,1,*,.,Haiti,.,********************,30,1,South Shore,.,20,1,2,*,45,Government worker--postal employer--mail handler,1,1,******************************,4,1,4,********************,3,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,1,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,8,75,2,*,*,*,2,0,I was looking for larger space because my business was too large for my home,Custom dress making,1,*,2,*,600,0,50,5000,350,Bank,0,*,0,*,6000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,6000,0,0,0,0,6000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I had been working out of my home and saving my money--I didn't need it.",Just getting the orders filled on time,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,1,Lender for Operation,In my area,Chicago,IL,USA,2,1,1,To expand business,10000,2,No credit history,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,Doing business with them,Chicago,IL,USA,1,.,1,To expand business,10000,2,No credit history,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,I have none,45,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Ad,0,10,2,********************,**,**********,.,.,.,*,.,.,1,.,.,.,1,.,1,Friend,0,7,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,2,I just want the right person for the service--ethnicity has no part in it.,*,.,*,Supplier 1,.,CA,USA,2,1,1,Fashion show,6,5,1,0,60-90 days,0,90,3,Cash only,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I don't have time",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,A friend in school,A,22,At school,1,.,Chicago,IL,USA,How I wanted to start my own shop,"School, phone, home",.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,2,0,0,3,Hispanic,0,0,0,0,********************,0,0,0,0,********************,5,2,*,*,.,.,.,2,2,1,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,4,.,*,*,*,*,.,.,2,2,2,********************,1,.,2000,2,700,2,150,2,200,2,0,.,0,.,.,.,0,.,0,.,0,.,8,2,75,2,0,.,0,.,2,2,0,.,0,.,350,2,0,.,*,3485,2,1,Charity 1,500,Charity 2,.,Charity 3,.,.,.,Saving or stock up,.,50000,25000,50,15000,30,0,0,0,0,10000,20,0,0,0,0,********************,50000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,1,2,2,1,2,2,2,2,2,2,2,2,*,1,1,Fire/theft,400000,2400,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,4,10,2,3,,
45,7,10,97,12,0,2,1,71,"Memphis, TN",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,3,12,0,*,********************,1,*,1,*************************,2,8,None,.,*,1,*,.,.,1,*,.,"Memphis, TN",Arkansas,Africa,60,1,Chatham,44,18,1,2,*,126,"I don't know what he did.",.,.,*,2,1,8,********************,5,.,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,1,Forest Park,IL,USA,2,Laboratory Supervisor,5,23,0,1,"All of them.  I managed the lab, supervised the employees, bought the supplies.  I ran the entire operation.
",Business,8,82,5,Leased it and the bought it.,*,*,2,0,It was already chosen because it was here when we bought it.
,Bowling and refreshments,1,*,2,*,800,0,1000,0,1500,Refreshments,0,*,0,*,3300,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,3300,0,0,0,0,3300,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Because we had enough money in our savings account.
,Equipment breakdowns,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"I can handle it all myself.  My son isn't interested in it.",126,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,1,.,.,********************,1,4,2,2,0,4,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,1,1,1,2,2,*,.,.,.,.,.,.,*,2,1,1,2,2,2,2,2,2,2,1,My impression of them,I get the best results that way.  I train them myself.
,0,0,2,5,0,They find a better job with better pay.
,1,Locksmith,2,*,1,Wheaton,IL,USA,1,.,1,The firm divided up the accounts and he got me.,0,10,1,Loop area,IL,USA,1,.,1,Business associate,0,20,1,.,.,USA,1,.,22,Had NY life ins. policy w/him,0,20,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,"Because I'm acquainted with them and know they provide good service.
",*,.,*,Supplier 1,Elk Grove,IL,USA,2,1,1,Work for the supply company,0,20,1,0,"I don't know",.,.,.,"Don't know",2,.,*,.,.,.,*,Supplier 2,Oak Lawn,IL,USA,2,1,1,Clerk in the store,0,8,1,0,"Don't know",.,.,.,"Don't know",2,.,*,.,.,.,*,Supplier 3,Los Angeles,CA,USA,.,.,1,Ordered through catalog,0,10,1,0,"Don't know",.,.,.,"Don't know",2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Lincolnwood,IL,USA,1,Information about how to keep up with latest trends and equipment in the bowling business
,Seminars and meetings,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Other owners of bowling alleys,A,1,BPA member,1,.,Chicago,IL,USA,Was it a good idea to own a bowling alley
,His place,Jacob 1,1,BPA member,1,.,Chicago,IL,USA,What were the pitfalls,His place,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,1,1,1,1,1,1,1,2,1,2,*,1,2,1,1,1,2,*,1,"I'm afraid I couldn't pay it off.  Business is so slow now.
",1,"I'd like to install automatic scoring and I'd like to re-decorate. 
",1,.,"They're not into it.  It's a lot of work and they don't want it.  But I wish they did want to take over.


",*,"I haven't thought about it.",I enjoy keeping busy.  I like running my business.,200000,.,1,1,.,********************,.,.,0,.,0,.,200,2,15000,1,0,.,2500,2,0,.,0,.,0,.,25000,1,200,2,150,2,200,2,200,1,500,1,5000,1,1500,3,265,3,0,.,*,50715,.,1,Charity 1,200,Charity 2,.,Charity 3,.,999999,.,N,0,250000,0,0,0,0,250000,100,0,0,0,0,0,0,0,0,********************,250000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,********************,**,********************,.,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,1,1,"Fire, Theft, Liability
",700000,12000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,1, 200000,600,1,2,.,.,-4,2,*,.,.,-4,.,3,********************,.,1,15,2,2,,
49,3,11,98,2,0,2,2,52,IL,1,2,********************,********************,2,*,A,12,1,12,IL,2,********************,********************,8,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,6,16,3,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,97,.,Chatham,.,97,.,2,*,80,He worked at a steel mill,1,1,******************************,4,3,4,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,-3,Chicago,IL,USA,.,Sorter,0,12,0,2,*,Business,.,79,1,*,Bought it,The previous owner,2,0,"I've been in the area all my life, I grew up around here and I know I wanted the business to be here.",Daycare center,1,*,2,*,0,5000,0,5000,11000,Building,0,*,0,*,21000,1,20000,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,1000,0,0,0,0,21000,.,.,*,.,*,Lender 1,I needed the money,Chicago,IL,USA,1,.,2,.,15,*,1,5,0,2,********************,.,20000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Getting the recognition--people not knowing the businesss was here.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,My daughter is in school now--when she graduate she will work here.,80,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,2,0,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,1,2,2,2,2,1,2,2,2,2,*,"I just use ads and wait for a response.  I can't have people walking in off the street.",5,0,0,4,0,To go work somewhere else.,2,*,.,*,2,********************,**,********************,.,.,.,*,.,.,1,Chicago,IL,USA,1,.,1,Been with family longtime,0,30,1,Chicago,IL,USA,1,.,1,Walk-in,0,15,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,"That's what I prefer to do.",*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,My sister and friends.,A,7,N,1,.,Country Club Hills,IL,USA,If I could make it work & where whould I get financing.,Her home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,2,2,2,2,1,2,2,2,*,2,2,2,2,1,2,*,2,*,2,*,1,.,I think it would be nice for my daughter to take over after I retire.,*,"I haven't made any plans.",Chicago,.,.,1,1,.,********************,.,.,1000,2,0,.,300,2,83,2,50,2,.,.,.,.,0,.,0,.,0,.,17,2,150,2,150,2,0,.,13,2,175,2,0,.,0,.,0,.,*,1938,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,Re-invested into the business,.,70000,5000,8,5000,8,60000,85,0,0,0,0,0,0,0,0,********************,70000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,1,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",100000,900,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,2,50,2,2,,
53,7,7,97,11,0,1,2,62,Arkansas,1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,3,14,0,*,********************,1,*,8,Church of the living God,1,.,*,.,*,1,*,.,.,1,*,.,Carribean,Arkansas,.,28,1,Chatham,44,28,1,1,I own some apartment buildings and collect rents.,50,He was a farmer and then became an auto mechanic by trade.,1,1,******************************,1,1,9,********************,5,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,-2,Chicago,IL,USA,1,Dept. mgr.,12,9,0,1,The management part.  How to handle people and motivate employees to do the best job possible.,Business,5,81,1,*,Bank loan,A friend told me the building and the business were for sale.,2,0,"The Chatham area is the best area in the city for a black person to open a business.  It's a well kept middle class neighborhood.",A clothes cleaning service plus leather cleaning service.,1,*,2,*,0,70000,0,0,0,*,0,*,0,*,70000,1,60000,0,0,0,*,4000,0,0,0,0,********************,0,1,0,0,0,0,6000,0,0,0,0,70000,.,.,*,.,*,Lender 1,Somebody told me about them
,Chicago,IL,USA,2,1,2,.,14,*,1,10,0,1,Real Estate holdings,60000,60000,2,.,Lender 2,Because I knew she had some money 
,Chicago,IL,USA,1,.,1,7,0,"Because she's my sister and wanted to help
",2,.,.,2,********************,.,4000,2,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,Non Lender 1,My husband had a checking account there before he died.,1,1,.,Chicago,IL,USA,60000,They thought it was too much of a risk without my husband.,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Learning how to run the equipment,1,The first bank turned me down and Pullman charged me 14% interest.,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Rental properties I owned,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Management,50,2,A,8,Janitorial,5,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,2,0,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,2,1,2,2,*,"It isn't good to hire family and friends.  It's better to keep it on a strictly business level.
",0,3,0,12,0,Retirement and poor health.,2,*,.,*,1,Chicago,IL,USA,1,.,1,Neighbor,0,8,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,1,.,1,Neighbor,0,8,1,Chicago,IL,USA,1,.,8,N,0,16,2,********************,**,**********,.,.,.,*,.,.,1,1,"It's convenient because they live in the neighborhood.",*,.,*,Supplier 1,Hammond,IN,USA,2,1,1,Recommended by other dry cleaners,0,8,1,500,30 days,.,30,0,"I don't know",2,.,*,.,.,.,*,Supplier 2,Lansing,IL,USA,2,1,1,Recommended by other dry cleaners,0,8,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,"Try to solve problems, speakers from banks on how to get loans",Advice on loans,Association 2,.,.,.,Multi-ethnic,"Cleaning information, environmental impact, environmental state laws",State laws,Association 3,.,MN,USA,Multi-ethnic,"Cleaning information, environmental impact, environmental law",Pamphlets on environmental law,.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,People who owned their own dry clearners.  The people at the Small Business Association.
,A,22,He was in dry cleaning business,1,.,Chicago,IL,USA,Gross income/growth/expenses,At his store,Small Business Assn,1,Olive Harvey College has a SBA office,2,6,Chicago,IL,USA,Cost of starting a business,Their office,C,.,*,.,.,********************,**,********************,*,********************,1,3,5,********************,A,1,Cleaners Guild,2,1,.,.,.,Environmental laws,Phone,B,1,Cleaners Guild,2,.,.,.,.,Environmental laws & cleaning equipment,Phone,C,1,Cleaners Guild,2,.,*,.,.,.,Equipment and environmental laws,Phone,1,********************,99,1,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,1,2,1,2,2,1,2,2,*,2,2,1,1,2,2,*,2,*,1,"I'm getting all new equipment.  I'm remodeling the store and redecorating.",1,.,"I'd like to keep it going.  Keep it alive and keep it in the family.
",*,"I'm not going to retire.",In Chatham in Chicago.,80000,82000,1,1,.,********************,.,.,2000,2,0,.,400,2,2100,1,150,2,600,4,0,.,5000,1,0,.,1700,1,0,.,1800,1,5000,1,0,.,125,1,10000,1,12500,1,12500,1,0,.,.,53875,.,1,Charity 1,500,Charity 2,200,Charity 3,300,.,.,*,.,100000,0,0,30000,30,70000,70,0,0,0,0,0,0,0,0,********************,100000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,94,Lack of customers,I do more advertising.  I borrowed from friends.
,1,2,2,2,2,2,2,2,2,2,2,2,2,1,More advertising,1,Assister 1,Chicago,IL,USA,1,.,2,Cash,17000,0,Friendship,1,3,1,2,********************,.,2,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,2,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,1,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, Theft, Liability",80000,18000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,3,********************,.,1,40,2,1,,
54,7,3,97,10,0,1,1,61,Chicago,1,2,********************,********************,2,*,A,2,2,45,Chicago,2,********************,********************,1,*,B,5,2,15,Chicago,2,********************,********************,8,*,C,5,2,8,Chicago,2,********************,********************,8,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,1,*,8,Christian Scientist,2,8,None,.,*,1,*,.,.,1,*,.,Africa,Africa,Africa,97,.,Matteson,.,12,1,1,"Investments, stocks and bonds",55,"Electrician, handyman.  General maintenance and repair of buildings & houses.
",1,1,******************************,1,3,8,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,22,-2,Chicago,IL,USA,2,Asst. Admin. of Fiscal Affairs,10,4,0,1,Supervisory skills.  How to delegate authority and duties.
,Business,10,80,2,*,*,*,2,0,"Originally I didn't live too far from here.  I intended to serve black clients because they were the clients I was aquainted with.","Accounting services, tax returns, consulting , auditing",1,*,1,Black,280,2000,0,500,220,Incidentals,0,*,0,*,3000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,3000,0,0,0,0,3000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't need it.  I had enough saved to start the business.",Getting clients because I was limited to black clients.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,5000,1,.,.,2,Asst. Principal-Grade School,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They're not old enough or trained in this field.",55,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,2,0,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,1,2,1,2,2,1,2,*,"That's the way I've been successful in my hiring practices.
",3,0,0,3,6,For a better paying job.,1,Construction contractors,2,*,1,Chicago,IL,USA,1,.,1,Self,0,15,1,Chicago,IL,USA,1,.,1,Client of mine,0,15,1,Chicago,IL,USA,1,.,1,Neighbor,0,15,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,"That's how it turned out.  They're my client and my neighbor and myself.  We're all black because this is a black area.
",*,.,*,Supplier 1,Matteson,IL,USA,2,2,1,Moved into area-local vendor,0,4,1,0,30 days,.,30,0,"I don't know",2,.,*,.,.,.,*,Supplier 2,Matteson,IL,USA,2,2,1,Moved into area-local vendor,0,4,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,2,1,They found me,0,18,1,1000,Send bill-quarterly fee,15,0,3,15% intere,2,.,*,.,.,.,*,3,.,*,1,Creditor 1,2,-4,2,1,Salt Lake,UT,USA,20,0,Visa,2,-4,2,1,Wilmington,DE,USA,15,0,Creditor 3,2,-4,2,1,Wilmington,DE,USA,15,0,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,1,Discount on supplies/referrals/seminars/library,Used all services,Association 2,Chicago,IL,USA,2,"It's questionable--networking with people in the community",None,Association 3,********************,**,********************,********************,*,*,.,1,"Cosmopolitan Chamber of Commerce at 1300 S. Michigan in Chicago, IL.  They refer clients and tell people how to start up businesses.",2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,No need to.  I had enough experience to know what to do.,Other accountants that are friends and colleagues of mine.
,A,22,Studied for CPA exam together,1,.,South Holland,IL,USA,He started his business before I did
,"Phone, our offices",Robert,22,Former fellow co-worker,1,.,Chicago,IL,USA,Starting up my business
,Restaurants,C,14,N,1,.,Chicago,IL,USA,His real estate business and my business venture
,His office,1,3,5,********************,A,22,Friend for years,1,.,Chicago,IL,USA,Business in general,Restaurant,B,1,Business associate,1,2,Chicago,IL,USA,Business in general,Our office(s),C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,5,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,1,Their ability to pay,Monthly payments,0,3,0,1,2,2,2,2,1,2,2,1,1,2,*,1,2,2,2,2,2,*,2,*,2,*,2,.,*,"I don't want to put them thru the misery I've been thru.  When I retire, they won't be old enough or interested enough.
","I'll never fully retire, just semi-retire.","I'll stay in Matteson.",125000,.,2,2,2,********************,1,.,500,2,400,2,60,2,75,2,200,2,2000,2,4000,2,100,2,175,2,0,.,100,2,175,2,0,.,0,.,0,.,0,.,0,.,200,2,0,.,*,7870,.,2,Charity 1,.,Charity 2,.,Charity 3,.,0,.,.,0,13000,0,0,7000,60,0,0,5000,30,1000,10,0,0,0,0,********************,13000,4000,4000,100,0,0,0,0,*,4000,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Liability, Fire, Theft",75000,400,3,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,3,********************,.,11,30,1,2,,
56,7,7,97,2,0,2,2,56,Arkansas,1,2,********************,********************,2,*,A,2,1,58,Arkansas,2,********************,********************,1,*,B,7,2,39,"Chicago, IL",2,********************,********************,1,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,15,2,*,USA,2,*,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Arkansas,Arkansas,"Chicago, IL",49,1,Beverly,.,4,1,2,*,72,He was career man in the United States--my grandmother raised us because my father was always in Germany
,1,1,******************************,5,2,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,1,2,2,*,22,2,Chicago,IL,USA,1,R. E. agent/off. mgr,15,12,0,1,"Having the ability to communicate with people, the capacity to work with people and instill in them the knowledge that they are responsible for themselves.",Business,10,87,1,*,The 3 of us decided to go into business in Hazelcrest.  We shopped around for a franchise--Century 21 was our first choice but ERA was the only one available.
,When we shopped around for a franchise we learned that this business was available.
,1,0,We were trying to move back in the city.  Chatham was the preferred area with office space available.
,"Real estate sales of single family homes,
commercial properties, industrial properties, property management, mortgage banking.

",1,*,2,*,2700,10000,960,1000,340,Miscellaneous,0,*,0,*,15000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,10000,5000,0,0,0,0,15000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"Because the $15,000 we put up between the 3 of us, was enough to start the business.",Getting recognized and established as a reputable agency to do business with.
,2,*,1,2,Partner 1,1,Worked w/him in real estate,1,.,33,1,Partner 2,1,Worked w/her in real estate,1,.,33,1,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,34,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,.,.,2,Mortgage/banker,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"We couldn't get along.  I want to be the boss and so does he.

",72,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Sent me literature,0,8,1,Chicago,IL,USA,2,2,1,Met at real estate closing,0,12,1,Chicago,IL,USA,1,.,22,Took out policies on my children when they were born.,00,33,1,Chicago,IL,USA,1,.,1,Retired men looking for something to do,0,5,2,********************,**,**********,.,.,.,*,.,.,1,1,I seem to come in contact with more often because my business is located in a black area.
,*,.,*,Supplier 1,Cincinnati,OH,USA,2,.,1,Sent catalog,0,10,1,0,30 days,.,30,0,"I don't know",2,.,*,.,.,.,*,Supplier 2,Alsip.,IL,USA,2,1,1,Saw them when I drove past
,0,15,1,0,30 days,.,30,0,"I don't know",2,.,*,.,.,.,*,Supplier 3,Chicago.,IL,USA,1,.,22,Went to school with owner,0,6,2,.,*,.,.,.,*,2,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,Multi-Ethnic,"Real estate training, multiple listing system, support group for realtors
.","Training advice, multiple listing",Association 2,Springfield,IL,USA.,Multi-Ethnic.,"Multiple listing, insurance errors & omissions, real estate training
",Errors & ommission of insurance,Association 3,Chicago,IL,USA,2,"Basic support for business women, exchanging ideas, trouble shooting",Exchanging ideas & trouble shooting,.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,I talked to my husband who is a mortgage banker and his banking friends.  I discussed it with other real estate brokers including my former boss.,A,2,N,1,.,Chicago,IL,USA,What I would need to get started --how sound an investment it was.
,At home,Marion,1,N,1,.,Chicago,IL,USA,What it would take to be a success in the business
,At her office,C,1,At Church,1,.,Chicago,IL,USA,He gave me encouragement and moral support
,At his office,1,10,6,3 times a year,A,22,Co-worker,2,5,Chicago,IL,USA,Advice about certain situations,Our office,B,22,Co-worker,1,2,Country Club Hills,IL,USA,Advice about certain situations & problems,Our office,C,22,Co-worker,1,.,*,Chicago,IL,USA,His opinion and advice about my business venture
,Our office,1,********************,95,1,4,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,1,1,Motivated independent contractors,2,2,2,2,2,1,Good people,2,*,1,"To become an independent broker & drop the franchise.  Recruit more qualified agents and train them so they'll get excited about selling and not be so negative.",1,.,"Because I've worked hard to keep it going all these years so my family would have a business to inherit.  I don't want to see it die when I leave.
",*,"I don't see retirement for at least 9 or 10 years
","To live in a little country town somewhere where it's quiet and peaceful and my grandchildren will come and stay with me once in awhile.",20000000,.,2,2,2,********************,1,.,0,.,950,2,165,2,610,1,180,2,0,.,0,.,0,.,0,.,0,.,300,2,750,2,4240,2,300,1,50,1,500,2,0,.,0,.,630,2,"ERA's 8% per transaction",8675,.,1,Charity 1,240,Charity 2,500,Charity 3,200,.,.,*,.,75000,0,0,750,1,0,0,0,0,0,0,0,0,74250,99,Real estate listings,75000,5950,0,0,0,0,5950,100,"ERA's 8%-Feb98.",5950,1,Bank 1,Evergreen Park,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,1,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, Theft, Liability",500000,680,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,1,80%,600,2,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,3,55,2,2,,
57,7,30,97,3,0,2,2,37,"Chicago, IL",1,2,********************,********************,2,*,A,5,2,10,"Chicago, IL",2,********************,********************,8,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,16,3,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,Africa,Ireland,31,1,Beverly,.,7,1,2,*,50,A police officer,1,1,*,1,3,8,********************,3,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,2,Chicago,IL,USA,1,Consultant,0,2,0,1,"Management, customer relations, computer skills",Business,8,95,4,*,*,*,2,0,"I didn't choose it, my mother did.  She wanted a business in the Chatham area because that's where we lived at the time.  She was already working for Mr. Robbins.",Insurance of all kinds.
.,1,*,2,*,1000,2000,4000,0,1000,Utilities,0,*,0,*,8000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,8000,0,0,0,0,0,8000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,My mother had the money saved.  She and Mr. Robbins had planned this move so he could retire.,"None that I'm aware of.  My mother had become pretty well known and respected in the business.
",2,*,1,1,Partner 1,3,N,1,.,50,1,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,1,1,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,50,1,I do most of it.  We fill in each others gaps.  She has the knowledge and experience and I have the energy and put in the time at the office.  I rely on her when I need advice about the best way to ap,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Vice President,50,1,A,3,President,30,1,B,21,Accounts Receivable,40,1,C,.,*,.,.,2,.,Relative,.,*,1,.,.,********************,1,2,2,0,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,2,2,2,2,2,1,2,2,2,1,"They were here before me, so I couldn't tell you",We get the best results,0,0,2,16,0,To earn more money,2,*,.,*,1,Chicago,IL,USA,1,.,22,Lived in Chatham when we did,0,40,1,Chicago,IL,USA,1,.,22,Lived in Chatham when we did,0,50,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,"We've known them for years.  They've given good service and loyalty.",*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,The only supplier of system we need,0,12,1,1000,4 years to pay in full,12,0,48,"I don't know",2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,3,1,Went to store,0,3,1,0,"I don't know",.,.,.,"I don't know",2,.,*,.,.,.,*,Supplier 3,Morroco,IN,2,2,3,1,Recommended by business associate,0,15,1,0,90 days,0,.,.,"I don't kn",2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago.,IL,USA,3,"Continuing education about the insurance business, training on new health/dental plans.
",All of them,Association 2,Chicago,IL,USA,2,None that I know of.,.,Association 3,********************,**,********************,********************,*,*,.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,"People experienced in the business like my mother, Mr. Robbins and my father.
",A,3,N,1,.,Chicago,IL,USA,Long range potential and profitability,Here,Mr. Robbins,1,"My mother's employer",1,.,Chicago,IL,USA,What type of skills I need and did I have what it takes,Here,C,4,N,1,.,Chicago,IL,USA,Would I be able to work with my mother.
,Here,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,2,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,1,The companies we broker from
,6 months to 1year at 3%
,3,6,1,2,2,2,2,2,2,2,1,2,2,1,Non payment of premiums,2,2,2,2,2,1,Managing growth without over extending,2,*,1,"Updating our computer system, increasing advertising & hiring additional staff.
",3,3,*,*,"I'd like to own a flower shop in Bermuda.
",Bermuda,.,.,2,2,2,********************,1,.,200,2,2000,2,200,2,200,2,0,.,5500,2,4000,2,0,.,346,2,1500,1,100,2,300,2,5000,1,3000,1,1500,1,1500,1,100,2,10000,1,0,.,*,45346,.,1,Charity 1,.,Charity 2,.,Charity 3,.,.,.,*,.,.,0,20,0,20,0,0,0,50,0,5,0,5,0,0,********************,100,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,2,2,2,2,2,2,2,2,1,2,2,*,1,1,"Fire, theft, liability, medical, Business interruption
",100000,12000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,4,45,2,1,,
60,3,11,98,4,0,2,2,42,15,2,6,Korean,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,15,2,*,.,*************************,1,.,*,.,*,2,Korean,2,2,3,Korean,80,********************,********************,********************,18,1,Uptown,.,6,1,2,*,40,Farmer,1,1,******************************,4,4,4,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,3,.,.,15,2,Sales person,0,4,0,1,How to run the business,Business,.,96,1,*,I bought it,Thru an ad that it was for sale,2,0,It was here already,We clean clothes,1,*,2,*,0,0,0,0,80000,Purchase of business,0,*,0,*,80000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,40000,0,0,30000,0,0,0,0,70000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I don't want to pay the money to them, so I get it from family",1,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,.,.,2,Doctor,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,.,*,.,.,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,1,2,Relative,.,*,2,.,.,********************,1,3,3,0,0,2,0,0,0,0,********************,1,0,0,0,********************,0,0,0,0,********************,2,.,.,.,.,.,.,*,2,2,2,2,2,2,*,2,1,2,2,2,2,2,1,2,2,2,*,"I guess it's better",2,0,0,2,0,They have not left,2,*,.,*,1,Chicago,IL,USA,1,.,1,Friend,0,2,1,Chicago,IL,USA,1,.,1,Friend,0,2,1,Evanston,IL,USA,2,1,1,Ad,0,2,.,********************,**,**********,.,.,.,*,.,.,.,********************,**,**********,.,.,.,*,.,.,1,2,They were referred to me,*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,1,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Husband,A,2,N,1,.,Chicago,IL,USA,What I wanted to do,Home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,4,.,*,*,*,*,20000,.,1,1,.,********************,.,.,200,2,0,.,300,2,100,2,100,2,3000,2,0,.,0,.,0,.,92,2,20,2,140,2,140,2,0,.,17,2,100,2,0,.,0,.,0,.,*,4209,2,2,Charity 1,.,Charity 2,.,Charity 3,.,20000,.,Put it back into the business,.,100000,0,0,20000,20,80000,80,0,0,0,0,0,0,0,0,********************,100000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,1,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",90000,1000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,4,45,2,2,,
65,9,30,97,3,15,2,2,53,"Peoria, IL",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,20,4,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Illinois,Illinois,.,34,1,Chatham/Avalon,44,29,1,2,*,45,Journeyman electrician who worked for wages and then had his own business.
,1,1,*,1,1,11,Invest Mutual Funds,4,.,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,22,1,Chicago,IL,USA,1,Paralegal,4,8,6,2,*,Business,9,79,2,*,*,*,2,0,Close to home.   I live on the next block.,Financial planning and budgeting
,1,*,2,*,774,0,0,0,200,Supplies,0,*,0,*,974,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,974,0,0,0,0,974,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,I had enough in my savings account to cover it.
,"None, really.  I had a good client base from my contacts when I worked for the bankruptcy attorney.",2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,They never showed any interest in this business.,45,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,0,2,0,1,1,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,2,2,2,1,Business associates,One is my neighbor and a former bank employee. And the other one is a friend who I met through my former job.
,7,0,0,6,0,They go on to a better paying job.
,2,*,.,*,1,Chicago,IL,USA,2,3,1,A client referral,0,3,1,Chicago,IL,USA,1,.,1,Business associate,0,17,1,Skokie,IL,USA,2,1,22,Allstate referral,0,24,1,Homewood,IL,USA,2,3,1,Longtime association,0,8,2,********************,**,**********,.,.,.,*,.,.,3,2,"I look for people who have the skills and know how I need.  I don't care about their ethnic background.
",*,.,*,Supplier 1,Chicago,IL,USA,.,.,.,.,0,17,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,**,.,.,Creditor 3,.,-4,.,.,********************,**,**,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Ft. Worth,TX,USA,3,"Insurance info, business planning, hotel discount, car rental discounts, air fare discounts, etc.
",All of them,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,I discussed it with no one.  I knew what was needed and was confident I could provide it.,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,65,10,5,2,3,.,2,5,2,5,.,1,0,0,0,********************,4,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,2,*,2,2,2,2,2,1,Cash flow,1,"I don't want to go into debt.",1,Send out flyers and do more media advertising,4,.,*,*,*,*,.,.,2,2,2,********************,1,.,.,.,9500,1,1200,1,440,1,0,.,12000,1,.,.,0,.,0,.,0,.,1200,1,1850,1,1500,1,5000,1,1500,1,4000,1,0,.,12000,1,3230,1,"Car phone, postage",53420,1,1,Charity 1,2500,Charity 2,.,Charity 3,.,.,.,*,.,.,0,0,.,70,0,0,.,20,.,10,0,0,0,0,********************,.,0,.,.,.,.,.,.,********************,.,.,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,.,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,1,1,Business Insurance Package
,100000,440,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,4,30,2,2,,
66,8,12,97,2,0,2,2,75,"Birmingham, AL",1,2,********************,********************,2,*,A,2,1,62,"Birmingham, AL",2,********************,********************,3,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,0,*,********************,1,*,1,*************************,2,2,*,.,*,1,*,.,.,1,*,.,USA,USA,.,62,1,Avalon,.,3,1,2,*,20,Working for wages as a nightwatchman
,1,1,******************************,1,4,9,********************,3,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,1,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,6,47,3,*,*,*,.,.,*,*,.,*,.,*,.,.,.,.,.,*,.,*,.,*,.,.,.,.,.,.,*,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,*,.,*,1,1,Partner 1,3,*,1,.,50,1,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They aren't interested in this kind of work.",20,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,2,1,1,"My first husband's co-worker",0,50,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,.,*,.,.,*,Supplier 1,Chicago,IL,USA,2,1,1,At the store,0,10,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,At the store,0,30,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,1,.,1,At the store,0,15,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I think they are a waste of time. Maybe if I was just starting up I would but I'm getting ready to slow down some.",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Just my mother.,A,3,Mother,1,.,Chicago,IL,USA,The good things and bad things about the business
,Here.,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,2,*,2,2,2,2,2,1,Contentment,2,*,1,"All new beauty equipment, a massage parlor manicuring nails and providing facials for all races plus body wraps.",4,.,*,*,*,*,.,.,1,1,.,********************,.,.,200,2,0,.,200,2,0,.,0,.,0,.,800,2,0,.,0,.,150,2,0,.,200,2,200,2,0,.,0,.,100,2,0,.,0,.,0,.,*,1850,.,1,Charity 1,1500,Charity 2,50,Charity 3,300,.,.,*,.,.,0,0,0,20,0,80,0,0,0,0,0,0,0,0,********************,.,0,.,.,.,.,.,.,********************,.,.,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,1,2,2,2,2,2,2,2,2,2,2,1,2,2,*,1,1,"Fire, Theft, Liability",150000,600,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,3,10,2,1,,
68,1,31,98,-3,-3,-3,2,43,"Gary, IN",1,2,********************,********************,2,*,A,2,1,46,"Chicago, IL",2,********************,********************,1,*,B,5,2,7,"Chicago, IL",2,********************,********************,8,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,1,*,USA,1,*,3,*************************,1,.,*,.,*,1,*,.,.,1,*,.,3,.,********************,27,1,Bronzeville,.,7,1,2,*,60,Lutheran minister/professor at Lutheran School of Theology.,1,1,******************************,1,2,8,********************,3,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Accounting mgr.,4,6,0,1,Public relations,Business,10,86,2,*,*,*,2,0,Great deal on the rent.,Promotions--event planning,1,*,2,*,0,2000,0,0,0,*,0,*,0,*,2000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,2000,0,0,0,0,2000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Did not need it at that time--clients pay 50% up front.,Creditability--I went after the corporate market.,1,"Financial strain, getting packages together--Printing, gas, parking, and taking clients to lunch (did not use my pay check)",2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Accounting mgr.,.,2,Consultant,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,"Selling, accounting, etc.",60,1,A,5,Administrator,2,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,0,1,0,1,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,1,2,1,2,2,2,2,2,2,2,*,I like working with students--they are trainable.,0,3,0,.,.,None left,2,*,.,*,1,Chicago,IL,USA,2,1,1,"Woman's Develpmnt Cntr",0,2,1,Chicago,IL,USA,1,.,22,N,0,2,1,Olympia Fields,IL,USA,1,.,22,N,0,2,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,I just do it to help them out and help them get the experience.,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Business associate,0,5,1,0,30 net,0,0,0,.,2,.,*,.,.,.,*,Supplier 2,Lincolnwood,IL,USA,2,1,1,Business associate,0,5,1,0,Net 15,0,0,0,.,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,2,.,*,1,Creditor 1,2,-4,2,1,.,.,USA,2,0,American Express,2,-4,2,1,.,.,USA,1,0,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,Public relations-media related,Public relations,Association 2,.,MN,USA,1,Discount on business services,"Printing, car rental, travel",Association 3,Chicago,IL,USA,2,Community services,Networking,.,1,Chgo Chamber of Commerce,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,Too pushy trying to get me to become a member--did not like sales people.
,Corporations,A,1,Former boss,1,.,Winnetka,IL,USA,What I wanted to do and how to get in the door.,Her home,RP,3,N,1,.,Chicago,IL,USA,Finances,Her home,C,.,*,.,.,********************,**,********************,*,********************,1,4,4,********************,A,1,Worked together,1,.,Calumet City,IL,USA,Day to day operations,Each others offices,B,7,N,1,.,Las Vegas,IL,USA,Day to day operations,Telephone,C,.,*,.,.,7,********************,**,********************,*,*,5,Corporations,20,80,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,5,2,*,*,.,.,.,1,2,2,2,2,1,2,2,2,2,2,*,2,2,2,2,2,1,Breaking in,1,"I don't want to take out a loan--I'm still the new kid on the block.",1,"Pursuing bigger clients--i.e., Sears, Amoco, Sara Lee",1,.,To keep it in the family and I feel there is a need for this type of service,*,"I don't see me retiring--I like what I do.",Chicago,10000,.,2,2,2,********************,1,.,30,2,400,2,30,2,125,1,60,2,1200,2,15000,1,400,1,0,.,0,.,200,1,250,2,25,2,300,2,0,.,0,.,0,.,500,1,0,.,*,.,2,1,Charity 1,36,Charity 2,500,Charity 3,200,40000,.,Re-invest in business,.,50000,10000,10,3000,10,0,0,19000,50,.,30,0,0,0,0,********************,.,10000,.,80,.,20,0,0,.,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,2,2,2,2,2,2,2,1,2,2,2,*,1,1,"Equipment, fire, theft",25000,175,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,.,.,.,2,,
69,10,4,97,-3,-3,-3,2,35,Chicago,1,2,********************,********************,2,*,A,2,1,35,Chicago,2,********************,********************,2,*,B,5,2,6,Chicago,2,********************,********************,3,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,2,*,USA,1,*,1,*************************,2,1,*,6,*,1,*,.,.,1,*,.,USA,USA,USA,97,.,Brownsville,.,11,1,2,*,65,Bus Driver,1,1,******************************,3,1,2,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,22,2,Chicago,IL,USA,1,Office Manager.,0,4,0,1,Got My License Learned all I could.,Business,2,97,1,*,.,.,2,0,Based on visual across from bank. Protection safer enviornment for clients,All types Insurance,1,*,2,*,1800,8200,0,0,0,*,0,*,0,*,10000,1,0,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,5000,2000,0,0,3000,10000,.,.,*,.,*,Lender 1,Unemployed they would loan,Madison,WI,USA,.,.,2,.,.,.,1,1,6,2,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Not having the money to run the business,1,uncle Sam wants his money,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,2000,1,N,.,2,Federal Express,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,All,65,2,A,3,Answer phone,15,2,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,0,1,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,2,2,2,1,District manager,they do alll the screening.,0,1,0,0,9,.,2,*,.,*,1,Chicago,IL,USA,2,1,1,N,3,0,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Burbank,IL,USA,2,.,1,In the area,7,0,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Madison,WI,USA,2,.,1,Broker for company,7,0,1,.,.,0,0,0,.,1,3000,.,0,0,18,.,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,Have not been in contact with the right people,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Office manager for State Farm insurance,A,1,Office Manager for State Farm,2,1,Chicago,IL,USA,Finacial part of business,Her Office,Myrtis Hourse,1,Friend,1,.,.,.,.,Financial part of business,Phone,C,.,*,.,.,********************,**,********************,*,********************,1,.,.,********************,A,1,.,1,.,Chicago,IL,USA,Money,Here,B,1,***********,1,.,Chicago,IL,USA,Finance.,Phone,C,22,N,1,.,22,Chicago,IL,USA,.,Work Phone,1,********************,90,10,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,1,1,2,1,2,2,2,2,2,2,*,2,1,2,1,1,2,*,2,*,1,Get into civic church groups be bilingual,3,3,*,*,D,No idea,.,.,1,2,2,********************,1,.,0,.,600,2,80,2,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,250,2,600,2,0,.,75,1,0,.,0,.,0,.,370,2,leased Car,370,2,1,Charity 1,.,Charity 2,.,Charity 3,.,.,.,N,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,15000,0,0,15000,100,0,0,N,15000,1,Bank 1,Evergreen Park,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Liability, Fire theft",900000,18,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,1,3000,18,2,1,Malpractice,2000000,76,2,1,1,********************,.,.,.,2,2,,
75,6,9,98,2,35,2,1,39,Pakastine,2,3,********************,Pakastanian,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,Pakastine,5,*,.,*************************,1,.,*,.,*,2,Pakastine,1,2,3,Pakastine,80,********************,********************,********************,18,1,Richton Park,.,3,1,2,*,50,"He's a farmer",1,1,******************************,4,3,9,********************,4,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,1,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,94,2,*,*,*,2,0,I thought the area is very busy so it would be a good place for a restuarant,"It's a fast food restaurant",1,*,2,*,600,1000,0,800,0,*,0,*,0,*,2400,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,2400,0,0,0,0,2400,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,.,Gangs,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager,50,.,A,8,Manager,50,1,B,.,*,.,.,C,.,*,.,.,1,2,Relative,.,*,2,.,.,********************,1,2,1,0,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,1,.,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,2,2,2,2,2,2,2,2,2,1,Friends,Trust,5,0,0,3,.,Go away to another job,2,*,.,*,1,.,.,.,1,.,1,N,.,4,1,.,.,.,1,.,1,N,.,4,1,Chicago,IL,USA,2,2,1,N,N,3,.,********************,**,**********,.,.,.,*,.,.,.,********************,**,**********,.,.,.,*,.,.,1,1,We understand each other,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Through Midway Wholesale,.,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No--none,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,.,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,1,2,3,********************,A,22,N,1,.,Chicago,IL,USA,The business,Here or his place,B,1,***********,1,.,Chicago,IL,USA,The business,On the phone,C,.,*,.,.,22,********************,**,********************,*,*,1,********************,98,2,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,2,2,2,1,2,2,2,2,*,2,1,2,2,2,2,*,2,*,2,*,4,.,*,*,*,*,20000,10000,1,2,2,********************,2,2,6000,2,1200,2,500,2,128,2,60,2,800,2,0,.,0,.,0,.,0,.,20,2,80,2,200,2,150,2,14,2,200,2,0,.,0,.,0,.,*,9353,2,1,Charity 1,700,Charity 2,300,Charity 3,.,20000,.,.,10000,100000,30000,30,70000,70,0,0,0,0,0,0,0,0,0,0,********************,100000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,1,2,2,1,2,2,2,2,2,2,2,2,2,2,*,1,1,Fire liability theft,100000,128,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,3,15,2,2,,
82,12,13,97,12,0,2,1,.,MS,1,2,********************,********************,2,*,A,2,2,68,MS,2,********************,********************,7,*,B,6,1,34,IL,2,********************,********************,6,*,C,5,2,46,IL,2,********************,********************,6,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,6,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,51,1,Westside Area,.,40,1,2,*,16,He was a sharecropper on a farm.,1,1,******************************,1,2,4,********************,2,1,1,1,Prior Business 1,Motel-lodging,Chicago,IL,USA,3,*,Prior Business 2,Motel/Lounge,Chicago,IL,USA,3,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,78,1,*,The previous owner was about to lose the business.,I knew the owner,2,0,It was already here,"It's a hotel/motel room rentals and transients",1,*,2,*,0,0,3000,0,150000,.,0,*,0,*,15300,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,150000,0,0,0,3000,153000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't have to, the bank already owned the building.",Prostitution,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"I don't know",16,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,3,3,0,0,3,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,2,1,1,2,2,2,2,2,2,2,2,*,Employees know their friends and they already know the work habits--what to do.,4,0,0,13,.,Moved out of the city,2,*,.,*,1,Chicago,IL,USA,1,.,1,Former accountant,.,8,1,Chicago,IL,USA,1,.,1,Former attorney,.,15,1,Tinley Park,IL,USA,1,.,1,Through another agent,N,10,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,"I feel that's the right thing to do and they need the business.",*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Previous owner,.,22,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,"Information on political involvement in the community, etc.",All,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Friends,A,1,Real Estate broker,1,.,Chicago,IL,USA,Real Estate,His office,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,2,3,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,1,Criminal activities,2,2,2,2,2,1,Cost of expanding,2,*,2,*,1,.,"That's a way of life if you have a business leave it to the family.",*,Vacation and travel,Chicago,157000,.,1,1,.,********************,.,.,2000,2,0,.,4000,.,292,2,40,2,3000,2,0,.,0,.,0,.,333,2,13,2,60,2,0,.,300,2,25,2,400,2,0,.,0,.,0,.,*,10462,2,1,Charity 1,500,Charity 2,500,Charity 3,0,.,.,*,.,400000,0,0,0,0,400000,100,0,0,0,0,0,0,0,0,********************,400000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,Chicago,IL,USA,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,1,2,2,2,1,2,2,2,1,1,2,2,*,1,1,"Fire, theft, liability",900000,3500,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,1,20,2,2,,
83,5,11,98,10,30,1,1,56,Arkansas,1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,12,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,32,1,Park Manor,.,29,1,2,*,48,Farmer,1,1,******************************,1,3,9,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,1,Chicago,IL,USA,1,Nursing/social work,0,28,.,2,*,Business,3,90,3,*,*,*,.,.,*,*,.,*,.,*,.,.,.,.,.,*,.,*,.,*,.,.,.,.,.,.,*,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,*,.,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager/owner,48,2,A,13,.,40,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,1,.,1,Was there with my uncle,N,8,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Alsip,IL,USA,2,1,1,Already with my uncle,.,11,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Already with my uncle,.,11,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,"Economical, strait talk/roundtable",All,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,.,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,2,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,4,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,2,*,2,1,2,2,2,2,*,2,*,2,*,1,.,To keep it in the family,*,Moving to Arizona,Arizona,.,.,2,1,.,********************,.,.,1000,2,0,.,500,2,600,2,1000,2,0,.,600,2,0,.,0,.,167,2,400,2,350,2,0,.,183,2,15,2,0,.,0,.,0,.,0,.,*,4815,2,1,Charity 1,1000,Charity 2,800,Charity 3,500,.,.,Put it back into the business,.,.,.,50,.,50,0,0,0,0,0,0,0,0,0,0,********************,.,0,.,.,.,.,.,.,********************,.,.,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,1,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",100000,500,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,11,25,1,2,,
93,6,9,98,6,30,2,2,52,Mississippi,1,2,********************,********************,2,*,A,2,1,54,Mississippi,2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,17,4,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,25,1,Auburn Park,.,15,1,1,I work for the Alderman Office,50,Share cropper,1,1,******************************,1,4,4,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,2,Chicago,IL,USA,1,Executive Director,0,4,0,2,*,Business,2,92,1,*,I found out it was for sale,Through my sister,2,0,It was already there--I just pruchased the business,We clean clothes and do alterations,1,*,2,*,480,8000,0,500,25000,Purchase of business,0,*,0,*,42080,1,50000,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,0,0,0,0,0,50000,.,.,*,.,*,Lender 1,I needed the money,Chicago,IL,USA,1,.,2,.,.,.,2,.,.,.,********************,.,50000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Getting things to work--things started to breakdown after purchase,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,They have other jobs,25,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,2,0,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,1,2,1,2,2,2,2,2,2,*,"It's easy",0,1,0,5,0,.,2,*,.,*,1,Chicago,IL,USA,1,.,1,Office across from mine,0,17,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,1,.,1,Friend,0,17,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,Because they are neighborhood based--readily available,*,.,*,Supplier 1,.,IN,USA,2,1,1,.,0,6,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,.,0,6,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"No, not really",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,My sister,A,7,*,1,.,Chicago,IL,USA,Buying the business,My home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,1,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,1,.,"It's the first in the family and it would be something to put on the family resume",*,To be a community activist,I will stay in the community,83000,83000,1,2,2,********************,2,1,1600,2,525,2,1050,2,167,2,150,2,3200,2,1167,2,0,.,0,.,0,.,0,.,130,2,0,.,100,2,25,2,500,2,0,.,0,.,0,.,*,8614,2,1,Charity 1,100,Charity 2,300,Charity 3,.,999999,.,*,.,150000,25000,17,90000,62,0,0,0,0,0,0,0,0,30000,21,Unpaid receipts,145000,9600,0,0,0,0,9600,100,.,9600,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,1,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",25000,2000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,7,25,2,2,,
95,9,10,97,9,48,1,1,42,"Chicago, IL",1,2,********************,********************,2,*,A,2,2,39,"Jackson, TN",2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,18,1,*,USA,1,*,1,*************************,2,8,None,.,*,1,*,.,.,1,*,.,Africa,.,********************,97,.,Glenwood,.,9,1,2,*,90,Longshoreman--gathered & unload ships
,1,1,*,4,2,3,********************,5,1,1,1,Prior Business 1,Dump truck,Chicago,IL,USA,2,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,1,2,2,*,22,1,Broadview,IL,USA,2,Driver,0,9,0,2,*,Business,12,94,2,*,*,*,2,1,"It's an ongoing business site that had established traffic already","Donuts, popcorn & ice cream",1,*,2,*,1000,40000,5000,3000,120000,Debt,0,*,0,*,169000,1,0,0,0,0,*,0,0,144000,0,0,********************,0,1,0,0,0,0,25000,0,0,0,0,169000,.,.,*,.,*,Lender 1,It was offered.,Chicago,IL,USA,1,.,2,.,0,Because of working capital he believed in,1,5,0,1,"Equity & $25,000",.,144000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Time away from my spouse,2,*,1,2,Partner 1,22,N,1,.,.,2,Partner 2,2,*,1,.,50,1,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,1,Lender for Operation,There was a program they offered,Chicago,IL,USA,2,1,1,Working capital resources
,10000,1,*,2,*,2,.,.,1,$100,100,2,.,Lender for Operation,Where I set cites for a business,Lansing,IL,USA,2,1,1,Mortgage,82000,2,"After 95 days of holding the loan application-they said my #'s way to low",.,*,2,.,.,2,********************,.,2,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Nabisco trucking,.,2,Banker,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,My wife works on a regular job
,90,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,17,6,11,0,17,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,1,1,2,2,*,.,.,.,.,.,.,*,2,1,1,2,2,2,2,1,2,2,2,*,When a co-worker recommended someone else they know what is required
,0,2,0,0,9,They are students,2,*,.,*,1,Chicago,IL,USA,1,.,1,Business associate,0,3,1,Chicago,IL,USA,1,.,1,Wife found him,0,2,1,Orland Park,IL,USA,2,1,1,Word of mouth,0,3,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,2,"I don't single out any ethnic group
",*,.,*,Supplier 1,Wheeling,IL,USA,2,1,1,Found thru my baker,0,3,1,0,1 to 10 net,0,0,0,1 1/2 %
,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Found thru my baker,0,3,1,0,1 to 10 net,0,0,0,1 1/2%
,2,.,*,.,.,.,*,Supplier 3,Chicago Heights,IL,USA,2,1,1,Found thru my baker,0,3,1,1500,1 to 10 net,0,0,0,1 1/2%,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No,1,Chambers of Commerce,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,I have not had anytime to make meetings or to join,Other bakers,A,1,Newspaper ad,1,.,Chicago,IL,USA,Baking busines,On interview at stor,Richard,1,From another donut shop,1,.,Dixmoor,IL,USA,Baking donuts,Restaurant,C,1,N,1,.,Chicago,IL,USA,Finances,At his restaurant,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,2,3,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,2,2,2,1,2,1,2,2,1,2,2,*,2,2,2,1,2,2,*,1,Based on what the lending institution criteria for loaning money for new start up and new existing business,1,Extend the menu and maybe open another location,1,.,I would like to see something I started from nothing continue to develope into a long standing business in the community,*,The donut shop is profitable--I hope to take my salary and live off my investment,"Chicago, IL",150000,.,2,2,2,********************,1,.,7500,2,200,2,1200,2,1900,2,200,2,3800,2,0,.,80,2,0,.,0,.,50,2,300,2,150,2,450,2,150,2,300,2,1900,2,250,2,0,.,*,18430,.,1,Charity 1,2500,Charity 2,900,Charity 3,0,.,.,*,.,70000,4500,.,61000,.,0,0,500,.,4000,.,0,0,0,0,********************,70000,61000,4500,.,11000,.,0,0,.,15500,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,95,"Donuts sales are down when it's warm outside",Cut back on the help and anticipate ice cream sales,2,2,2,2,2,1,1,2,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,1,Have not had one good enough to say
,1,1,"Fire, theft, liability & medical",50000,5900,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,12,30,2,2,,
98,6,29,98,11,5,1,1,55,Arkansas,1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,6,15,2,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,30,1,Country Club Hills,.,20,1,2,*,70,"Don't know",.,.,******************************,2,2,9,********************,5,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,1,Chicago,IL,USA,1,Meat Packer Manager,0,10,0,2,*,Business,.,91,2,*,*,*,2,0,Worked for previous owners years ago--he was selling so I bought,Custom cut meats,1,*,2,*,11000,8000,0,6000,0,*,0,*,0,*,25000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,25000,0,0,0,0,25000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Had the capital,None,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager,.,.,A,6,Stock clerk,15,1,B,13,Cashier,40,1,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,2,1,1,Ad,0,5,1,Chicago,IL,USA,1,.,1,Ad,0,10,1,.,.,.,1,.,1,Ad,0,3,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,Cheaper and advertise to Blacks,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Shopped there before,0,20,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,1,.,1,Reputation,0,10,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"Don't know any",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,.,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,1,Competition,2,2,1,2,2,2,*,2,*,1,Hire more non-family employees/add more produce,4,.,*,*,*,*,50000,.,2,1,.,********************,.,.,2000,2,0,.,200,2,80,2,500,2,10000,2,0,.,0,.,0,.,14,2,0,.,13,2,42,2,10,2,13,2,33,2,0,.,0,.,0,.,*,12904,2,2,Charity 1,.,Charity 2,.,Charity 3,.,40000,.,Put back in business,70000,150000,5000,5,50000,30,60000,40,35000,25,0,0,0,0,0,0,********************,150000,5000,0,0,0,0,5000,100,Utilities,5000,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",90000,250,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,12,0,2,3,,
105,1,21,98,4,2,2,2,63,"Tampa, FL",1,2,********************,********************,2,*,A,2,1,74,Mississippi,2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,3,*,USA,1,*,1,*************************,2,1,*,8,Unity,1,*,.,.,1,*,.,Florida,.,********************,46,1,Chatham,.,46,1,2,*,80,"I don't know about my father.",.,.,******************************,4,2,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,2,Chicago,IL,USA,1,Accounting,0,7,0,1,Being versatile to work with people,Business,6,89,2,*,*,*,2,0,It was only five minutes from my home.,"Cookies, muffins, cake, pies, soft drinks, yogurt, coffee, soups, hot dogs, ice cream, home made candies and turtle fudge apples.",1,*,2,*,900,20000,2000,1000,0,*,0,*,0,*,23900,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,23900,0,0,0,0,23900,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Because I thought I was too old.,Figuring a way to get people in here.,1,I had to buy cabinets.,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Accountant,.,2,Mgr. food store,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Baking cookies,80,2,A,11,Cashier,6,2,B,15,Make cookie trays,6,2,C,.,*,.,.,2,.,Relative,.,*,1,3,3,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,My husband has used him.,0,8,1,Chicago,IL,USA,2,1,1,Through church,0,8,1,Chicago,IL,USA,2,1,1,Have car insurance with them,0,8,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,.,*,Those where the ones I knew of.,2,*,Supplier 1,Carol Stream,IL,USA,1,.,1,Thru a friend,0,7,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Glendale Heights,IL,USA,2,1,1,A sales person came here.,0,5,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,1,1,Looked around,0,6,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,They have program called ""MIX"",MIX,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Business people,A,1,Chairperson,1,.,Chicago,IL,USA,What it takes to start a business.,11901 S. Ashland,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,xx,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,0,0,0,2,Hispanic,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,1,2,2,2,2,2,2,1,1,2,*,2,2,2,2,2,1,Location,.,*,2,*,1,.,"Because I'd like the name of it to carry on.",*,Being to increase so I can take out Social Security.,Chicago,40000,30000,2,2,2,********************,1,.,200,2,300,2,285,2,67,2,0,.,0,.,0,.,0,.,0,.,0,.,10,2,55,2,50,2,25,2,25,2,25,2,0,.,0,.,0,.,*,1042,2,1,Charity 1,75,Charity 2,.,Charity 3,.,3000,.,Re-invest in business,37000,20000,5000,.,30000,.,0,0,0,0,2000,.,0,0,0,0,********************,37000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,97,"People do not come in as often when it's hot and they are getting ready to get their children back to school.","I don't have to buy much and I use what I have due.",2,2,2,2,2,1,2,2,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,1,2,2,2,2,2,2,1,2,*,1,1,"Fire, theft, liability, medical",176000,784,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,6,30,2,2,,
112,8,26,97,1,43,2,1,64,"Manila, AR",1,2,********************,********************,2,*,A,2,2,57,"Marengo, AL",2,********************,********************,2,*,B,5,2,24,"Chicago, IL",2,********************,********************,2,*,C,6,1,18,"Chicago, IL",2,********************,********************,8,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Africa,.,********************,48,1,Glenwood,.,21,1,1,"Stocks, bonds, real estate",70,"Mechanic (automobiles, tractors) also a farmer (sharecropper).  In Chicago he was a mechanic for Checker Cab Company.",1,1,******************************,1,3,4,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,22,1,Chicago,IL,USA,1,Shipping clerk,0,2,0,1,In directly I was able to contact people then and up to this day to further my business,Business,10,76,1,*,Bought out four partners
,As a partner,2,2,We looked at the demographics of the community & saw that there was a need for this store,Clothing care services for your complete wardrobe,1,*,2,*,1250,1750,0,0,0,*,0,*,0,*,3000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,3000,0,0,0,0,3000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Because there was no one to ask and I had no collatral

,Finances,1,No one would let me have any money,1,4,Partner 1,1,Owner of school,1,.,25,1,Partner 2,22,N,1,.,25,1,Partner 3,1,From school,1,.,25,1,Partner 4,1,From school,1,.,25,1,25,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,1,Lender for Operation,"I'm on the board of directors and it's where I got my first loan",Chicago,IL,USA,1,.,1,New building and equipment,800000,1,*,9,*,1,20,0,1,Mortgage property,2000000,2,.,Lender for Operation,The city offered low interest rate plus good terms,Chicago.,IL,USA,2,1,1,For  equipment,240000,1,*,8,*,1,10,0,1,Mortgage property,60000,2,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Administrator/President
,70,1,A,2,Admin/Vice President,45,1,B,5,Admin/Asst. Secy
,45,1,C,8,Manager
,60,1,2,.,Relative,.,*,2,.,.,********************,1,20,19,1,0,20,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,1,.,1,2,2,2,1,2,2,2,2,*,We find we get much more coverage of skills we are looking for and from ads
,0,3,0,6,0,Change careers,1,Dry cleaners,1,In training,1,Chicago,IL,USA,1,.,1,Word of mouth.,0,7,1,Chicago,IL,USA,2,1,1,I worked w/him,0,8,1,Park Ridge,IL,USA,2,1,1,Met thru Assn belong to,0,10,1,Chicago,IL,USA,1,.,1,Word of mouth,0,4,1,Dalton,IL,USA,2,1,1,Yellow pages,0,20,1,1,"Because I'm affiliated with them",*,.,*,Supplier 1,Hammond,IN,USA,2,1,1,Assoc. Master Custom,0,30,1,12000,Net 30,0,0,0,They will call me,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Assoc. Master Custom,0,35,1,1000,Net 30,0,0,0,"Don't know.",2,.,*,.,.,.,*,Supplier 3,Oak Brook,IL,USA,2,1,1,Assoc. Master Custom,0,40,1,0,Net 30,0,0,0,They will,2,.,*,.,.,.,*,2,.,*,1,Creditor 1,2,-4,1,.,Chicago,IL,USA,30,0,Independence Bank,2,-4,1,.,Chicago,IL,USA,10,0,Creditor 3,2,-4,2,1,New York City,NY,USA,2,0,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Joliet,IL,USA,1,AF is the umbrella for the whole world and they are part of it all
,All,Association 2,Chicago,IL,USA,2,Rep. all the business in the communities,All,Association 3,Chicago,IL,USA,2,"Commerical, division of contracts for small businesses",All,.,1,"Cosmopolitian of Commerce, Urban League, NAACP",1,Service 1,Chicago,IL,USA,Basic training,1,Service 2,Chicago,IL,USA,Find employee/contra,1,Service 3,Chicago,IL,USA,Employees/contracts,1,*,Teachers/students,A,1,Teacher -In class,1,.,.,.,.,Advantage of an entrepreneur,In school classroom.,Richard.,22,Grew up together,1,.,Chicago,IL,USA,Advantages of an entrepreneur,In school.,C,22,In class,1,.,Chicago,IL,USA,Advantages of an entrepreneur,In school,1,200,3,********************,A,1,Board member,1,.,Chicago,IL,USA,Different business opportunities in black community
,Seaway Bank,B,1,Pres. of Seaway Bank,1,2,Chicago,IL,USA,Different business opportunities for blacks in the community

,Seaway Bank,C,1,Board member,1,.,.,Chicago,IL,USA,Different business opportunities for blacks in the community
,Seaway Bank,1,********************,99,1,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,2,2,2,2,2,2,1,2,2,2,2,*,2,1,2,2,2,2,*,2,*,1,Expand into other locations 
,1,.,Because I have children and I want them to follow in my footsteps,*,"I'm going to work until I die",Florida,1000000,900000,2,1,.,********************,.,.,150000,2,0,.,50000,2,25000,2,10000,2,400000,2,100000,2,30000,2,0,.,50000,2,5000,2,3000,2,6000,2,4000,2,1500,2,10000,2,30000,2,500000,2,0,.,*,500000,.,1,Charity 1,10000,Charity 2,3000,Charity 3,200,.,.,*,.,1000000,15000,.,500000,.,400000,.,0,0,350000,0,0,0,0,0,********************,999999,999999,0,0,0,0,999999,.,Net payables.,999999,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,Chicago.,IL,USA.,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,1,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, Theft, Liability, Business interruption",3000000,25000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,1,     -2,600,2,2,.,.,-4,2,*,.,.,-4,.,3,********************,.,3,45,2,2,,
113,1,24,98,2,34,2,1,41,Ghana,2,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,16,3,*,USA,1,*,2,*************************,2,8,Santeria,.,*,2,Fanti,1,.,3,Fanti,81,********************,********************,********************,12,1,Chatham,.,2,1,1,Performing Arts,50,"Police, superindent mgr. administration.",1,1,******************************,5,1,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,1,Chicago,IL,USA,1,Security specialist,0,2,0,2,*,Business,11,91,2,*,*,*,2,0,Was looking for something in high traffic area.,"Had to find music, international and now radio jazz.",1,*,2,*,700,3000,0,5000,0,*,0,*,0,*,15000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,15000,0,0,0,0,15000,1,2,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,Non Lender 1,"That's where I bank.",1,2,1,Chicago,IL,USA,10000,Was not credit worthy,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Getting the public to know where I was.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"No family, just me.",60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,1,2,Relative,.,*,1,1,4,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,2,2,1,Yellow pages,0,3,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Niles,IL,USA,2,1,1,Business directory,0,4,1,0,Good payment history/open,0,30,0,You may lose your discount,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,1,.,1,Recommended,0,5,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,1,.,1,Yellow pages,0,5,2,.,*,.,.,.,*,2,.,*,.,.,.,*,1,1,Because they are efficient and have 100% fill rate.,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,They provide advise and counseling for small business.,None,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,1,Small Business Assoication,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,I did not need the services.,Business owners,A,1,Walked into his store,1,.,Hammond,IN,USA,How he got started and what it took to open a new store.,In his store,D,1,Walked into his store,1,.,Chicago,IL,USA,How he got started and what it took to open a new store.,In his store,C,1,Walked into his store,1,.,Chicago,IL,USA,How he got started and what it took to open a new store.,In his store,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,80,10,5,0,0,********************,0,0,0,0,********************,0,0,5,0,********************,5,2,*,*,.,.,.,1,2,1,2,2,2,1,1,2,2,1,Funds to advertise,2,2,2,2,2,1,Lack of musical knowledge by consumer,1,"Most of your profit flows back to business and to expand you have to get a loan and that's not easy to come by.",1,"A new location, more inventory, effective advertising and inexpensive carpetry.",1,.,Because I think they will have the same idea and follow direction of business plan.,*,"I don't think I will retire, I enjoy what I'm doing .",Somewhere in the U.S. --Chicago.,80000,60000,1,2,2,********************,1,.,2000,2,900,2,30,2,150,2,200,2,0,.,2400,2,0,.,0,.,0,.,10,2,40,2,1000,2,0,.,10,2,0,.,0,.,0,.,0,.,*,5840,2,2,Charity 1,.,Charity 2,.,Charity 3,.,10000,.,Re-invested in business.,3000,100000,90000,90,10000,10,0,0,0,0,0,0,0,0,0,0,********************,100000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,1,2,2,2,2,2,2,2,1,2,2,*,1,1,"Fire, theft, liability, Business interruption",3000000,800,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,1,  50000,500,1,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,3,55,2,2,,
117,8,28,97,2,25,2,2,45,"Chicago, IL",1,2,********************,********************,2,*,A,6,1,22,"Chicago, IL",2,********************,********************,2,*,B,2,1,44,"Chicago, IL",2,********************,********************,1,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Alabama,.,********************,97,.,Englewood,.,25,1,2,*,60,Construction worker-he poured concrete & did some bricklaying,1,1,******************************,3,2,1,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,1,Chicago,IL,USA,1,Buyer,12,6,0,1,"Buying, how to negotitate, productivity, evaluations",Business,8,96,2,*,*,*,2,0,"Process of elimination-this one too small, this one to large and this one just right","Low cost clothing, household items and furniture",1,*,2,*,4600,600,0,600,600,Licenses,0,*,0,*,6400,1,0,4000,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,1400,0,0,0,0,6400,.,.,*,.,*,Lender 1,.,Chicago,IL,USA,2,1,1,3,5,*,2,.,.,2,********************,.,6000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,My family ties.  My husband did not like me working long hours.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,1,.,*,1,New Partner 1,6,*,1,.,20,1,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,80,2,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,2,.,2,Nurse,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,"Coordinator, buying/selling, etc.",60,1,A,6,"Cashier, delivery/pick-up",45,1,B,3,Iron and sort clothing,8,2,C,2,Maintenance/delivery,8,2,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,4000 W. Irving Pk,IL,USA,2,1,1,From a friend,0,1,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,.,*,.,.,*,Supplier 1,New Jersey,NJ,USA,2,1,1,Sent me a catalog,0,1,1,0,30 net,20,.,.,"Don't know",2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,.,IN,USA,2,They put you in contact with other owners and send newsletters
,All,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,"Associates, relatives and friends",A,1,Met at an auction,1,.,Chicago,IL,USA,Securing mdse for the store,At his store,Karen,22,A long friend,1,.,Chicago,IL,USA,The requirements for business in ILL,My home,C,8,N,1,.,Chicago,IL,USA,The law aspect to business,His home,1,5,4,********************,A,1,Met at an auction,1,.,Chicago,IL,USA,Prices,Auction,B,1,***********,1,.,Chicago,IL,USA,Employees,Auction,C,1,Met at an auction,1,.,Met at an auction,Chicago,IL,USA,Acquiring merchandise,Auction,1,********************,70,10,10,0,10,Hispanic,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,2,1,1,2,2,2,2,2,*,2,2,2,2,1,2,*,2,*,1,I want to purchase a building with an apartment,1,.,Because he is a partner,*,"I don't know--I had not thought about it.",Africa (Ghana),.,.,1,2,2,********************,2,.,500,2,2300,2,250,2,150,2,80,2,0,.,1600,2,0,.,0,.,0,.,20,2,25,2,0,.,0,.,17,2,17,2,0,.,0,.,0,.,*,4959,2,1,Charity 1,500,Charity 2,.,Charity 3,.,.,.,.,.,20000,10000,50,5000,25,0,0,0,0,5000,25,0,0,0,0,********************,20000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago.,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,.,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, Theft, Liability, plate glass",25000,1500,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,4,2,2,2,,
123,11,4,97,7,0,2,2,31,ILL,1,2,********************,********************,2,*,A,5,2,2,ILL,2,********************,********************,9,Child,B,6,1,11,ILL,2,********************,********************,8,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,6,14,2,*,USA,2,*,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Germany,Spain,.,31,1,Pullman,.,31,1,2,*,60,He was a drug counselor and he worked for the Chicago board of health.,1,1,******************************,1,1,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Manager,3,10,0,1,"How to operate my own video store, order movies, and to know what customers like.",Business,9,97,2,*,*,*,2,0,It was a video store on the corner that went out of business.  So I figured this was a good place.,We rent videos and sale movies.,1,*,2,*,3000,25000,0,0,0,*,0,*,0,*,28000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,5000,20000,0,3000,0,0,0,0,0,28000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Because I did not need to,Remodeling the place,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"Because I can't afford it.  I just started.",60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,He found me,2,0,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,.,.,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,They called me.,4,0,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Niles,IL,USA,2,1,1,They came to me.,2,0,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,Because I just started my business.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,My old boss and my mother,A,1,Use to work for him,1,.,Chicago,IL,USA,Operating my business.,Kentucy Fried,G,3,N,1,.,Chicago,IL,USA,Getting into business and helping me out,At her house,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,4,.,*,*,*,*,.,.,1,2,2,********************,1,.,575,2,1000,2,250,2,0,.,0,.,25,2,0,.,0,.,0,.,0,.,25,2,273,2,0,.,0,.,125,1,0,.,0,.,0,.,0,.,*,2273,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,30000,19000,98,1500,2,0,0,0,0,0,0,0,0,0,0,********************,30000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,8,30,2,3,,
130,8,27,97,2,0,2,1,52,Korea,2,3,********************,Korean,2,*,A,2,2,52,Korea,3,********************,Korean,1,*,B,5,2,27,Korea,3,********************,Korean,1,*,C,6,1,25,Korea,3,********************,Korean,8,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,15,2,*,.,*************************,1,.,*,.,*,2,Korean,1,2,3,Korean,87,********************,********************,********************,10,1,Highland Park,.,1,1,2,*,60,My father was an appointed mayor in a small city in Korea.,1,1,******************************,4,3,1,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,2,3,Chicago,IL,USA,1,Salesperson,0,1,6,1,Management and purchasing products,Business,3,88,1,*,I paid the owner for the merchandise in the store and I paid rent to the same person the previous owner paid rent to.,The owner was an acquaintance--he told me he was leaving and it started there.,2,0,"It was already here and in a good place, too.",My business sell clothes and jewelry to women large and small.,1,*,2,*,600,5000,5000,15000,100,Lights,0,*,0,*,25700,1,0,0,0,0,*,5000,0,5000,0,0,********************,0,2,0,0,0,0,17000,0,0,0,0,27000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,I did not need it at the time.  I just borrowed from my wife and friend and used my own.,To get good merchandise,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,5000,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Owner/manager,60,1,A,2,Buying/managing,40,1,B,.,*,.,.,C,.,*,.,.,1,2,Relative,.,*,2,.,.,********************,1,5,5,0,0,5,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,.,.,.,.,.,.,*,2,2,2,2,2,2,*,1,.,1,2,2,2,2,1,2,2,2,*,"I hire mostly walk-ins because they come in more often than recommendations and it's easier.",0,3,0,.,.,Another job with better pay somewhere else.,2,*,.,*,1,Chicago,IL,USA,1,.,1,Recommended by friend,0,9,2,********************,**,**********,.,.,.,*,.,.,1,Mount Prospect,IL,USA,2,1,1,Recommended by friend,0,9,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,3,.,.,*,.,*,Supplier 1,Los Angelos,CA,USA,.,.,1,Doing business somewhere else,0,7,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,New York,NY,USA,.,.,1,Doing business somewhere else,0,5,1,2000,Business,0,30,0,No terms,2,.,*,.,.,.,*,Supplier 3,.,.,.,.,.,1,Business somewhere else,0,2,1,2000,Business,0,30,0,No terms,2,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,"I'm not active--I don't know",I contact them about the area,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Friends and relatives,A,2,N,1,.,Chicago,IL,USA,"Employees, location, clothes",Home,Mr. Ko,1,Previous owner,1,.,.,.,.,Prospecting the business/merchandise,Here on location,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,4,2,*,*,.,.,.,2,2,2,2,1,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,2,.,*,"Because they don't like learning this business.",None,U.S.A.,600000,500000,1,2,2,********************,1,.,20000,2,3900,2,400,2,300,2,200,2,10000,2,3000,2,0,.,0,.,0,.,100,2,115,2,100,2,100,2,125,1,100,2,600,1,150,2,0,.,*,39190,.,2,Charity 1,.,Charity 2,.,Charity 3,.,35000,.,Make a living and put back,30000,200000,150000,75,50000,25,0,0,0,0,0,0,0,0,0,0,********************,200000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,.,150000,3700,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,4,10,2,2,,
133,8,21,97,9,30,1,1,33,19,2,3,********************,Indian,2,*,A,2,2,27,19,3,********************,Indian,1,*,B,5,2,5,Chicago,3,********************,Indian,8,*,C,4,1,79,India,3,********************,Indian,5,*,D,3,2,63,India,3,********************,Indian,5,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,6,*,.,*************************,1,.,*,.,*,2,Punjaby,1,2,3,Punjaby,83,********************,********************,********************,14,1,Evanston,.,7,1,2,*,70,He was a business owner--he owned his own land and managed it.,1,3,******************************,5,1,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,4,97,2,*,*,*,2,0,We saw a ""for rent"" sign and decided this was a good place to be.,"Merchandise--we sell wholesale luggage, clothes, and other things for the house.",1,*,2,*,.,.,.,.,.,*,.,*,.,*,.,.,.,.,.,.,*,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,I had money of my own & my partner had money.,"Knowing the market, not knowing what would sell here",2,*,1,1,Partner 1,22,From the flee market,2,1,50,1,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,1,1,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,50,1,"I do all the labor work, my partner takes care of the finances and everything else.",2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Owner/manager,.,2,Wages,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They just don't.",70,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,.,.,.,2,.,22,N,0,3,1,Chicago,IL,USA,.,.,1,Partner,0,2,1,Chicago,IL,USA,.,.,1,Partner,0,2,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,3,.,.,*,.,*,Supplier 1,R,R,R,2,.,1,Friend,0,10,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,.,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"No, I just don't.",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Only my partner,A,1,We met at the flee market.,2,1,Chicago,IL,USA,Starting our own business,At the flee market,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,2,1,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,1,More and different merchandise,2,.,*,I would want them to start a better business.,DK,DK,.,.,1,2,2,********************,2,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,.,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,R,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,********************,.,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,.,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,.,.,.,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,10,35,1,1,,
137,8,15,97,9,0,1,1,27,19,2,3,********************,Indian,2,*,A,7,2,25,19,3,********************,Indian,8,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,15,1,*,19,6,*,.,*************************,1,.,*,.,*,2,Telugu,1,1,3,Telugu,89,********************,********************,********************,8,1,.,.,3,1,2,*,60,Agriculture--he took care of the land.,1,2,******************************,1,2,11,Share with family,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,3,Chicago,IL,USA,1,Manager,4,2,6,1,How to manage my employees and how to run my gas station sales and service.,Business,12,92,1,*,A friend wanted to lease it out.,Through a friend.,2,0,"It was already here, we just changed the name.","Gasoline, food, candy, air for tires, lottery, pop, ice cream, and household needs.",1,*,2,*,50000,0,200,30000,0,*,0,*,0,*,80200,1,0,0,0,0,*,0,50000,30000,0,0,********************,0,2,0,0,0,200,0,0,0,0,0,80200,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I had no credit, knew it would be denied.",Not to bounce checks.,2,*,1,2,Partner 1,22,I used to work for him,1,.,33,1,Partner 2,8,*,1,.,33,1,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,34,1,1,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,34,2,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,10000,1,Manager,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Part owner/manager,60,1,A,8,Partner/manager,50,1,B,.,*,.,.,C,.,*,.,.,1,1,Relative,2,*,2,.,.,********************,1,7,3,4,0,7,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,.,.,.,.,.,.,*,2,2,2,2,2,1,"It's hard to find outside people",1,.,1,2,2,2,2,2,2,2,2,*,Much safer and trust worthy.,4,0,0,.,.,Find another job or move out of town.,2,*,.,*,1,Chicago,IL,USA,1,.,22,N,0,5,1,Gary,IN,USA,2,1,22,N,0,5,1,Libertyville,IL,USA,2,2,22,N,0,5,.,********************,**,**********,.,.,.,*,.,.,.,********************,**,**********,.,.,.,*,.,.,3,.,.,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Previous owner,0,2,1,6000,Bill to bill,0,14,0,1,2,.,*,.,.,.,*,Supplier 2,St. Charles,IL,USA,2,1,1,Previous owner,0,2,1,19000,Load to load,0,60,0,No gasoline,2,.,*,.,.,.,*,Supplier 3,Dallas,TX,USA,2,.,1,Previous owner,0,5,1,1700,Monthly,0,30,0,1,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"We just don't and I just don't.",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Friends and brother,A,22,N,1,.,Chicago,IL,USA,Running a business and partnership,His gas station/home,M,8,N,1,.,Chicago,IL,USA,Owning a business,His home,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,5,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,1,Stealing,1,2,2,2,2,2,*,2,*,2,*,4,.,*,*,*,*,1500000,.,1,2,2,********************,1,.,40,2,4000,2,1000,2,150,2,0,.,3000,2,400,4,0,.,200,2,0,.,300,2,150,2,0,.,300,2,3000,1,300,2,1000,2,0,.,0,.,*,.,.,1,Charity 1,200,Charity 2,200,Charity 3,.,60000,.,Put it back in the business and bills,60000,20000,0,0,0,0,0,0,0,0,0,0,0,0,0,100,Rent covers all,.,30000,30000,100,0,0,0,0,.,30000,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,2,*,.,.,-4,1,110000,1500,2,1,100000,1500,2,1,10000,250,2,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,10,20,1,2,,
142,6,12,97,2,30,2,1,43,Palastine,2,.,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,3,14,1,*,Palastine,5,*,.,*************************,1,.,*,.,*,2,Pakastania,2,2,1,*,78,********************,********************,********************,20,1,Ridgeland,.,20,1,2,*,50,He was a farmer--his own business--did not work for anyone,1,2,******************************,4,2,1,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,8,1,Chicago,IL,USA,1,Cashier,0,4,0,1,Management,Business,11,94,1,*,Purchased the store,I approached him and asked,2,0,Already here,Groceries,2,Liquior store,2,*,750,8000,0,0,0,*,0,*,0,*,8750,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,4000,0,0,4750,0,0,0,0,8750,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I just didn't",Getting to know the people,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,My wife worked here before she died,64,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,1,2,Relative,.,*,2,.,.,********************,1,1,1,0,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,1,Arabian,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,2,1,2,2,2,2,2,2,2,2,*,"It's easier to trust",0,1,0,7,0,"I don't have any who has",2,*,.,*,1,Chicago,IL,USA,2,2,1,Through Brother,0,4,1,Chicago,IL,USA,1,.,1,From Brother,0,4,1,Chicago,IL,USA,1,.,1,From Brother,0,4,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,They were recommended through my brother,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,From Brother,0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,1,.,1,From Brother,0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I don't know where they are",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,8,A,8,*,1,.,Chicago,IL,USA,Opening my own business,His store,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,4,.,*,*,*,*,11000,.,1,2,2,********************,2,2,1300,2,840,2,350,2,100,2,200,2,500,2,92,2,0,.,0,.,0,.,0,.,1000,2,0,.,0,.,60,2,100,2,0,.,0,.,0,.,*,4542,2,2,Charity 1,.,Charity 2,.,Charity 3,.,11000,.,"I spent it--don't ask me how but I did",0,50000,25000,50,25000,50,0,0,0,0,0,0,0,0,0,0,********************,50000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,1,2,2,2,2,*,1,1,Fire/Theft,50000,100,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,3,30,2,2,,
146,6,5,98,3,20,2,2,51,"Chicago, IL",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,20,4,*,USA,6,*,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,97,.,Jeffrey Manor,.,20,1,1,"Stocks, mutual bonds",60,.,1,1,******************************,5,1,9,********************,5,1,1,1,Prior Business 1,Advertisement,Chicago,IL,USA,1,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,94,2,*,*,*,2,0,"Third searching, talked to previous owner before they moved out (saw vacancy) later I moved in.","Sell copier machines, printer supplies",1,*,1,2,20000,100000,0,500,80,Electricity,0,*,0,*,120580,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,100000,0,0,0,20580,0,0,0,0,120580,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"Parents help out--didn't want to go into debt",Getting people to buy equipment,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager,.,.,A,7,Typist/clerk,40,1,B,16,Security,60,1,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,2,0,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,1,2,2,2,*,Easier and saves money on advertising,30,0,0,4,0,More advance to better job,2,*,.,*,1,Hoffman Estates,IL,USA,1,.,1,Introduced by aquaintance,0,6,1,Chicago,IL,USA,2,1,1,Reputation,0,14,1,Chicago,IL,USA,2,1,1,Friend from school,0,14,1,Chicago,IL,USA,1,.,1,Reputation,0,25,2,********************,**,**********,.,.,.,*,.,.,2,.,*,.,.,*,Supplier 1,Elmhurst,IL,USA,2,1,1,Yellow pages (ads),0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,1,Creditor 1,2,-4,2,1,Oak Lawn,IL,USA,3,0,.,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,Information on computers
,Print business,Association 2,Evanston,IL,USA,2,Coverage of business machines,Advice on computers,Association 3,********************,**,********************,********************,*,*,.,1,"Minority support service, Federal government, Small Business Association",2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,"Don't need it--did research on her own",Friends and business associates,A,1,Research,1,.,Oak Lawn,IL,USA,What kept them in business,Her office/my office,K,22,Grew up together,1,.,Chicago,IL,USA,Profit,Phone/her home,C,.,*,.,.,********************,**,********************,*,********************,1,1,5,********************,A,1,Ads,2,1,South Holland,IL,USA,Meeting qrtly/office machines,On phone,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,20,80,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,5,2,*,*,.,.,.,2,2,1,2,2,2,1,2,2,2,2,*,2,2,2,2,2,2,*,2,*,1,Create subsidiary,4,.,*,*,*,*,11000000,785000,2,2,2,********************,2,1,0,.,850,2,300,2,58,2,0,.,3000,2,0,.,0,.,0,.,0,.,200,2,500,2,250,2,10,2,8,2,42,2,1667,2,0,.,0,.,*,6885,2,2,Charity 1,.,Charity 2,.,Charity 3,.,30000,.,Put back into business,20000,130000,5200,4,91000,70,33800,26,0,0,0,0,0,0,0,0,********************,130000,30000,30000,100,0,0,0,0,.,30000,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,1,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,2,*,.,.,-4,1,500000,75,2,1,190000,125,2,1,80000,42,2,1, 100000,167,2,1,150000,600,2,2,*,.,.,-4,.,.,********************,.,4,30,2,3,,
147,7,9,97,4,35,2,1,52,"Salem, AL",1,2,********************,********************,2,*,A,22,2,36,"Chicago, IL.",2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,2,8,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Alabama,.,********************,23,1,66th & Vernon,.,6,1,2,*,60,He was a farmer on a plantation,1,5,Share Cropper,1,2,9,********************,3,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,2,Chicago,IL,USA,1,Auto mechanic,0,10,0,2,*,Business,1,96,2,*,*,*,2,0,It was already here I just kept it going,"Repairing lawn mowers, snow blowers & different stuff like that",1,*,2,*,2500,500,0,0,0,*,0,*,0,*,3000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,3000,0,0,0,0,3000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Because I figured I could make it on my own
,Getting in here I had to deal with the owner and the lawyers,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"Because you can't trust them",60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,1,1,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,2,1,2,2,2,2,2,2,2,2,*,"That way I know who I'm getting and know where I'm coming from",0,0,1,.,.,Illiness,2,*,.,*,2,********************,**,********************,.,.,.,*,.,.,1,Chicago,IL,USA,2,1,1,Was recommended,0,6,1,Chicago,IL,USA,1,.,1,Was recommended,0,3,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,3,.,.,*,.,*,Supplier 1,Mellen,WI,USA,.,.,1,Telephone directory,6,1,1,200,Month to month,.,.,.,"Don't know",2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,I have not been in business long enough,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Friends,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,2,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,1,2,2,2,2,1,2,2,*,1,2,2,2,2,2,*,1,"Because I don't make the money to make it bigger",1,"I'm planning on getting a bigger place",2,.,*,"Because they won't take care of it",I have not thought about it,Alabama,.,.,2,2,2,********************,1,.,1000,2,400,2,300,2,150,2,50,2,600,2,0,.,0,.,0,.,0,.,0,.,110,2,0,.,0,.,25,2,0,.,0,.,0,.,0,.,*,2635,.,1,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,9000,.,40,.,60,0,0,0,0,0,0,0,0,0,0,********************,.,0,.,.,.,.,.,.,********************,.,.,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,.,.,.,.,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,1,2,2,2,*,1,2,*,.,.,-4,1,.,55,2,1,.,60,2,1,.,47,2,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,5,46,2,2,,
153,1,12,98,-3,-3,-3,2,70,"Moldon, MO",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,3,8,0,*,********************,1,*,2,*************************,1,.,*,.,*,1,*,.,.,1,*,.,New Guinea,.,********************,46,1,Chatham,.,46,1,2,*,40,Farmer--grew crops.,1,2,******************************,5,1,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,3,71,2,*,*,*,2,0,Just walked by and was close to my house.,"Sell candy, snowballs, cold cuts, pop--toiletries .",1,*,2,*,250,1500,0,500,50,Gas (utility),50,Gas (car),50,Telephone,2400,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,2400,0,0,0,0,2400,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,I used my savings,Managing employees and their theft--mainly from family members.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"Can't trust them.",40,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Sent brochure to me,0,26,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Sent brochure to me,0,26,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,1,1,Sent brochure to me,0,26,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No time,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Minister,A,1,Neighbor church,1,.,Chicago,IL,USA,Church supporting my business,At his church,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,1,1,1,********************,A,1,He has store to the south of me,1,.,Chicago,IL,USA,Doing business in community,On front,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,90,5,5,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,2,*,2,2,2,2,1,2,*,1,Need money to expand,1,Decorate and increase stock,1,.,My niece--she is the only one I can trust.,*,Go to MO and do a lot of fishing.,Chicago,10000,.,1,1,.,********************,.,.,500,4,0,.,175,2,0,.,20,4,0,.,100,4,0,.,0,.,1200,1,0,.,35,2,0,.,0,.,630,1,0,.,0,.,170,2,0,.,*,.,.,2,Charity 1,.,Charity 2,.,Charity 3,.,5000,.,Re-invested in store,5000,.,500,5,1400,10,95000,85,0,0,0,0,0,0,0,0,********************,.,0,.,.,.,.,.,.,********************,.,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,97,By bad health--cancer of breast--had breast removed.,I just work the hours I can--40 hrs per week only,2,2,2,2,2,1,2,2,2,2,1,2,2,1,Just cut down,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,1,2,1,1,1,1,2,2,2,2,2,1,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,.,.,.,1,,
154,6,28,97,1,7,2,1,77,"Marion, AL",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,3,2,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Alabama,.,********************,46,1,Chatham,44,14,1,2,*,50,I had a stepfather and he was a farmer during share cropping taking care of the farm.
,1,5,Only got paid once a year,1,3,9,********************,5,1,1,2,Prior Business 1,Used merchandise,Chicago,IL,USA,2,*,Prior Business 2,Used merchandise,Chicago,IL,USA,2,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,1,96,2,*,*,*,2,0,Because I live here,Used maerchandise,1,*,2,*,500,250,0,0,0,*,0,*,0,*,750,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,750,0,0,0,0,750,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Because I just went on my own.  Went on what I had.,Not making enough money to get my license.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"I'm alone here in Chicago",50,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,.,.,*,*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,1,Creditor 1,2,-4,2,.,Chicago,IL,USA,1,5,Peoples Gas,2,-4,.,.,Chicago,IL,USA,1,5,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,I am an independent person worker
,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,"No one, I just got it as a living quarters & built it up to this.
",A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,2,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,1,2,2,2,2,2,2,1,1,2,*,2,2,2,2,2,1,Poor health,1,"My truck is broke down and I don't have the income.",1,Get it organize and then I can get someone to help me.,2,.,*,They are all in Alabama and have their own livelihood.,"I feel like I'm already retired.","Stay where I'm at now",1000,.,2,2,2,********************,1,.,0,.,500,2,500,2,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,*,1000,.,2,Charity 1,.,Charity 2,.,Charity 3,.,1000,.,Put into the business,0,1000,0,0,0,0,0,0,0,0,0,0,0,0,1000,100,Used clothing,1000,0,.,.,.,.,.,.,********************,.,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,.,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,2,35,2,2,,
155,1,22,98,12,56,2,1,40,Jordan,2,1,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,5,15,0,*,********************,2,*,.,*************************,1,.,*,.,*,2,Arabic,1,.,3,Arabic,75,********************,********************,********************,22,1,Hedgewich,.,16,1,2,*,94,Self-employed fruit stand,1,2,******************************,5,1,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,2,Chicago,IL,USA,1,Salesman,0,6,0,2,*,Business,5,91,1,*,It was for sale,Thur the newspaper,2,0,"It was there, I did not choose.","Spirits, liquors, cigarettes",1,*,2,*,1200,0,0,0,0,*,0,*,0,*,1200,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,1200,0,0,0,0,1200,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Because I did not need it.,Long hours,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager,94,2,A,8,Manager,84,1,B,.,*,.,.,C,.,*,.,.,1,1,Relative,2,*,2,.,.,********************,1,4,2,2,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,2,Arabs,1,2,2,1,2,2,2,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,1,2,2,2,*,"It's easier",7,0,0,3,0,Salary,1,Restaurant,2,*,1,East Chicago,IL,USA,1,.,22,N,0,8,1,Chicago,IL,USA,2,1,22,N,0,8,1,Chicago,IL,USA,2,2,22,N,0,8,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,.,*,They are the ones who can do the service,.,*,Supplier 1,Chicago,IL,USA,2,2,1,The only supplier in Chicago area,0,8,1,7000,30 Days,0,30,0,1.5%,2,.,*,.,.,.,*,Supplier 2,Harvey,IL,USA,2,2,1,The only supplier in Chicago area,0,8,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,2,1,The only supplier in Chicago area,0,8,1,5000,30 days,0,30,0,1.5%,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,None,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Liquor store owner and my brother-in-law,A,1,N,1,.,Chicago,IL,USA,About the business,At his business,S,21,N,1,.,Chicago,IL,USA,About the business,Home,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,2,2,2,2,2,2,2,2,1,2,2,*,2,2,1,2,2,2,*,2,*,2,*,1,.,Keep it in the family,*,"Relaxing, doing nothing, stay at home",Chicago,800000,730000,2,1,.,********************,.,.,50000,2,0,.,1500,2,300,2,200,2,3000,2,0,.,120,2,0,.,600,2,200,2,250,2,100,2,100,2,160,2,50,2,0,.,0,.,0,.,*,56580,2,2,Charity 1,.,Charity 2,.,Charity 3,.,51000,.,Invested,46000,257000,195000,.,30000,.,30000,.,0,0,2000,.,0,0,0,0,********************,257000,40000,40000,100,0,0,0,0,.,40000,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,1,2,2,2,2,2,2,2,2,*,1,2,*,.,.,-4,1,300000,1800,1,2,.,.,-4,1,300000,438,1,2,     -4,.,-4,1,25000,550,1,2,*,.,.,-4,.,1,********************,.,2,45,2,2,,
163,7,7,97,9,15,1,1,70,"Perry, GA",1,2,********************,********************,2,*,A,2,2,72,GA,2,********************,********************,7,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,Africa,.,47,1,South Shore,.,27,1,2,*,40,"Farmer--major crops-corn, etc.",2,.,*,4,1,9,********************,4,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,-3,Chicago,IL,USA,1,Maint. Superintendent,8,3,0,1,"Management, supervisory",Business,4,68,2,*,*,*,2,0,"While canvassing area, saw for rent sign & I liked the area.","Sales, mortgage loans, management.",1,*,2,*,100,0,0,0,350,Fixtures,0,*,0,*,450,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,450,0,0,0,0,450,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,I had a few dollars since I was working.,Getting sales.,1,Getting loans for clients.  I also had problems getting loans for myself to purchase property.,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Postal Service,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,.,40,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,0,1,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,1,2,2,2,2,1,2,2,2,2,*,To get broad base of personnel,2,0,0,4,0,Full time work,2,*,.,*,1,Chicago,IL,USA,1,.,1,Church together,0,5,1,LaGrange,IL,USA,2,1,1,Met thru client,0,15,2,********************,**,**********,.,.,.,*,**,.,1,Chicago,IL,USA,1,.,6,N,0,2,2,********************,**,**********,.,.,.,*,.,.,1,1,I try to do something for my people if qualified,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Solicited us,0,3,1,0,Net 30 days,0,30,0,X,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Referral,0,10,1,0,Net 30 days,0,30,0,X,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,I used to belong but no desire now,1,Dearborn Real Estate Board-SBA,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,SBA years ago did not finance real estate so they told me 15 years ago,Friends and pastor of church and work a cross section of people,A,2,N,1,.,Chicago,IL,USA,Thoughts of going into business for self,Home,Dr. Lewis Rawls,1,Pastor,1,.,Chicago,IL,USA,Going into business for self,At church,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,2,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,1,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,1,.,To keep it alive,*,Just to keep on working
,Central Georgia,60000,60000,1,2,2,********************,1,.,0,.,345,2,35,2,1200,1,75,2,175,4,0,.,0,.,0,.,0,.,30,2,80,2,600,1,500,1,20,1,50,2,0,.,0,.,0,.,*,3110,.,1,Charity 1,200,Charity 2,.,Charity 3,.,.,.,.,4000,60000,0,0,30000,50,0,0,0,0,0,0,0,0,30000,50,Name,60000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,Chicago,IL,USA,2,.,.,.,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,1,2,2,2,2,1,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,.,********************,.,10,55,1,1,,
164,3,31,98,1,30,2,1,70,Moline,2,2,********************,********************,2,*,A,2,2,63,Florida,2,********************,********************,1,*,B,5,2,37,Chicago,2,********************,********************,1,*,C,12,1,10,Chicago,2,********************,********************,8,*,D,6,1,18,Chicago,2,********************,********************,8,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,United States,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,********************,********************,********************,60,1,South Shore,.,30,1,2,*,60,Building contractor,1,1,******************************,1,2,8,********************,2,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,2,2,1,Got hurt on job receive money started a business.,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,11,62,2,*,*,*,2,0,Came further south to get a way from low end of city needed a good business area.,"Print Wedding Invitations, dance tickets party plugs, and make copies.",1,*,2,*,75,500,0,200,125,Electricity,0,*,0,*,900,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,900,0,0,0,0,900,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"Got enough money saved on my own didn't need assistance.","Previous owners didn't take care of place needed a little patching up of walls, painting and getting flyers out for business.",2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,.,.,2,Work for telephone company,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,No need because I handle my business myself.,60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Heard from others about service,0,10,1,Chicago,IL,USA,1,.,1,Phone book,0,25,1,.,.,.,1,.,1,Daughter told me,0,25,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,Because of the price lowest bidder.,*,.,*,Supplier 1,Harvey,IL,USA,2,1,1,Search out advertisement,0,30,1,0,Knows me so no terms,0,0,0,Never borrowed,2,.,*,.,.,.,*,Supplier 2,Bedford Park,IL,USA,2,1,1,Phone book,0,20,1,65,Whenever I can pay back,0,0,3,Credit good no problem pay when can,2,.,*,.,.,.,*,Supplier 3,Oak Lawn,IL,USA,1,.,1,Phone book,0,20,1,0,.,0,0,0,Never Borr,2,.,*,.,.,.,*,2,.,*,1,Creditor 1,2,-4,1,.,Shaunburg,IL,USA,6,0,.,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,Never needed their service or advice.  Always use my own knowledge.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Knew what I wanted to do and talked to my wife got go ahead all I needed.,A,2,N,1,.,Chicago,IL,USA,Opening up building and finance,Home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,2,1,1,0,********************,0,0,0,.,********************,1,0,0,0,********************,3,2,*,*,.,.,.,2,2,2,2,1,2,2,1,2,2,1,"Technology new equipment, I still use same machinery as when I started not as fast as competitors",1,2,2,2,2,2,*,2,*,2,*,2,.,*,Family not interested in running business after I retire.,"Writing a book on golf,",Chicago,10000,.,2,2,2,********************,1,.,300,2,375,2,200,2,0,.,0,.,0,.,0,.,0,.,0,.,0,.,20,2,22,2,0,.,0,.,10,2,250,2,0,.,0,.,0,.,*,1177,2,1,Charity 1,100,Charity 2,300,Charity 3,.,.,.,.,10000,35000,10000,25,25000,75,0,0,0,0,0,0,0,0,0,0,********************,35000,15000,0,0,0,0,15000,100,Operating Cost,15000,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,96,"Can't keep up with technology need no update printers, equipment still using outdated equipment.","Too much expense haven't done anything about it.",2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,1,2,1,2,2,2,2,2,2,1,Children education,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,.,********************,.,2,50,2,2,,
166,10,22,97,-3,-3,-3,2,33,New Mexico,1,5,********************,********************,2,*,A,2,1,33,New Mexico,2,********************,********************,2,*,B,16,1,16,California,2,********************,********************,8,*,C,6,1,10,New Mexico,2,********************,********************,8,*,D,5,2,8,New Mexico,2,********************,********************,8,*,E,5,2,4,New Mexico,2,********************,********************,9,N/A,F,1,1,1,New Mexico,2,********************,********************,9,N/A,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,1,*,5,*************************,2,5,*,.,*,2,Spanish,1,.,2,Spanish,.,Mexico,New Mexico,.,7,1,Flossmore,.,7,1,2,*,60,Travel agent--self employed in Mexico,2,.,******************************,4,1,9,********************,4,2,1,.,Prior Business 1,.,Cuerbvaca,.,Mexico,1,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,2,90,2,*,*,*,2,0,Looked for 2 years--wanted something in school area,Uniforms--Nation of Islam(other) apparel,1,*,1,Nation-no specialty,.,.,.,.,1500,Computer,500,Phone,0,*,2000,1,0,0,0,0,*,0,80000,0,0,0,********************,0,1,0,0,0,0,0,0,0,0,0,80000,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Did not have enough colatoeral,Ignorance of the Business International Laws. No formal training in Apparal Mfg.,1,Not having enough capital. Seasonal Business,1,2,Partner 1,1,Sister-in-law.,1,.,25,2,Partner 2,8,*,1,.,25,2,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,1,Lender for Operation,Had a program for community business
,Chicago,IL,USA,1,.,1,Business is seasonal--needed loan to stay a float--cash flow
,50000,1,*,.,*,1,5,0,1,Home,165000,2,.,Lender for Operation,Suggested I get SBA loan,Homewood,IL,USA,1,.,1,.,50000,3,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Minister,.,2,Church,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,No one else wants to work in the business
,.,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,1,2,Relative,.,*,2,.,.,********************,1,9,9,0,0,2,0,7,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,2,2,1,2,2,*,.,.,.,.,.,.,*,2,.,2,2,2,2,2,2,2,2,1,Newspaper,Finding sewers very hard,30,0,0,1,6,"Family circumstances--pregnancy, etc.",2,*,.,*,1,Hinsdale,IL,USA,1,.,1,N,0,5,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,1,.,1,-3,0,3,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,.,.,*,.,*,Supplier 1,New York,NY,USA,.,.,1,Research from library and other sources
,0,3,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Richmond,IN,USA,.,.,1,Research from library and other sources
,0,2,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,1,1,Research from library and other sources
,0,3,.,.,*,.,.,.,*,2,.,*,.,.,.,*,.,2,*,1,Creditor 1,2,-4,1,.,Chicago,IL,USA,3,0,.,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,Various,Good research--direction in business
,All,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,"Husband, manufacturers, service
",A,2,N,1,.,Chicago,IL,USA,Opening of a business--financial
,Home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,4,2,*,*,.,.,.,1,2,2,2,1,2,1,2,1,1,2,*,2,2,2,2,2,1,One person,1,With financing it would increase sales/lower cost of production,1,Restructure production and marketing,1,.,Would not like to see all my sweat (hard work)go  to waste
,*,"Invest for retirement--don't have time to think about it now.


",None,300000,350000,2,2,2,********************,2,1,2000,2,1200,2,150,2,3500,1,550,2,12000,2,3000,4,400,2,0,.,0,.,250,2,450,2,100,2,4000,1,300,1,100,2,0,.,0,.,0,.,*,.,.,1,Charity 1,7000,Charity 2,50,Charity 3,.,.,.,*,.,17000,.,.,72000,.,.,.,.,.,20000,.,.,.,.,.,********************,92000,45000,.,.,.,.,.,.,.,.,1,Bank 1,Chicago,IL,USA,Bank 2,Homewood,IL,USA,Bank 3,********************,**,********************,1,97,Cash flow--very low,Went further into debt,2,2,2,2,2,2,1,1,2,2,2,1,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,1,50000,350,3,.,     -4,.,-4,.,.,.,-4,1,Workman comp,95000,1700,1,1,1,********************,.,.,.,.,2,,
168,8,14,97,6,40,2,2,48,"St. Louis, MO",1,2,********************,********************,2,*,A,2,1,48,"Chicago, IL",2,********************,********************,1,*,B,6,1,26,"Quincy, IL",2,********************,********************,1,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,13,1,*,USA,1,*,1,*************************,2,8,Pentalcostal,.,*,1,*,.,.,1,*,.,Africa,.,********************,25,1,84th Stony,.,11,1,2,*,60,Pastor of church and did upolstery on the side,1,1,*,1,2,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Head teacher of kindegarten,1,2,0,1,Enhanced lesson planning,Business,6,86,2,*,*,*,2,0,I saw this building when I came to visit a friend.  It was what I was looking for.,Child care for ages 2-6 yrs.,1,*,2,*,350,3000,0,0,0,*,0,*,0,*,3350,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,0,0,0,0,0,3350,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Was not necessary,None,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Daycare provider,.,2,Social worker-DCFS,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Director/teacher,60,2,A,5,"Sec'y",20,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,4,4,0,0,4,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,2,2,2,1,"People I've worked with before--taken a class with.  I hired off the street and it did not work out.","I have to know them or have dealings with them before hiring.  I'm picky about who i put over the children.",7,0,0,9,0,When we moved they wanted to stay where they were,2,*,.,*,1,Chicago,IL,USA,1,.,1,Referral,0,6,2,********************,**,**********,.,.,.,*,.,.,1,South Suburban,IL,USA,2,1,1,Yellow Pages,0,3,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,1,.,1,Referral,0,2,1,1,I am a black business and I like to promote black businesses,*,.,*,Supplier 1,Chicago,IL,USA,1,.,1,Referral,0,8,1,700,Net 30,0,30,0,N/A,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Walk-in,0,4,1,5000,Lease/Purchase 5yrs,0,.,.,N/A,2,.,*,.,.,.,*,Supplier 3,Forest Park,IL,USA,2,1,1,System was in when we moved in bldg
,0,2,1,300,Every 3 months,0,0,3,N/A,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"Haven't looked into it--not interested at this time",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,"Minister, husband",A,1,Belong to same church,1,.,Chicago,IL,USA,Opening the business/his spiritual counseling,At his home,Wendell,2,N,1,.,Chicago,IL,USA,Is it the right time--I would have to quit my job--,At home,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,2,*,2,2,2,2,2,1,Need more space,1,No savings--what I make I re-invest
,1,Getting a larger space,1,.,To keep the business going,*,Work with the church and the elderly,Where I live now,110000,95000,1,2,2,********************,1,.,800,2,1500,2,100,2,100,2,0,.,3500,2,0,.,0,.,250,2,0,.,300,2,100,2,0,.,0,.,75,1,0,.,0,.,2000,2,0,.,*,8725,.,1,Charity 1,45,Charity 2,45,Charity 3,45,.,.,*,.,500000,1000,5,85000,90,0,0,2000,10,1500,5,0,0,0,0,********************,89500,.,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,97,Summer months--July/August--people go on vacations
,We pray.  I borrow from the household to meet expenses.,2,2,2,2,2,2,2,2,2,2,2,2,2,1,Reduced hours,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,1,2,2,2,2,1,2,2,2,*,1,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,1,I million on children getting hurt
,999999,156,2,2,.,********************,.,8,0,2,2,,
190,9,17,97,3,15,2,2,55,Mississippi,1,2,********************,********************,2,*,A,15,2,30,Mississippi,2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,19,4,*,USA,1,*,1,*************************,2,5,*,.,*,1,*,.,.,1,*,.,Africa,.,********************,29,1,Chatham,44,15,1,1,Elementary teacher--CPS,55,Farmer--cotton crops,2,.,*,4,1,8,********************,2,2,1,1,Prior Business 1,Insurance broker,Chicago,IL,USA,2,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Insurance agent,0,2,0,1,"Filling out forms, computer skills, marketing services",Business,1,97,2,*,*,*,2,1,Availability for children,Tutoring for reading,1,*,1,.,1400,2000,0,1500,0,*,0,*,0,*,4900,1,2500,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,1500,0,0,0,0,4000,.,.,*,.,*,Lender 1,Downtown,Chicago,IL,USA,.,.,2,.,13,*,2,.,.,2,********************,.,2500,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Finding a location,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Teaching,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,.,34,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,0,1,0,1,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,2,2,2,2,2,2,2,2,2,1,From College campuses,Location--depends on students who need teaching experience for their degrees
,.,.,.,0,9,"Return to school, start their own business",1,Writer,2,*,1,Evergreen Plaza,IL,USA,1,.,1,N,0,2,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,.,*,.,*,Supplier 1,.,.,.,.,.,1,.,9,0,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,.,WI,USA,.,.,1,.,9,0,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,.,OK,USA,.,.,1,.,9,0,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,2,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No time,1,Chamber of Commerce,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,"Haven't had the time to start",Friends--no particular people,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,2,*,2,2,2,2,2,2,*,2,*,1,"Have more locations, more programs",3,3,*,*,Travel,No particular place,.,.,.,2,2,********************,1,.,150,.,650,.,35,.,0,.,0,.,600,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,*,1435,.,1,Charity 1,.,Charity 2,.,Charity 3,.,.,.,No profits right now,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,.,.,.,.,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,1,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,4,30,2,2,,
192,5,12,98,7,0,2,2,31,IL,1,2,********************,********************,1,*,A,2,1,31,IL,2,********************,********************,1,*,B,6,1,4,IL,2,********************,********************,8,*,C,6,1,3,IL,2,********************,********************,8,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,97,.,Wrightwood,.,5,2,1,I work a job,65,He was a postal worker and he also worked for C.T.A.,1,1,******************************,2,2,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,-2,.,VA,USA,2,Computer analyst/consultant,0,7,0,1,The actual interview process,Business,1,93,2,*,*,*,2,0,I just work out of the home,Resume writing,1,*,2,*,0,1200,0,50,0,*,0,*,0,*,1250,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,1250,0,0,0,0,1250,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't need it",Time management--with working full time and having a family to care for.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Working,.,2,Working,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They just don't",65,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Evergreen Park,IL,USA,2,1,1,Advertisement,.,2,1,0,30 days,.,30,.,Late fee,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,1,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,My best friend,A,1,Friend,1,.,Chicago,IL,USA,Getting started,At my home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,2,2,2,2,1,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,2,.,*,I want my children to do something more than this.,I have no plans for retirement.,Virginia,7000,7000,1,2,2,********************,2,1,20,2,0,.,0,.,0,.,0,.,0,.,500,2,0,.,0,.,0,.,0,.,80,2,0,.,0,.,0,.,0,.,0,.,0,.,0,.,*,600,2,2,Charity 1,.,Charity 2,.,Charity 3,.,7000,.,Put it in the bank,5000,3000,0,0,0,0,0,0,0,0,3000,100,0,0,0,0,********************,3000,0,.,.,.,.,.,.,********************,.,.,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,2,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,.,********************,.,8,0,2,2,,
195,1,27,98,11,17,1,1,60,Chicago,1,2,********************,********************,2,*,A,2,2,60,Chicago,2,********************,********************,7,*,B,5,2,30,Chicago,2,********************,********************,1,*,C,5,2,40,Chicago,2,********************,********************,1,*,D,11,2,12,Chicago,2,********************,********************,8,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,8,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Mississippi,.,********************,97,.,Chatham,.,30,1,2,*,72,Butcher--cutting meats,1,1,******************************,4,2,4,********************,5,1,1,3,Prior Business 1,Alcohol beverages,Chicago,IL,USA,1,*,Prior Business 2,Car washing,Chicago,IL,USA,2,*,Prior Business 3,Occupancy/lodging,Chicago,IL,USA,1,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,9,95,2,*,*,*,2,0,Familiar with the neighborhood,Used furniture,1,*,2,*,0,5000,1200,6000,0,*,0,*,0,*,12200,1,0,0,12200,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,0,0,0,0,0,12200,.,.,*,.,*,Lender 1,To start my business,Chicago,IL,USA,2,1,2,.,14,*,1,1,0,1,Building,80000,40000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Getting license,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Owner,.,5,Parole Officier,.,5,School teacher,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,They are already working.,72,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,1,0,0,1,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,1,2,2,2,2,2,2,2,2,*,"It's simplier",14,0,0,0,4,Better paying job,2,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"There's none for my business",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,A person in my business,A,1,His sign on the building,1,.,Chicago,IL,USA,How to get your products and mark-ups,At his place,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,0,2,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,5,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,1,2,*,2,2,2,2,2,1,Access to more commodities,2,*,2,*,1,.,"i can make money--it's profitable",*,Frightened--have money when I retire.,Chicago,52000,.,1,1,.,********************,.,.,1500,2,0,.,200,2,0,.,150,2,300,2,300,2,800,2,0,.,33,2,100,2,150,2,100,2,0,.,50,2,50,2,0,.,0,.,0,.,*,3733,2,2,Charity 1,.,Charity 2,.,Charity 3,.,10000,.,Put it back into business,0,100000,20000,20,0,0,80000,80,0,0,0,0,0,0,0,0,********************,100000,0,.,.,.,.,.,.,********************,.,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,95,Not enough stock,Lay off help,2,2,2,2,2,2,2,1,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,1,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,1,30,2,2,,
201,4,22,98,3,15,2,1,68,Tennessee,1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,20,4,*,USA,1,*,2,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,41,1,Kenwood,.,37,1,1,Pension fund,18,Farmer,1,2,******************************,1,3,4,********************,2,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Stock broker,0,10,0,1,Took extra courses in tax preparation/teaching,Business,.,68,1,*,Past owner offered to sell to me.,I worked at this business place before I bought it.,2,0,Certified owner retired and sold business to me.,"Accounting, tax preparation, travel",2,Prepared resume service for clients and friends.,2,*,25,250,0,0,500,Supplies,25,Electricity,0,*,800,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,800,0,0,0,0,800,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"Because wasn't that much money required for business at that time.",Getting clients to let a black person do income tax and represent blacks in stocks and bonds.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They don't live in state of Illinois",40,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,1,2,2,********************,1,2,0,2,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,1,2,2,2,*,They usually have good potential and work for less pay,7,0,0,0,6,Go on to better jobs for more money,2,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,.,WI,USA,2,1,1,Reputation/by changing job,0,3,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,.,IA,USA,1,.,1,Referral from former boss,0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,1,Creditor 1,2,-4,2,1,.,NJ,USA,20,0,.,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,.,WI,USA,1,Work shops/supply catalogs,Supplies,Association 2,.,MN,USA,1,Telephone call for tax question,Monthly bullentin,Association 3,********************,**,********************,********************,*,*,.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Friends,A,1,Went to school together,1,.,Chicago,IL,USA,Tax preparations/stocks,His house/my home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,1,2,3,********************,A,1,Neighbors,1,.,Harvey,IL,USA,Doing taxes/problems of taxes,Home or restaurant,B,1,N,1,.,Chicago,IL,USA,Traveling advice,Home or office,C,.,*,.,.,Went to school together,********************,**,********************,*,*,1,********************,98,1,1,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,2,2,2,2,1,2,2,2,2,2,2,*,2,1,2,2,2,2,*,2,*,1,Add more people to work as trainee(s) to be part of the association,2,.,*,Would be impossible because they have their own business,Working taxes is part of my retirement,Chicago,47000,95000,2,2,2,********************,2,1,0,.,600,2,30,2,300,2,42,2,75,2,0,.,0,.,0,.,0,.,42,2,80,2,5000,2,54,2,12,2,0,.,0,.,0,.,0,.,*,6236,2,2,Charity 1,.,Charity 2,.,Charity 3,.,999999,1500,*,40000,20000,20000,100,0,0,0,0,0,0,0,0,0,0,0,0,********************,20000,7000,0,0,0,0,7000,100,Charge card,7000,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,1,2,2,*,1,2,*,.,.,-4,2,.,.,-4,2,.,.,-4,1,20000,155,1,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,4,25,2,3,,
205,6,29,98,4,5,2,1,45,"Chicago, IL",1,2,********************,********************,2,*,A,2,2,45,"Chicago, IL",2,********************,********************,6,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,8,.,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,97,.,Chatham,.,20,1,1,Invest in stocks and bonds,100,Commerical artist,2,.,******************************,5,1,9,********************,5,1,1,1,Prior Business 1,Real estate mgmnt,Chicago,IL,USA,3,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,97,2,*,*,*,2,0,Bought building from SBA,"Paint, sundry items, wallpaper",1,*,2,*,0,300000,25000,200000,0,*,0,*,0,*,525000,1,350000,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,175000,0,0,0,0,525000,.,.,*,.,*,Lender 1,.,Chicago,IL,USA,2,1,2,.,10,*,1,20,0,2,********************,.,175000,2,.,Lender 2,.,Chicago,IL,USA,1,.,2,.,10,*,1,20,0,2,********************,.,175000,2,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,1,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Owner,.,6,Manager,.,5,Bookkeeper,.,5,Secretary,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Owner,50,.,A,5,Bookkeeper,20,1,B,5,Secretary,20,1,C,6,Sales manager,50,1,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,2,1,1,N,0,5,1,Chicago,IL,USA,1,.,1,N,0,5,1,Chicago,IL,USA,2,1,1,.,0,10,1,Chicago,IL,USA,1,.,1,.,0,2,2,********************,**,**********,.,.,.,*,.,.,3,1,Use whomever is available with good reputation,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Reputation,0,1,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Reputation,0,1,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,.,FL,USA,1,.,1,Reputation,0,1,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,1,Creditor 1,2,-4,1,.,Chicago,IL,USA,10,0,Evergreen Bank,2,-4,2,1,Chicago,IL,USA,2,0,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"Don't know of any",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,1,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,1,1,4,********************,A,1,N,1,.,Oak Lawn,IL,USA,Black on Black business,Oak Lawn/Chicago,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,90,8,2,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,1,Credit check,30 days,0,1,0,1,2,1,2,2,2,2,2,1,1,2,*,2,2,2,2,2,1,Competition,2,*,1,Advertising/leg work,4,.,*,*,*,*,.,.,2,1,.,********************,.,.,0,.,0,.,600,1,300,1,150,1,30000,1,0,.,0,.,0,.,180,1,500,1,6000,1,600,1,175,1,105,1,800,1,0,.,0,.,0,.,*,39410,1,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,1000000,300000,23,100000,10,400000,40,25000,5,25000,5,150000,17,0,0,********************,1000000,270000,81000,30,189000,70,0,0,.,270000,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",80000,3000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,4,45,2,3,,
206,8,4,97,2,0,2,1,41,"Chicago, IL",1,2,********************,********************,2,*,A,2,2,38,"Chicago, IL",2,********************,********************,2,*,B,6,1,18,"Chicago, IL",2,********************,********************,8,*,C,6,1,16,"Chicago, IL",2,********************,********************,8,*,D,6,1,13,"Chicago, IL",2,********************,********************,8,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,18,3,*,USA,1,*,1,*************************,2,8,Christian,.,*,1,*,.,.,1,*,.,"Chicago, IL",USA,.,97,.,Chatham,44,19,1,1,Pastor also independent contractor for a national phone company,84,"Truck driver, long hauler for R.C. Pop Company--deliveries state to state",1,1,*,2,1,8,********************,5,1,1,1,Prior Business 1,Auto mechanics,Chicago,IL,USA,2,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,1,Chicago,IL,USA,1,Specialist-Wheelchair,0,3,6,2,*,Business,3,89,2,*,*,*,2,0,The neighborhood where I live,Gifts and things,1,*,2,*,495,200,0,200,0,*,0,*,0,*,895,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,895,0,0,0,0,895,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,.,Financial,1,Lack of loans availability.  They did not want to give me a loan.  I went to Seaway and Independent,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,1,Lender for Operation,Because I had bad experiences with the banks,Chicago,IL,USA,2,1,1,Debt recovery,10000,1,*,5,*,1,1,0,2,********************,.,2,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,CTA worker,.,2,Associate Mgr.,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,General operation,44,2,A,6,Service the customer,8,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,1,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,South Holland,IL,USA,1,.,1,He worked for wife company,0,6,1,Chicago,IL,USA,1,.,1,He worked for wife company,0,5,1,Chicago,IL,USA,1,.,1,-3,0,1,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,To keep stock in own community,*,.,*,Supplier 1,Des Plaines,IL,USA,1,.,1,At a trade show,0,1,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Bogart,GA,USA,2,.,1,Trade show,0,7,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,.,1,Telephone book,0,6,1,600,Net 30,0,30,0,.,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,It did not work for me.  I paid dues but received no service.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,My spouse and church members,A,1,She was a church member,1,.,Chicago,IL,USA,What it would take to get a business started,Her office.,Spouse,2,N,1,.,Chicago,IL,USA,How to make her happy--she wanted this business,At home,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,1,0,1,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,1,How I feel about them--rapport I have with them
,"Honor, no interest",0,0,0,2,2,2,2,2,1,1,2,2,1,2,*,2,1,1,2,1,2,*,1,Lack of financing put a serious damper on expansion,1,"Increase profit, buy supplies at cheaper rate or buy supplies wiser",1,.,I would ilike to keep it in the family,*,To have more time to devote to the church,"I plan to live in Chicago, especially Chatham",70000,70000,1,2,2,********************,2,3,1000,2,1000,2,500,2,500,2,40,2,800,2,200,2,0,.,300,2,150,2,50,2,65,2,30,2,100,2,10,2,0,.,0,.,0,.,0,.,*,4745,.,1,Charity 1,700,Charity 2,.,Charity 3,.,10000,.,Re-invest,6000,300000,194000,.,200000,.,0,0,1000,.,5000,.,0,0,0,0,********************,400000,7000,7000,100,0,0,0,0,*.,7000,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,********************,**,********************,2,.,.,.,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,1,2,2,1,2,1,2,2,2,2,1,1,2,2,*,1,1,"State Farm Fire, theft, liability, business interruption",100000,20,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,1,   8000,8,2,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,4,4,2,2,,
207,12,19,97,11,0,1,1,53,Chicago,1,2,********************,********************,2,*,A,2,2,52,St. Louis,2,********************,********************,1,*,B,6,1,34,Chicago,2,********************,********************,3,*,C,6,1,29,Chicago,2,********************,********************,3,*,D,5,2,31,Chicago,2,********************,********************,1,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,97,.,Chatham,.,8,1,2,*,60,He was a cab driver,1,1,******************************,4,4,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,93,2,*,*,*,2,0,This is the only location I saw available.,Beeper service,1,*,2,*,1000,20000,5000,0,0,*,0,*,0,*,26000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,26000,0,0,0,0,26000,1,2,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,Non Lender 1,I have an account there,1,1,.,Chicago,IL,USA,250000,Yes,Non Lender 2,Because Seaway turned me down,1,2,1,Chicago,IL,USA,400000,Yes,Non Lender 3,.,1,1,.,Chicago,IL,USA,200000,Yes,.,Getting my FCC license.,1,"I couldn't get a bank loan.",2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Owner,.,2,Working wages,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"My daughter and my son don't want to get in the business.",60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Daughter recommended,0,1,1,Chicago,IL,USA,1,.,1,Attend same church,0,8,1,Chicago,IL,USA,1,.,1,At church,0,8,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,"I just do, I prefer to employ my own race.",*,.,*,Supplier 1,Schaumburg,IL,USA,2,1,1,In the directory,0,4,1,800,Month to month,.,.,.,.,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,In the directory,0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No one,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,97,2,1,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,4,2,*,*,.,.,.,2,1,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,1,.,Just to keep it in the business.,*,Only God knows that,"I don't know",40000,30000,1,2,2,********************,2,3,0,.,12000,1,300,2,0,.,50,1,0,.,500,4,0,.,0,.,0,.,100,2,800,2,0,.,200,2,300,1,50,2,0,.,0,.,0,.,*,14300,.,1,Charity 1,10000,Charity 2,.,Charity 3,.,999999,30000,*,10000,.,10000,50,10000,50,0,0,0,0,.,.,0,0,0,0,********************,20000,0,.,.,.,.,.,.,********************,.,.,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,94,"I had a hard time getting my equipment, my own terminal and dealing with Ameritech.",Day by day,2,2,2,2,2,2,2,1,2,2,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,1,2,1,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,11,50,1,2,,
209,1,21,98,-3,-3,-3,2,61,Arkansas,1,2,********************,********************,5,*,A,2,1,62,Arkansas,2,********************,********************,5,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,2,*,USA,1,*,1,*************************,2,8,Penecostal,.,*,1,*,.,.,1,*,.,Central America,********************,********************,45,1,Auburn Park,.,33,1,2,*,50,Machine operator at GM,1,1,******************************,1,3,9,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,2,2,1,Postal employee,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,10,85,4,*,*,*,2,0,Realtor & with help of daughter-in-law.,"Bakery products--cakes, rolls, etc.",2,Catering,2,*,0,3500,0,500,5000,Delivery car,0,*,0,*,9000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,9000,0,0,0,0,9000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Started as a hobby with daughter,Money and equipment as business grew--we needed more.,1,Always needed capital--hobby got out of hand.,1,1,Partner 1,5,*,1,.,50,1,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,1,1,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,50,1,"Have different postions, so we don't get in each other's way.",1,Lender for Operation,They have minority banking department--active in community.,Chicago,IL,USA,1,.,1,To expand business out of the house.,.,1,*,.,*,1,20,0,1,Building,.,2,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,.,1,Postal employee,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Partner,45,2,A,5,Partner,50,1,B,2,.,20,2,C,5,.,45,1,2,.,Relative,.,*,2,.,.,********************,1,6,6,0,0,5,0,0,0,1,Hispanic,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,1,.,1,1,2,2,2,2,2,2,2,*,Has worked the best for us.,14,0,0,3,0,Moved out of area,2,*,.,*,1,South Holland,IL,USA,1,.,22,N,0,4,1,Glencoe,IL,USA,2,1,22,N,0,14,1,Midlothian,IL,USA,1,.,1,Accountant recommended,0,5,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,2,I go with whom I think is best.,*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,DK,None,Association 2,.,.,.,6,DK,None,Association 3,********************,**,********************,********************,*,*,.,1,City/State programs,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,No time,None in particular,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,90,2,3,0,5,Hispanic,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,1,1,1,1,2,2,2,2,2,*,2,2,2,1,2,2,*,2,*,1,Maybe open another location.,1,.,"Got into this because of my daughter's hobby",*,To finally retire,Chicago,.,.,1,1,.,********************,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,.,1,Charity 1,.,Charity 2,.,Charity 3,.,.,.,Put back into business,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,1,2,1,2,2,2,1,2,2,2,2,1,2,2,*,1,1,"Fire, theft, liability, business interruption",.,2500,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,.,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,.,.,.,.,,
211,8,15,97,2,13,2,1,49,Belize,2,2,********************,********************,2,*,A,2,2,42,"Belize, Cntrl Americ",2,********************,********************,1,*,B,6,1,10,"Chicago, IL",2,********************,********************,8,*,C,5,2,21,"Chicago, IL",2,********************,********************,8,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,"Belize, Cntrl Americ",2,*,.,*************************,1,.,*,.,*,1,*,.,.,1,*,75,********************,********************,********************,20,1,Matteson,.,7,1,2,*,50,Bookkeeper,1,1,******************************,4,2,9,********************,1,1,1,1,Prior Business 1,Recordings,Belize,SA,Cntrl America,4,Partnership,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,8,2,Chicago,IL,USA,1,Supervisor,2,2,0,2,*,Business,7,79,1,*,His leased expired and I got a new lease,"Iwas my brother's--was going to close the place",2,0,My brother had it,"It's a variety of products",2,"Recordings, then videos",2,*,250,1000,0,7000,0,*,0,*,0,*,8250,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,8250,0,0,0,0,8250,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Does not apply,"Getting the business back to where it was, the place was dirty and hardly any up-to-date stock",2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Owner,.,2,Bd of Education,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Owner,35,1,A,8,Manager,15,1,B,.,*,.,.,C,.,.,15,1,1,2,Relative,.,*,2,.,.,********************,1,1,0,1,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,1,2,2,2,2,2,1,2,2,2,*,Because  I have a small business,3,0,0,.,.,Just have a part-time worker who is my relative
,2,*,.,*,2,********************,**,********************,.,.,.,*,.,.,1,Hickory Hill,IL,USA,1,.,1,He gave me his business card,0,8,1,Chicago,IL,USA,1,.,1,Black Page Directory,0,10,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,I try to keep my business in the community,*,.,*,Supplier 1,Chicago,IL,USA,2,3,1,Friend gave me location,5,0,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,1,.,1,My Brother dealt with him,0,20,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I don't think I have that big of a business
",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,My wife and friends,A,22,N,1,.,Chicago,IL,USA,"How to get the goods, how is the market, etc",At his business,Terry,2,N,1,.,Matteson,IL,USA,Going from video to dollar store is it the right move,Home,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,0,0,0,3,Hispanic,0,2,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,1,2,2,2,2,2,2,1,2,*,2,2,2,2,1,2,*,1,"Getting a loan too hard, they want all kind of collateral",1,Increase my stock because of the change in business--offer incentive to patronize store
,1,.,"If the business is successful now, it will be successful then and it's always there to fall back on",*,I would like to tour--get a camper or a trailer,Chicago will still be my home,40000,48000,1,2,1,8,1,.,1500,2,600,2,200,2,300,2,200,2,300,2,1000,2,40,2,0,.,0,.,25,2,50,2,20,2,25,2,10,2,0,.,0,.,45,2,0,.,*,4315,.,1,Charity 1,40,Charity 2,.,Charity 3,.,21000,.,Invested back into business,23000,17000,10000,.,5000,.,0,0,0,0,2000,.,0,0,0,0,********************,17000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,1,2,1,2,1,1,2,2,2,2,2,1,2,2,*,1,1,"Liability, fire, theft",1000000,225,2,1,25000,270,2,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,4,10,2,2,,
215,1,13,98,-3,-3,-3,1,42,India,2,3,********************,Indian,2,*,A,2,2,38,India,3,********************,Indian,1,*,B,5,2,11,ILL,3,********************,Indian,8,*,C,5,2,6,ILL,3,********************,Indian,8,*,D,6,1,2,ILL,3,********************,Indian,9,Child,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,20,6,*,19,6,*,.,*************************,1,.,*,.,*,2,Gujarati,1,2,2,Gujarati,77,********************,********************,********************,18,1,Darien,.,7,1,2,*,50,Accounting clerk--bookkeeping and payroll.,1,1,******************************,4,3,5,********************,4,1,1,2,Prior Business 1,Rx,Chicago,IL,USA,1,*,Prior Business 2,"N'hood store/drugs",Elgin,IL,USA,1,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,1,.,IL,USA,2,Rx,0,5,0,1,How to handle the changing markets,Business,11,92,1,*,Bill of sale,Broker,2,0,I liked the area,"Rx, groceries, household items & lottery",1,*,2,*,1700,5000,5000,140000,0,*,0,*,0,*,.,.,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,45000,0,0,0,0,45000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Used savings--I did not know if I could get a loan.,I had to learn the total operation of store on a bigger level.,2,*,1,2,Partner 1,1,School in India,1,.,33,1,Partner 2,22,Friend of partner #1,1,.,33,1,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,34,1,2,KP no longer interested,1,New Partner 1,1,Friend,1,.,50,1,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,50,1,SP runs the grocery & lottery and I run the pharmacy.,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,Wife works elsewhere,50,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,7,5,2,0,6,0,0,0,0,********************,0,0,0,1,Indian,0,0,0,0,********************,1,2,1,2,1,2,2,*,.,.,.,.,.,.,*,1,.,1,2,2,2,2,2,2,2,2,*,To know them and their history,7,0,0,10,0,Better job,1,Real estate broker,2,*,1,Skokie,IL,USA,1,.,1,Referral,0,2,2,********************,**,**********,.,.,.,*,.,.,1,Lincolnwood,IL,USA,2,1,1,Referral,0,7,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Carol Stream,IL,USA,2,2,1,Stopped by,0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Burr Ridge,IL,USA,2,1,1,Came with store,0,6,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,2,1,Came with store,0,6,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,Problems facing neighborhoods and how to deal with them,.,Association 2,Washington,DC,USA,1,News and updates on profession,.,Association 3,.,DE,USA,1,How to run drug store business,.,.,1,SBA,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,Did not need.,Relatives/friends,A,14,N,1,.,New York,NY,USA,Pros/Cons of opening store,Telephone,IR,22,N,2,1,Chicago,IL,USA,He is Rx and gave me guidance in business,His store,C,.,*,.,.,********************,**,********************,*,********************,1,20,5,********************,A,14,*,1,.,New York,NY,USA,Problems of doing business,Telephone,B,22,N,2,1,Chicago,IL,USA,Problems of doing business,His store,C,.,*,.,.,22,********************,**,********************,*,*,1,********************,90,5,5,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,1,2,2,2,2,2,2,2,2,2,*,2,2,1,1,2,2,*,2,*,1,Remodel to make pharmacy bigger,2,.,*,"They don't have the professional experience",Travel,"Chicago, IL",1200000,.,1,2,2,********************,2,1,900000,1,2200,2,700,2,3800,1,0,.,140000,1,45000,1,400,2,0,.,0,.,400,2,100,2,1500,1,0,.,1500,1,1000,1,0,.,12000,1,0,.,*,.,.,2,Charity 1,.,Charity 2,.,Charity 3,.,30000,.,Re-invested in business,30000,150000,125000,79,10000,7,0,0,0,0,20000,14,0,0,0,0,********************,155000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Darien,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,1,1,2,2,2,2,2,2,2,*,1,1,"Fire, Business loss, professional liability",1000000,300,2,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,.,.,.,1,,
230,11,6,97,6,0,2,2,46,Kansas,1,2,********************,********************,2,*,A,2,1,53,Mississippi,2,********************,********************,5,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,40,1,Roseland,.,12,1,2,*,40,My father was an interior decorator,1,1,******************************,4,2,4,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Hair stylist,0,5,0,3,*,Business,3,89,2,*,*,*,2,0,My uncle owned the property,"We do hair styling, manicurist, nail technician",1,*,2,*,0,3000,0,0,25000,Renovate,0,*,0,*,28000,1,25000,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,3000,0,0,0,0,28000,.,.,*,.,*,Lender 1,They granted me a mortgage,Chicago,IL,USA,1,.,2,.,10,*,1,10,0,1,House,100000,25000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,"It just ran, god blessed me and it ran.  So, I guess I can say none.",2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Owner,.,2,Working,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager/do hair,40,1,A,19,Nail technician,30,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,9,6,3,0,6,3,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,2,2,2,2,2,2,1,1,2,2,2,*,"That's how they apply",0,6,0,3,0,To start their own business,1,Hair salon,1,Only with management of business in getting started.,1,.,IN,USA,2,1,22,N,0,12,1,Chicago,IL,USA,2,1,1,From Husband,0,12,1,New York,NY,USA,2,1,1,From Husband,0,8,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,.,*,"That was my husband's choice--if we had been referred to a Black, then we would have used a Black.",2,*,Supplier 1,Chicago,IL,USA,2,1,1,Sales rep,0,7,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,1,.,1,Sales rep,0,7,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,.,.,USA,2,1,1,Another company,0,7,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,R,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Only my husband,A,2,N,1,.,Chicago,IL,USA,If I could be my own boss and management,Home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,99,1,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,2,2,2,2,2,2,2,1,2,2,2,*,1,1,2,2,2,2,*,2,*,2,*,4,.,*,*,*,*,25000,30000,1,1,.,********************,.,.,200,2,0,.,800,2,1200,1,50,2,0,.,5000,2,0,.,0,.,2500,1,40,2,120,2,100,2,1200,1,215,1,500,1,0,.,0,.,0,.,*,.,.,2,Charity 1,.,Charity 2,.,Charity 3,.,30000,.,Put it in the business and the bank.,25000,90000,20000,.,10000,.,50000,.,0,0,10000,.,0,0,0,0,********************,90000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,1,1,2,2,1,1,2,2,1,2,2,2,*,1,1,"Fire, theft",100000,1200,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,7,30,2,2,,
234,8,27,97,7,0,2,1,66,Mississippi,1,2,********************,********************,2,*,A,2,2,65,Mississippi,2,********************,********************,2,*,B,5,2,41,"Chicago, IL",2,********************,********************,1,*,C,12,1,9,"Chicago, IL",2,********************,********************,8,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,2,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,21,.,********************,47,1,Olympia Fields,.,4,1,1,Real Estate,65,He was a farmer--he owned the land he farmed.,1,2,******************************,1,1,9,********************,4,2,1,1,Prior Business 1,Hair cutting,Chicago,IL,USA,1,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,9,73,1,*,I bought it from my brother,Through my brother,2,0,It was here,"It's a grocery store",1,*,2,*,500,10000,0,5000,0,*,0,*,0,*,15500,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,15500,0,0,0,0,15500,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"Because usually it's red sign up that says NO anyway.",To learn how to manage the retail business.,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,.,.,2,Worked for the railroad,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,They have other employment,65,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Recommendation,0,20,1,Chicago,IL,USA,1,.,1,Through the church,0,7,1,Chicago,IL,USA,1,.,1,Met getting auto insurance,0,43,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,2,I employ according to performance,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Major wholesale distr. in Chicago,.,.,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,1,Creditor 1,2,-4,2,.,Chicago,IL,USA,10,0,World Savings,2,-4,2,1,.,TX,USA,5,0,Creditor 3,2,-4,2,1,.,.,USA,5,0,2,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,1,"Health, welfare, business assistance for loans",None,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,"Accountant, lawyer",A,1,Recommended,1,.,.,.,.,Financing and setting up business.,His office,E,1,Church member,1,.,.,.,.,Legal contract,His office,C,.,*,.,.,********************,**,********************,*,********************,1,3,3,********************,A,8,*,1,.,Chicago,IL,USA,Day to day operations/sales,Phone,B,1,***********,1,.,Chicago,IL,USA,Day to day operations/sales,Phone,C,1,Barber,1,.,Barber,Chicago,IL,USA,Community/day to day operations,His place,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,2,2,1,2,2,2,2,1,2,2,*,2,2,1,2,2,2,*,2,*,1,I want to do a food service--I want to sell fast food here.,1,.,Because it has unlimited opportunities.,*,None,In my business,95000,93000,1,1,.,********************,.,.,60000,1,0,.,2500,1,2500,1,4000,1,0,.,500,4,0,.,0,.,2500,1,250,1,550,1,300,1,300,1,800,1,1200,1,0,.,0,.,0,.,*,75400,1,1,Charity 1,100,Charity 2,1500,Charity 3,0,12000,.,Re-invested in store,12000,110000,75000,75,7500,20,0,0,350,5,0,0,0,0,0,0,********************,117150,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,Business,75000,2200,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,8,20,2,3,,
235,3,11,98,9,0,1,1,72,Mississippi,1,2,********************,********************,2,*,A,2,2,70,Mississippi,2,********************,********************,7,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,51,1,Englewood,.,38,1,2,*,57,He was a farmer,1,1,******************************,1,5,4,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Seamstress,0,9,0,1,How to manage my business and how to operate the equipment and deal with the customers.,Business,.,79,2,*,*,*,2,0,We were looking and this was here the person that owned it was killed and we bought it.,"It's a tailor shop and a cleansers.",1,*,2,*,0,15000,0,0,8000,Building,0,*,0,*,23000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,23000,0,0,0,0,23000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,We did not need it I had the money.,Promoting the business,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They don't like the business.",57,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,1,0,0,1,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,1,2,2,2,2,1,2,2,2,*,"I don't really know maybe because I don't deal with agencies or place ads.",0,2,0,0,3,Go to a better job.,1,Cleaners,1,By teaching them what to do and by training them how to use the equipment.,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,Chicago,IL,USA,2,1,1,Friend,0,20,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"They really don't deal with business issues.",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Friends at school,A,22,We went to school together,1,.,.,.,.,Tailoring,At the school,A,22,Tailoring school,1,.,.,AR,USA,Getting started,At school,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,99,0,1,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,2,2,2,2,2,2,1,2,2,2,2,*,2,2,2,2,2,2,*,2,*,2,*,2,.,*,"They can't stand the business--it's really a lot of abuse in this business and they refuse to do it.",Have none,Chicago,.,.,1,1,.,********************,.,.,300,2,0,.,400,2,0,.,100,2,0,.,0,.,0,.,0,.,0,.,20,2,100,2,0,.,0,.,13,2,83,2,0,.,0,.,0,.,*,1016,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,100000,20000,20,20000,20,60000,60,0,0,0,0,0,0,0,0,********************,100000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,1,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",100000,1200,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,10,0,1,2,,
236,8,12,97,5,40,2,1,60,Mississippi,1,2,********************,********************,2,*,A,2,2,58,"Chicago, IL",2,********************,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,0,*,********************,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,54,1,Westchester,.,34,1,1,"Real estate, mutual funds, CD's",10,"My father was basically a janitor at RR Donnelly's & Sons here in Chicago",1,1,******************************,4,1,4,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,1,Chicago.,IL,USA,1,Safety coodinator,20,5,0,1,Dealing with people

,Business,5,82,1,*,Paid for it and received ownership
,I live down the street and saw a for sale sign on the building
,2,0,It was already here
,"It's provides a self serving laundromat
",1,*,2,*,0,5000,100,0,25000,.,5000,.,0,*,35100,1,0,0,0,0,*,0,5000,0,5000,0,********************,0,1,0,0,0,0,25000,0,0,0,0,35000,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,.,New equipment,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,20000,1,Safety coordinator,.,2,She worked for church,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Make sure things go smooth
,10,1,A,21,He watches machines/give change,40,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,2,1,1,In a restaurant,4,0,1,Chicago,IL,USA,1,.,1,Selling some property,0,5,1,Chicago,IL,USA,2,1,1,Transferred from another agency,0,30,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,.,*,"Most of the time I don't have a choice",1,"I used the Blacks from the start, now I use whoever works for me
",Supplier 1,Addison,IL,USA,2,1,1,When they were on 78yh & Halsted
,0,30,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I'm not able to attend",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Just a few friends,A,22,N,1,.,.,.,.,About getting started,A lounge,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,2,1,2,2,2,2,2,2,2,2,2,*,2,2,2,2,2,1,Not having a larger place,2,*,1,"Make more space for washers and dyers, add a new pop machine",1,.,Because they are not doing so well--it would help them.
,*,To become an artist,"I don't know",31200,41600,2,1,.,********************,.,.,50,2,0,.,400,2,2300,2,0,.,1000,4,0,.,0,.,0,.,3000,1,0,.,21,2,0,.,0,.,200,1,300,1,0,.,0,.,0,.,*,7271,.,1,Charity 1,100,Charity 2,100,Charity 3,200,.,.,*,.,200000,0,0,20000,20,200000,54,600,6,20000,20,0,0,0,0,********************,240600,0,.,.,.,.,.,.,********************,.,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,.,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,Fire/liability
,450000,2300,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,7,40,2,2,,
237,9,3,97,11,30,1,1,.,Arkansas,1,2,********************,********************,2,*,A,2,2,.,Arkansas,2,********************,********************,5,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,14,1,*,USA,2,*,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Arkansas,.,********************,55,1,Dolton,.,16,1,2,*,52,He worked for Santa Fe Railroad as a laborer
,1,1,******************************,2,2,4,********************,5,2,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,2,2,1,Worked for Post Office,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,81,1,*,"I started small--it wasn't an Ace, it was just Mike's Hardware
",I called in for the franchise and became owner,1,0,I was next door-this was a church I bought the building and converted it to a hardware
,"Everything household, supplies, paint, electrical, plumbing & key service",1,*,2,*,0,62000,2000,40000,0,*,0,*,0,*,104000,1,45000,0,50000,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,35000,3000,0,0,0,133000,.,.,*,.,*,Lender 1,It was the best I could do.
,Oak Brook,IL,USA,2,1,2,.,14,*,1,7,0,1,Building,70000,25000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,Non Lender 1,"Because it's in the neighborhood",1,1,.,Chicago.,IL,USA,17000,Yes,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,"The neighborhood--not knowing it (my business) was here.  It took 2 yrs. to realize it was in N'hood.",2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,2,.,2,Salary/wages,.,6,Salary,.,6,Wages,.,6,Wages,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Owner,60,1,A,2,Secretary,20,1,B,6,Inventory/purchasing,30,1,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,2,0,2,0,2,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,1,1,2,2,2,2,1,2,2,1,Other hardware,"Because the have background experience therefore you don't have to train as long.
",0,2,0,.,.,Better paying jobs,2,*,.,*,1,Buffalo Grove,IL,USA,2,1,1,"He was doing business for another store owner down the streetcame in, gave me his card.",0,9,1,Chicago,IL,USA,1,.,1,N,0,14,1,Dolton,IL,USA,2,1,1,N,0,6,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,.,*,"I don't choose race --whoever can do a good job and work for me.",1,"I don't need them--I have all I need.",Supplier 1,Downers Grove,IL,USA,2,1,1,Called them up,0,8,1,0,30 days,5,30,0,"Cut credit, pay late fee",2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Sales man,0,8,1,0,10 day time period,6,10,0,Pay late fee/cancel credit,2,.,*,.,.,.,*,Supplier 3,.,.,USA,2,1,1,Presented myself to them,0,14,1,0,30 days time period,7,30,0,Pay late f,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No,1,Different companies who want to sell their products try to help you and in return you sell their goods.

,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,"Don't need to",Professional business owners,A,1,Ace,2,1,.,.,.,Opening my hardware,Phone,Mr. Carter,1,True Value.,2,1,.,.,.,Expanding the business,He came to me,C,1,Business owner,2,1,Chicago,IL,USA,Expanding the business,His place,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,2,********************,99,1,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,1,I have a credit statement they fill out and I check their credit,Only after a credit report is done adn they are not a risk,0,1,0,1,1,1,1,1,2,2,1,2,2,2,*,2,1,2,2,2,2,*,2,*,2,*,1,.,"It's one of the things I want to keep going and I want a family member to maintain it.
",*,Move to warmer climate,In Florida,226000,.,1,1,.,********************,.,.,5200,1,0,.,14000,1,9000,1,0,.,3000,2,60000,1,1400,1,0,.,2800,1,300,1,1400,1,8400,1,2800,1,280,1,2400,1,0,.,0,.,0,.,*,110980,1,1,Charity 1,200,Charity 2,.,Charity 3,.,11000,.,Put it back into the business,100000,850000,700000,80,30000,8,0,0,3400,2,70000,10,0,0,0,0,********************,803400,3400,3400,100,0,0,0,0,0,3400,1,Bank 1,Dolton,IL,USA,Bank 2,River Oaks,IL,USA,Bank 3,Orlando,FL,USA,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,2,2,1,2,2,2,2,2,2,2,2,*,1,1,Business,850000,8000,1,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,1,0,2,2,,
240,12,22,97,3,0,2,2,46,Mississippi,1,2,********************,********************,2,*,A,2,1,44,ILL,2,********************,********************,2,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,43,1,West Chatham,.,8,1,2,*,60,He worked in shipping and receiving at a warehouse.,1,1,******************************,4,3,6,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,1,Chicago,IL,USA,1,LPN,20,1,0,2,*,Business,4,97,2,*,*,*,2,0,I was looking in the mall & the rent was so high--I asked someone if they knew of a good place.,We sell exquisite things new and used.,1,*,2,*,1500,500,0,0,0,*,0,*,0,*,2000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,2000,0,0,0,0,0,0,0,0,2000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I knew I would be refused so I didn't go to them.",Finances,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They don't need to.",60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I just don't--maybe if I were in another type of business or my business was larger, I would belong to an association of business people.
",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,God,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,1,Secure more stock and advertise.,1,.,"Because I'm a part of them and they are a part of me--they benefit from it.",*,None at this time.,DK,.,.,1,2,2,********************,1,.,200,2,700,2,40,2,0,.,20,2,0,.,0,.,0,.,0,.,0,.,20,2,55,2,25,2,0,.,250,1,0,.,0,.,0,.,0,.,*,3785,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,N,.,60,0,60,0,40,0,0,0,0,0,0,0,0,0,0,********************,100,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,3,55,2,2,,
243,6,27,97,1,10,2,1,75,Arkansas,1,2,********************,********************,2,*,A,2,2,72,Texas,2,********************,********************,7,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,1,*,2,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Africa,.,********************,61,1,Chatham,44,30,1,1,Subcontractor in the State of Maryland,50,Maintenance--he was lever puller in a cotton compressor,1,1,******************************,1,3,9,********************,4,1,1,1,Prior Business 1,Food & liquor,Chicago,IL,USA,1,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,1,"State of Maryland, Internal Revenue Agent (IRA) doing taxes.",1,-3,Chicago,IL,USA,1,Tax auditor,0,10,0,2,*,Business,5,91,2,*,*,*,2,0,The building was owned by my mother,Accounting & taxes,1,*,2,*,800,4000,0,1000,5000,Working capital,0,*,0,*,10800,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,18000,0,0,0,0,18000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,Did not need it,Getting new clients,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,2000,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,"To interview, get data and prepare solutions
",40,1,A,5,Key punch operator/office manager,30,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,.,.,*,*,.,*,Supplier 1,Palatine,IL,USA,2,.,1,Thru advertising,0,6,1,130,Month to month,1,30,0,Just want you pay,2,.,*,.,.,.,*,Supplier 2,Burbank,CA,USA.,2,.,1,They sent me a letter,0,2,1,0,No terms just amount due,12,30,0,Keep paying interest,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,2,.,1,Part of IL,0,6,1,58,Month to month,1,.,.,No terms,2,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,1,Continuing education plus professional regulations,All--each quarter I take courses,Association 2,Chicago,IL,USA,2,Education for the small businessman,All.,Association 3,********************,**,********************,********************,*,*,.,1,Chatham Chambers of Commerce.,1,Service 1,Chicago,IL,USA,Small business educa,2,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,"Professionals, accountants, attorneys",A,1,I went to his office as part of my job,1,.,.,.,.,Administrative abilities,In his office,Benjamin Duster,1,Neighbor club,1,.,.,.,.,The problems of the black businessman,At the block club me,C,.,*,.,.,********************,**,********************,*,********************,1,30,5,********************,A,1,Thru network,1,.,Chicago,IL,USA,The fact he has worked in this business all these years,Place of business,B,1,Direct mail,1,.,Chicago,IL,USA,Hundred problems,My office,C,1,Referral,1,.,Direct mail,Matteson,IL,USA,Admirability of going into her own business,In her office,2,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,2,*,2,1,2,2,2,2,*,1,Fear--if I had more faith in myself and in the general public to borrow money to expand
,1,To have a marketing budget plus have aggressively more business
,2,.,*,"They don't have the training or background",To find a comfortable environment and relax,Mexico,480000,400000,2,1,.,********************,.,.,0,.,0,.,50,2,100,2,130,2,1500,2,2000,2,30,2,0,.,150,2,150,2,70,2,50,2,0,.,0,.,50,2,0,.,150,2,0,.,*,4430,2,2,Charity 1,.,Charity 2,.,Charity 3,.,6000,.,Put it back into the business 90%,400000,200000,0,0,160000,80,0,0,20000,10,20000,10,0,0,0,0,********************,200000,300,300,100,0,0,0,0,*,300,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,1,1,2,2,2,2,2,2,2,2,2,2,*,1,2,*,.,.,-4,1,500000,300,1,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,3,********************,.,2,57,2,3,,
249,7,12,97,2,3,2,2,33,"Chicago, IL",1,2,********************,********************,2,*,A,5,2,15,"Chicago, IL",2,********************,********************,8,*,B,5,2,5,"Chicago, IL",2,********************,********************,8,*,C,5,2,2,"Chicago, IL",2,********************,********************,8,*,D,2,1,33,"Chicago, IL",2,********************,********************,1,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,20,3,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Africa,.,********************,97,.,Jeffery Manor,.,15,1,1,"I'm a hair stylist for J. C. Penny",50,We did not grow up with a father in our home-my mother was divorced.
,.,.,******************************,2,1,11,Give half to mother,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,22,2,Chicago.,IL,USA,1,Hairdresser,0,3,0,1,How to increase my skills in hair styling and dealing with people.,Business,6,93,5,My mother bought it for me.,*,*,2,0,I lived in the neighborhood at the time,"Hair care, nail care, foot care--it's a full service line",1,*,2,*,1200,7000,0,0,1200,"Flyer, cards, promotion",0,*,0,*,9400,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,0,0,0,0,9400,9400,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't think I would get it",Hiring stylists,2,*,1,1,Partner 1,3,*,1,.,.,2,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,100,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Stylist at J. C. Penny,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,They are not interested in my business,60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,1,3,4,********************,1,1,1,0,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,2,2,2,1,Schools,That assures me that they are going to have a license,0,0,0,1,0,Wanted to work in a safer neighborhood,1,Hair salon,1,I provided them with business (clients) in order to open a shop,1,Chicago,IL,USA,1,.,1,We have been using her for years-DK,0,4,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,1,Chicago,IL,USA,1,.,1,He was servicing the business before,0,4,1,Chicago,IL,USA,2,1,1,This company was here when I got here,0,4,1,1,I like to support black businesses,*,.,*,Supplier 1,Atlanta,GA,USA,1,.,1,Hair show,0,12,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Detroit,MI,USA,1,.,1,Hair show.,0,6,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,New York,NY,USA,2,1,1,Hair show,0,4,1,0,Month to month,.,.,.,.,2,.,*,.,.,.,*,1,1,Most of them are particularly for black haircare
,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,I did not know about them,1,"Black Business Association, Minority Women Assn., Black Minority Assn.
",2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,I never had to,Relatives and friends,A,1,Pastor from brother in law,1,.,Chicago,IL,USA,I want him to bless my business,Church,Glenella,3,N,1,.,Chicago.,IL,USA.,Where I was going to open and when.,At her home.,C,14,N,1,.,Chicago,IL,USA,Where I was going to open and when,At his home,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,5,Everyday people,98,0,0,2,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,1,"If it's a person who has been coming to me for awhile",That they pay me the next time they come in or when they have it,0,0,0,2,2,2,2,2,2,1,2,2,2,2,*,2,1,2,2,2,2,*,2,*,1,"We're going to buy a building  and the money we are spending here we will put it in here and then the space will be larger",1,.,Just to keep it going so we will always have a family business
,*,I still want to be hair stylist--do seminars,In Chicago,50000,50000,1,2,2,********************,1,.,100,2,600,2,300,2,0,.,330,2,100,2,0,.,0,.,0,.,0,.,0,.,0,.,13,2,0,.,12,2,50,2,0,.,0,.,0,.,*,1505,2,1,Charity 1,120,Charity 2,10,Charity 3,0,.,.,*,.,.,1000,.,8000,.,0,.,1000,.,5000,.,0,.,0,.,********************,15000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,95,Did not have any employees,"We pray--that's it",2,2,2,2,2,2,2,1,2,1,2,2,2,2,*,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,2,2,2,2,2,1,2,2,2,*,1,1,"Fire, Theft, Flood",8000,57,1,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,3,30,2,3,,
250,5,11,98,9,30,1,1,78,Arkansas,1,2,********************,********************,2,*,A,2,2,67,Arkansas,2,********************,********************,4,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,52,1,Maple Park,.,10,1,2,*,40,Farmer,1,1,******************************,1,4,5,********************,3,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,-2,Chicago,IL,USA,1,Lab tech,0,8,.,2,*,Business,.,57,1,*,I bought it from my brother,From my brother,2,0,"It was not a choice, it was here already","It's a grocery--meat, can goods, etc.",1,*,2,*,75,0,0,0,7000,.,0,*,0,*,7075,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,7075,0,0,0,0,7075,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,I did not need one,"Everything--I didn't know nothing about it",2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Lab tech,.,2,She worked also,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager,40,2,A,2,Operate the cash register,16,2,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Neighbor,.,10,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Advertisment,.,.,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No reason,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No one--I did not know I was going to buy it.,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,1,2,2,2,2,2,2,2,2,2,*,2,2,2,2,2,2,*,2,*,2,*,3,3,*,*,"I don't know",Somewhere very warm.,.,.,1,2,2,********************,2,1,2000,2,200,2,300,2,0,.,150,2,0,.,.,.,0,.,0,.,0,.,25,2,75,2,0,.,0,.,10,2,50,2,0,.,0,.,0,.,*,2810,2,2,Charity 1,.,Charity 2,.,Charity 3,.,12000,.,Put some back into business and some in the bank.,.,65000,25000,38,25000,38,0,0,0,0,15000,24,0,0,0,0,********************,65000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,1,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,.,********************,.,10,15,1,2,,
268,9,6,97,9,30,1,1,34,"Chicago, IL",1,2,********************,********************,2,*,A,2,2,34,"Chicago, IL",2,********************,********************,7,*,B,5,2,13,Germany,2,********************,********************,8,*,C,5,2,10,"Chicago, IL",2,********************,********************,8,*,D,5,2,8,Georgia,2,********************,********************,8,*,E,6,1,4,"Chicago, IL",2,********************,********************,8,*,F,5,2,3,"Chicago, IL",2,********************,********************,8,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,13,1,*,USA,8,Baptist,.,*************************,1,.,*,.,*,1,*,.,.,1,*,.,Africa,.,********************,24,1,Chatham.,44,4,1,2,*,60,Steel mill,1,1,******************************,5,2,4,********************,3,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,2,2,1,Military 11 yrs/USPS 3 yrs,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,11,95,1,*,Bought it from former owner
,Word of mouth,2,0,Location was here--bought it form someone
,Dry cleaning service,2,Used to do shoe repairs,2,*,0,12000,0,3000,0,*,0,*,0,*,15000,1,7000,0,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,8000,0,0,0,0,15000,.,.,*,.,*,Lender 1,Bank is good source,Naperville,IL,USA,2,1,2,.,10,*,1,5,0,1,House,55000,7000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,(Poor) reputation of old owner.  Advertisement cost,1,Some of the folks I dealt with--telephone customers had to re-imbursed--some equipment had to be scaled down
,1,1,Partner 1,22,Knew already,1,.,50,2,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,1000,1,Post Office job only,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Manager,60,2,A,2,Presser/clean,10,2,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,0,1,0,1,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,1,.,2,2,2,2,1,1,2,2,2,*,Sometimes you get better responses--personal contact easier,7,0,0,2,0,Lack of work (lay off),1,Clothing store,2,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,.,.,*,*,.,*,Supplier 1,Chicago,IL,USA,1,.,1,Referred,6,1,1,200,30-60 day plan,0,30,0,They add interest of 5%,2,.,*,.,.,.,*,Supplier 2,New York,NY,USA,2,1,1,Referred,0,1,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,Multi-ethnic,"They have training, garment testing equipment, etc.
",Equipment testing,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Friends,A,22,Knew a long time,1,.,.,.,.,Advertisment/business aspects/customers relations,This location,Douglas,1,Pastor at church.,1,.,.,.,.,Financial aspects/budgeting,At church,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,99,1,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,1,Regular customers,"Not set, based on their pay schedule (add to next ticket)",0,1,0,1,1,2,2,2,2,2,2,1,2,2,*,2,2,2,2,1,2,*,1,"Need to finance--if can't get it, can't advertise & expand",1,Cut overhead by purchasing property-expanding into business/corporate clients w/contracts--tailoring contracts for clothing store.  Plan to get my own plant to expand thru other businesses.,1,.,"Because I have 5 children, someone should carry on",*,Never will,Will remain in Chicago,45000,9000,1,2,2,********************,1,.,300,2,500,2,400,2,150,2,80,2,700,2,1200,2,25,2,100,2,0,.,75,2,0,.,50,2,0,.,10,2,30,2,0,.,0,.,0,.,*,3620,2,1,Charity 1,3500,Charity 2,.,Charity 3,.,.,.,Pay bills,0,10000,5000,50,5000,50,0,0,0,0,0,0,0,0,0,0,********************,10000,3500,3500,100,0,0,0,0,0,3500,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,********************,**,********************,1,97,Cash flow,Borrow money or get credit from suppliers
,1,1,1,2,2,2,2,2,2,2,2,1,2,2,*,1,Assister 1,Dolton,IL,USA,1,.,2,Cash loan,.,0,Personal,2,.,.,2,********************,.,2,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,2,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,1,2,1,2,2,2,2,2,2,2,1,1,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,10,45,1,3,,
271,8,30,97,2,0,2,1,65,Alabama,1,2,********************,********************,2,*,A,2,2,66,Alabama,2,********************,********************,2,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,"Don't know.",.,********************,43,1,Hyde Park,.,12,1,2,*,40,Farmer,1,2,******************************,4,1,9,********************,4,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,8,89,1,*,Former business shut down & we bought it,Passing by & noticed the sign,2,0,Location was formerly used for same business
,"Washing cars, buff & was, shampoo",1,*,2,*,0,0,0,0,190000,Mortgage,0,*,0,*,190000,1,0,0,190000,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,0,0,0,0,0,190000,.,.,*,.,*,Lender 1,We knew they would approve.,Chicago,IL,USA,2,1,2,.,9,*,1,3,0,1,Home,1100000,190000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Dealing with people without money & getting money to pay bills,1,.,1,1,Partner 1,21,*,1,.,50,2,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,All aspects,40,2,A,2,Cashier,40,2,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,5,5,0,0,5,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,1,2,2,2,2,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,1,2,2,2,*,"It's better--you get better people",7,0,0,1,0,"No work, not enough volume",2,*,.,*,1,Chicago.,IL,USA,1,.,1,N,1,9,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,.,.,*,.,*,Supplier 1,Glendale Hts.,IL,USA,1,.,1,Always knew this place,1,9,1,0,30 days net,0,30,0,Never went over,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,A lot problems go with it,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,People who were in business,A,21,N,1,.,Chicago,IL,USA,Informal issues about business,Here.,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,99,0,0,0,1,Hispanic,0,0,0,0,********************,0,0,0,0,********************,5,2,*,*,.,.,.,1,1,2,2,2,2,2,2,2,2,2,*,2,2,2,2,2,1,Need more volume,2,*,2,*,2,.,*,"I want to sell, take what's left",Just get out,In Chicago,.,.,1,1,.,********************,.,.,.,.,.,.,1800,2,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,1800,2,1,Charity 1,600,Charity 2,.,Charity 3,.,.,.,r,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,2,2,2,2,2,2,2,2,2,*,1,1,A. L. Christian,.,2300,1,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,3,********************,.,3,0,2,1,,
274,1,30,98,-3,-3,-3,1,67,"Whiting, IN",1,1,********************,********************,2,*,A,2,2,62,"Ottawa, IL",1,********************,********************,7,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,12,1,*,USA,8,Christian Scientist,.,*************************,2,1,*,2,*,1,*,.,.,1,*,.,.,********************,********************,97,.,"Hammond, IN",.,45,1,2,*,40,Roller at Wisconsin steel,1,1,******************************,1,2,11,An extended vacation,1,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,1,1,Munster,IN,USA,2,Carpenter-tradesman,10,10,0,1,"Welding--learned the proper way with the heat/gases, etc.",Business,6,69,1,*,"Bought property separately as there was a $50,000 debt on business--had records changed name to #AAA Welding Supplies No.1",Brother Marshall past away.,2,0,"Part of brother's estate.",Welding supplies for contractors,1,*,2,*,80,5000,280,5000,0,*,0,*,0,*,10360,1,0,0,10000,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,360,0,0,0,0,10360,.,.,*,.,*,Lender 1,Home Equity,Hammond,IN,USA,2,1,2,.,.,.,1,30,0,1,House,13000,10000,2,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Cash flow--welding rods very expensive/all supplies & services were C.O.D.,1,.,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"My daughter & son-in-law move to Florida and my son couldn't stand working for me.",.,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,1,1,0,0,0,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,2,1,2,1,2,2,2,2,2,2,2,*,Only employee for 12 yrs.,5,0,0,12,0,N/A,1,Limo/livery business,2,*,1,Merriville,IN,USA,1,.,1,Church member,0,30,1,Chicago,IL,USA,1,.,1,Brother Jack,0,11,1,Sherriville,IN,USA,1,.,1,Church,0,40,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,2,No reason,*,.,*,Supplier 1,Des Moines,IA,USA,.,.,1,Had dealt with Brother Marshall,0,29,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,.,.,1,Call salesman,0,20,.,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Jackson,MS,USA,.,.,1,Call salesman,0,15,.,.,*,.,.,.,*,2,.,*,.,.,.,*,1,2,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,All the programs are in the city--I would have to travel too far--plus I get up too early in the morning.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Former boss at construction company.,A,22,Former boss,1,.,Munster,IN,USA,Taking over business of deceased brother,Job site,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,2,********************,51,49,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,4,1,My delivery customers,Net 30 days,0,1,0,1,1,1,2,2,2,2,2,2,2,2,*,2,2,2,2,2,1,Need an outside sales rep,2,*,2,*,1,.,"Would like to see my son-in-law take over--my son & I don't see eye-to-eye on business.",*,Go to Montana,DK,110000,.,2,1,.,********************,.,.,.,.,0,.,100,2,10000,1,20000,1,25000,1,0,.,0,.,0,.,400,1,2000,1,260,2,3600,1,1000,1,250,1,0,.,0,.,0,.,0,.,*,.,1,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,500000,15000,.,0,0,110000,.,12000,.,0,0,0,0,36300,.,********************,500000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Hammond,IN,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,96,"Collections/payable, tough year for accts.",Dip into savings--almost ran the well dry.,2,2,2,2,2,2,2,2,2,2,2,2,2,1,Used savings,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",145000,10000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,.,.,.,2,,
281,6,25,98,12,0,2,2,46,"Atlantic City, NJ",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,20,6,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,40,1,Hyde Park,.,15,1,1,Stocks,60,"Don't know",.,.,******************************,5,2,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,1,2,2,2,*,1,2,Chicago,IL,USA,1,Medical Director,12,4,0,2,*,Business,.,95,2,*,*,*,2,0,Bought contract--look around first,Medical practice,1,*,2,*,0,60000,24000,15000,0,*,0,*,0,*,99000,1,0,54000,0,0,*,0,0,0,0,0,********************,0,1,0,0,0,0,45000,0,0,0,0,99000,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,.,Trying to get the funds for startup capital,1,Getting the finance for certain equipment,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Physician,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,Not interested,60,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,7,7,0,0,7,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,2,2,1,2,2,2,1,2,2,2,2,*,Because of my African heritage--this neighborhood is African American--helps my people,1,0,0,2,0,None,2,*,.,*,1,Chicago,IL,USA,1,.,1,N,0,6,1,Chicago,IL,USA,2,1,1,Ad,0,7,1,Chicago,IL,USA,1,.,1,Use service before,0,25,1,Chicago,IL,USA,2,1,1,Hospital use service,0,3,2,********************,**,**********,.,.,.,*,.,.,3,1,No reason,*,.,*,Supplier 1,Oak Lawn,IL,USA,2,1,1,Advertisement,0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,.,.,.,2,1,1,Hospital use service,6,1,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,.,.,.,1,.,1,Phone book,0,3,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,1,Creditor 1,2,-4,2,1,Chicago,IL,USA,9,0,St. Joseph Hospital,2,-4,1,.,Chicago,IL,USA,9,0,Creditor 3,.,-4,.,.,********************,**,***,.,.,1,Creditor 1,Hospital stay (admit,Creditor 2,X-ray service,.,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,Belong to Medical Association,1,Medical Assoc/IL Healthcare,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,"Didn't need help",Already had skills and knowledge--just took over contract and maintained it,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,***********,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,90,2,4,4,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,1,2,2,2,1,1,2,2,*,2,2,2,2,2,1,HMO dependent,1,"Owe payables--can't get loan because of payables",1,Add another physician and have a payment plan,4,.,*,*,*,*,900000,300000,2,1,.,********************,.,.,0,.,0,.,6000,1,540,1,0,.,288000,1,0,.,0,.,5000,1,170,1,2000,1,6000,1,600,1,115,1,80,1,0,.,0,.,0,.,0,.,*,308505,1,1,Charity 1,1000,Charity 2,1000,Charity 3,0,999999,50000,*,.,250000,25000,10,125000,50,25000,10,25000,10,25000,10,25000,10,0,0,********************,250000,300000,190000,65,110000,35,0,0,.,300000,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,96,Cash flow--lost contract plus patients very ill.,Very stressful,2,1,1,2,2,1,1,1,1,2,2,1,1,2,*,1,Assister 1,Chicago,IL,USA,1,.,2,Equipment,.,.,.,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,2,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,1,1,Full coverage,90000,540,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,.,********************,.,1,10,2,3,,
284,1,15,98,3,35,2,2,52,Mississippi,1,2,********************,********************,2,*,A,6,1,29,"Chicago, IL",2,********************,********************,1,*,B,7,2,60,Mississippi,2,********************,********************,2,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,4,15,0,*,********************,1,*,1,*************************,2,2,*,.,*,1,*,.,.,1,*,.,Mississippi,.,********************,48,1,Rosemore,.,27,1,2,*,42,School bus driver,1,1,******************************,2,4,9,********************,2,.,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,1,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,92,2,*,*,*,2,0,My sister worked in the area.,Clothing and hair service,1,*,2,*,635,0,4000,5000,365,Ads,0,*,0,*,10000,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,5000,5000,0,0,0,0,10000,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I really didn't want a loan just opening up.",Getting enough customers,2,*,1,1,Partner 1,7,*,1,.,50,1,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,1,1,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,50,1,We work together--equal time for both.,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,My sister & I can do very well by ourselves.,2,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,22,N,8,8,1,Chicago,IL,USA,1,.,22,n,8,8,2,********************,**,**********,.,.,.,*,**,.,1,.,.,.,1,.,1,From Son,1,4,2,********************,**,**********,.,.,.,*,.,.,1,1,Just happen that way.,*,.,*,Supplier 1,Skokie,IL,USA,2,1,1,Another supplier,8,8,1,0,30 days credit,0,30,0,Cash shipment or C.O.D.,2,.,*,.,.,.,*,Supplier 2,New York,NY,USA,2,1,1,In New York,6,2,1,0,30 days,0,30,0,C.O.D. ONLY,2,.,*,.,.,.,*,Supplier 3,St. Louis,.,USA,1,.,1,At a show,4,3,1,0,30-90 days,0,30,3,C.O.D. ONL,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,1,Association 1,Chicago,IL,USA,2,Business start up,Business plan,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,*,1,Harris Bank--small loan,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,I have a business assc.,Relative,A,7,N,1,.,Chicago,IL,USA,What kind of business,At home,.,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,100,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,3,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,1,2,*,2,2,2,2,1,2,*,2,*,2,*,3,3,*,*,"I'm not going to.",Chicago,65000,82000,2,1,.,********************,.,.,4000,2,635,2,175,2,300,3,40,2,0,.,500,4,0,.,0,.,0,.,0,.,100,2,75,1,0,.,125,1,0,.,0,.,0,.,0,.,*,6450,2,2,Charity 1,.,Charity 2,.,Charity 3,.,30000,.,"More inventory,  paid off loans, increased stock",45000,17500,25000,25,25000,25,50000,50,0,0,.,.,.,.,0,0,********************,100000,.,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,1,.,Business was slow,Made a loan with my brother,2,2,2,2,2,2,2,2,2,2,2,2,2,1,Took out loan from brother.,2,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,1,1,2,1,2,2,2,2,1,2,2,2,*,1,1,"Fire, theft, liability",190000,442,3,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,5,45,2,3,,
290,1,21,98,-3,-3,-3,2,60,"Chicago, IL",1,2,********************,********************,5,*,A,2,1,60,"Bloomington, IL",2,********************,********************,5,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,16,3,*,USA,8,Baptist/Catholic,.,*************************,2,8,None,.,*,1,*,.,.,1,*,.,.,********************,********************,97,.,Chatham,.,40,1,2,*,30,Grocery clerk/manager,1,1,******************************,4,2,9,********************,5,1,1,1,Prior Business 1,Teacher supplies,Chicago,IL,USA,2,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,2,2,1,Primary school teacher,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,5,75,2,*,*,*,2,0,Knew the owner.,Rental--commercial/residential apts.,1,*,1,African-American,.,.,.,.,.,*,.,*,.,*,.,.,.,.,.,.,*,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,*,Lender 1,Know people at bank,Chicago,IL,USA,2,1,2,.,.,.,.,.,.,1,Building,.,.,2,.,Lender 2,Refinance for better interest rate,Chicago,IL,USA,1,.,2,.,.,.,.,.,.,1,Building,.,.,2,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,1,Non Lender 1,DK,1,.,.,Chicago,IL,USA,.,Loan officer laughed at our proposal,Non Lender 2,DK,1,.,.,.,.,USA,.,Not much help,Non Lender 3,*,.,.,.,********************,**,********************,.,*,*,Getting the capital--being a woman in 1975.,1,Banks not wanting to deal with a woman.,1,1,Partner 1,1,Thru a family member,2,1,30,1,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,70,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Chgo Public school teacher,.,2,Chgo Public school teacher,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,No need for them to.,30,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Referred by friend,0,10,1,Chicago,IL,USA,2,.,1,Known for years,0,25,1,Matteson,IL,USA,1,.,1,Recommended by friend,0,20,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,2,I use the best--no race preference.,*,.,*,Supplier 1,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,.,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,Use to be active w/Chatham Business Association--now disenchanted.,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No one--I read lot of books.,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,95,2,3,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,*,*,.,.,.,1,2,2,2,2,2,2,2,2,2,1,Like to expand beauty shop area--,2,2,2,2,2,2,*,1,"I haven't tried right now.",2,*,3,3,*,*,Keep busy--maybe go into something new.,No thought,.,.,.,1,.,********************,.,.,.,.,.,.,.,.,.,.,.,.,.,.,0,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,.,1,Charity 1,.,Charity 2,.,Charity 3,.,.,.,R,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,2,1,2,2,2,2,2,2,2,*,1,1,"Fire, theft, liability",.,2000,1,2,.,.,-4,2,.,.,-4,2,.,.,-4,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,.,.,.,1,,
293,11,19,97,1,15,2,1,77,Mississippi,1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,3,12,0,*,********************,1,*,1,*************************,2,2,*,.,*,1,*,.,.,1,*,.,USA,.,********************,55,1,Chatham,.,33,1,2,*,40,He was butcher--he cut meat at a store.,1,1,******************************,1,4,4,********************,2,1,1,1,Prior Business 1,Hair cutting,Chicago,IL,USA,1,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,1,2,2,2,2,2,*,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,.,82,2,*,*,*,2,0,Because I live in the area.,Sell newspapers/magazines,1,*,2,*,0,0,0,0,700,Build,0,*,0,*,700,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,700,0,0,0,0,700,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't need to--it's only a paper stand.",None,2,*,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,"They don't need to.",40,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,2,********************,**,********************,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,4,.,*,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Local,.,.,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,2,1,1,Local,.,.,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Chicago,IL,USA,1,.,1,He found me,0,4,2,.,*,.,.,.,*,2,.,*,.,.,.,*,2,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No one,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,98,2,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,2,2,*,*,.,.,.,2,1,2,2,2,2,2,2,2,2,2,*,1,2,2,2,2,2,*,2,*,2,*,2,.,*,"I'm already retired--could not have a paper stand for my kids to run.",Fishing and hunting,.,1500,.,1,1,.,********************,.,.,0,.,0,.,0,.,0,.,0,.,0,.,1500,1,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,*,1500,1,2,Charity 1,.,Charity 2,.,Charity 3,.,0,.,R,.,.,0,0,400,100,0,0,0,0,0,0,0,0,0,0,********************,400,0,.,.,.,.,.,.,********************,.,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,2,2,2,2,2,1,1,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,2,15,2,3,,
295,7,15,97,2,15,2,2,44,"Chicago, IL",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,6,13,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,44,1,Auburn,.,17,1,2,*,95,Mover--moving other furniture,1,3,******************************,5,1,9,********************,5,1,1,1,Prior Business 1,Cooked & raw fish,Chicago,IL,USA,2,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,2,2,1,Bus driver,-4,-4,********************,**,********************,.,********************,.,.,.,.,*,Business,2,97,2,*,*,*,2,0,A friend told me about it.,Haircare,1,*,2,*,800,20000,0,1000,0,*,0,*,0,*,21800,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,13000,0,8800,0,0,0,0,21800,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't want that bill over my head.",Obtaining competent help,1,Finances--too much red tape and too many questions and paperwork.,2,.,Partner 1,.,*,.,.,.,.,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,.,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,2,They are busy with their own careers.,95,*,.,.,A,.,*,.,.,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Knew her from high school,5,0,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,**,.,1,.,.,.,2,5,1,Referred,5,0,2,********************,**,**********,.,.,.,*,.,.,3,1,.,*,.,*,Supplier 1,Chicago,IL,USA,1,.,1,They are located across the street,5,0,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,1,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,No reason,2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,No one,A,.,*,.,.,********************,**,********************,*,********************,********************,.,*,.,.,********************,**,********************,*,********************,C,.,*,.,.,********************,**,********************,*,********************,1,12,5,********************,A,22,Met in a store,1,.,Refused,.,.,New shop for her beauty school,Fashion show or go out,B,22,***********,1,.,Refused,.,.,New school,Fashion show or go out,C,22,Met at a fashion show,1,.,Met thru another friend,Refused,.,.,Business in general,Fashion show or go out,1,********************,99,1,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,1,Length of relationship and patronage,Under emergency only,0,0,0,2,2,2,2,2,2,1,2,2,2,2,*,2,1,1,2,2,2,*,1,"Money may not be available & I don't know of a loan I can get.",1,"I'm planning to open a school",1,.,I want to leave a legacy and I want to be well known and I want my niece to take over.,*,My past jobs should provide for my retirement,Probably here in Chicago.,.,.,2,2,2,********************,1,.,200,2,800,2,700,2,0,.,0,.,0,.,0,.,0,.,0,.,0,.,0,.,50,2,75,2,0,.,275,2,240,2,0,.,0,.,0,.,*,2300,2,2,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,65000,.,5,.,95,0,0,0,0,0,0,0,0,0,0,********************,.,2500,0,0,0,0,.,100,Rent/Utilities,.,2,Bank 1,********************,**,********************,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,1,2,2,1,2,2,2,2,1,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,1,********************,.,4,25,2,2,,
297,7,15,97,1,15,2,2,57,"Tallulah, LA",1,2,********************,********************,2,*,A,-4,.,.,********************,.,********************,********************,.,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,5,13,1,*,USA,1,*,1,*************************,1,.,*,.,*,1,*,.,.,1,*,.,USA,.,********************,38,1,West Chesterfield,.,15,1,2,*,70,Auto mechanic--repairing cars,1,1,******************************,1,2,9,********************,5,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,7,2,Chicago,IL,USA,1,Manager,4,14,0,2,*,Business,4,94,2,*,*,*,2,0,"Location given to me by my brother, who owns the building","Lottery machine, candy, chips, cookies and juice",1,*,2,*,400,0,0,1000,0,*,0,*,0,*,1400,1,0,0,0,0,*,0,0,0,0,0,********************,0,2,0,0,0,0,1400,0,0,0,0,1400,2,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,"I didn't need any",None,2,*,1,1,Partner 1,8,*,1,.,50,2,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,50,2,.,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,.,.,*,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,2,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Serving customers,70,1,A,8,Takes over in my absence,1,2,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,2,.,.,.,.,.,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,********************,.,.,.,.,.,.,.,*,.,.,.,.,.,.,*,.,.,.,.,.,.,.,.,.,.,.,*,*,.,.,.,.,.,*,.,*,.,*,1,Chicago,IL,USA,1,.,1,Thru family,6,2,2,********************,**,**********,.,.,.,*,.,.,1,Oak Brook,IL,USA,2,1,1,He already insured building,6,2,2,********************,**,**********,.,.,.,*,.,.,1,Riverdale,IL,USA,2,1,1,Always used them,6,2,2,.,*,Because this is their route,1,No reason for not usind them.  They were already in this building.,Supplier 1,Chicago,IL,USA,1,.,1,From the lounge next door,6,2,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,1,.,1,From the lounge next door,6,2,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,Dallas,TX,USA,1,.,1,From the lounge next door,6,2,2,.,*,.,.,.,*,2,.,*,.,.,.,*,1,.,*,2,Creditor 1,.,-4,.,.,********************,**,***,.,.,********************,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,.,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I don't have the time",2,*,.,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,*,Relatives and othe business owners,A,8,N,1,.,Chicago,IL,USA,Could I get along w/kids & what it would be like,Lounge or store,Eurscille,22,N,1,.,Chicago,IL,USA,She offered to help any way she could,Home or church,C,14,N,1,.,Chicago,IL,USA,Offered to loan me money,Home or store,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,90,2,3,0,0,********************,0,0,0,0,********************,0,0,0,5,Arabs,3,2,*,*,.,.,.,1,2,2,2,2,2,2,2,1,2,2,*,2,2,2,2,2,2,*,2,*,1,"Offer many different things, like pantyhose and sun glasses",1,.,"I'd like to keep it in the family",*,I have not gotten that far yet.,Here in Chicago.,22000,.,2,2,1,8,1,.,600,2,400,2,150,2,700,1,90,2,0,.,600,2,0,.,0,.,0,.,39,2,0,.,0,.,0,.,125,1,0,.,0,.,200,3,0,.,*,2655,2,2,Charity 1,.,Charity 2,.,Charity 3,.,600,.,Purchase more stock,0,20000,20000,100,0,0,0,0,0,0,0,0,0,0,0,0,********************,20000,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,Chicago,IL,USA,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,1,2,2,2,2,2,1,2,2,2,2,2,2,2,2,*,1,2,*,.,.,-4,2,.,.,-4,.,.,.,-4,1,.,700,1,2,     -4,.,-4,2,.,.,-4,2,*,.,.,-4,.,1,********************,.,3,25,2,2,,
299,9,12,97,2,30,2,1,32,Chicago,1,2,********************,********************,2,*,A,2,2,33,Chicago,2,********************,********************,1,*,B,6,1,7,Chicago,2,********************,********************,8,*,C,6,1,11,Chicago,2,********************,********************,8,*,D,-4,.,.,********************,.,********************,********************,.,*,E,-4,.,.,********************,.,********************,********************,.,*,F,-4,.,.,********************,.,********************,********************,.,*,G,-4,.,.,********************,.,********************,********************,.,*,H,-4,.,.,********************,.,********************,********************,.,*,I,-4,.,.,********************,.,********************,********************,.,*,J,-4,.,.,********************,.,********************,********************,.,*,1,20,3,*,USA,1,*,1,*************************,2,8,Unknown,.,*,1,*,.,.,1,*,.,21,30,.,32,1,South Shore,.,11,1,1,Bar manager at restaurant,90,"Partner in Hubbard's Construction Co.-in the field working.",1,2,******************************,1,1,11,Education for 2 sons,1,1,2,.,Prior Business 1,********************,********************,**,********************,.,*,Prior Business 2,********************,********************,**,********************,.,*,Prior Business 3,********************,********************,**,********************,.,*,2,2,2,1,2,2,*,22,1,Chicago,IL,USA,1,Construction laborer,0,13,0,3,*,Business,8,97,1,*,I walked in and talked to the owner--they advertised.,He advertised for 1 wk in paper.,2,0,It was already here.,"Deli, charbroiled and fried foods",2,Fried fish and chicken,2,*,.,.,.,.,.,*,.,*,.,*,.,.,.,.,.,.,*,.,.,.,.,.,********************,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,*,Lender 1,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 2,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Lender 3,*,********************,**,********************,.,.,.,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,.,.,.,********************,**,********************,Co-Signer 2,.,.,.,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,.,Non Lender 1,*,.,.,.,********************,**,********************,.,*,Non Lender 2,*,.,.,.,********************,**,********************,.,*,Non Lender 3,*,.,.,.,********************,**,********************,.,*,It was too complicated,Overcoming previous business reputation.,1,"There's a tremendous amount of paperwork.  It's embarrassing if you don't have A-1 credit.",1,1,Partner 1,8,*,1,.,52,1,Partner 2,.,*,.,.,.,.,Partner 3,.,*,.,.,.,.,Partner 4,.,*,.,.,.,.,48,1,1,*,.,New Partner 1,.,*,.,.,.,.,New Partner 2,.,*,.,.,.,.,New Partner 3,.,*,.,.,.,.,New Partner 4,-4,*,.,.,.,.,48,1,C does cooking and E does the paperwork.,2,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for Operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,.,Lender for operation,*,********************,**,********************,.,.,.,*,.,.,*,.,*,.,.,.,.,********************,.,.,********************,.,.,.,********************,**,********************,Co-Signer 2,********************,.,********************,********************,********************,**,********************,Co-Signer 3,.,.,.,********************,**,********************,2,.,1,Bartender,.,2,Director of childcare facility,.,.,******************************,.,.,******************************,.,.,******************************,.,.,.,F,.,******************************,***************,.,***************,1,*,.,Paperwork,60,1,A,8,Cooking,100,1,B,.,*,.,.,C,.,*,.,.,2,.,Relative,.,*,2,.,.,********************,1,3,1,2,0,3,0,0,0,0,********************,0,0,0,0,********************,0,0,0,0,********************,1,2,2,2,1,2,2,*,.,.,.,.,.,.,*,1,.,2,2,2,2,2,1,2,2,2,*,I just hired who was available,1,0,0,.,.,Have not had any to leave.,2,*,.,*,1,Chicago,IL,USA,1,.,22,N,1,0,1,Chicago,IL,USA,1,.,22,n,0,10,1,Dolton,IL,USA,1,.,22,n,0,5,2,********************,**,**********,.,.,.,*,.,.,2,********************,**,**********,.,.,.,*,.,.,1,1,I try to stay in the neighborhood--they are closet geographically.,*,.,*,Supplier 1,Chicago,IL,USA,2,1,1,Word of mouth,1,0,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 2,Chicago,IL,USA,1,.,1,Word of mouth,1,0,2,.,*,.,.,.,*,2,.,*,.,.,.,*,Supplier 3,********************,**,********************,.,.,.,*,.,.,.,.,*,.,.,.,*,.,.,*,.,.,.,*,3,.,*,1,Creditor 1,2,-4,2,1,.,.,.,.,.,.,.,-4,.,.,********************,**,***,.,.,Creditor 3,.,-4,.,.,********************,**,***,.,.,2,Creditor 1,********************,Creditor 2,********************,********************,********************,2,Association 1,********************,**,********************,********************,*,*,Association 2,********************,**,********************,********************,*,*,Association 3,********************,**,********************,********************,*,*,"I haven't had a chance yet.",1,SBA and the Restuarant Association,2,Service 1,********************,**,********************,********************,.,Service 2,********************,**,********************,********************,.,Service 3,********************,**,********************,********************,.,"They don't give much information",My employer,A,1,Work for him,2,1,Chicago,IL,USA,"Amount of time, risk",At work,D,1,Work for him,2,1,Chicago,IL,USA,How to get started,At work,C,.,*,.,.,********************,**,********************,*,********************,2,.,.,********************,A,.,*,.,.,********************,**,********************,*,*,B,.,********************,.,.,********************,**,********************,*,*,C,.,*,.,.,*,********************,**,********************,*,*,1,********************,99,0,0,0,0,********************,0,0,0,1,.,0,0,0,0,********************,5,2,*,*,.,.,.,2,2,2,2,2,2,2,2,2,2,1,Marketing,1,2,2,2,2,1,Location,1,We would like to open a cafe or sit-in place.,1,Lot of marketing on streets and radio,1,.,"I want to retire when I'm 45.",*,Just to relax and paint and travel.,South Shore and Mexico.,.,.,.,2,2,********************,1,.,.,.,1000,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,.,1,Charity 1,.,Charity 2,.,Charity 3,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,********************,.,0,.,.,.,.,.,.,********************,.,1,Bank 1,Chicago,IL,USA,Bank 2,********************,**,********************,Bank 3,********************,**,********************,2,.,*,*,.,.,.,.,.,.,.,.,.,.,.,.,.,.,*,.,Assister 1,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 2,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,Assister 3,********************,**,********************,.,.,.,*,.,.,*,.,.,.,.,********************,.,.,.,.,Co-Signer 1,-4,.,.,********************,**,**,Co-Signer 2,-4,.,.,********************,**,**,Co-Signer 3,-4,.,.,********************,**,**,2,2,2,2,2,2,2,2,2,2,2,2,2,2,2,*,2,.,*,.,.,-4,.,.,.,-4,.,.,.,-4,.,.,.,-4,.,     -4,.,-4,.,.,.,-4,.,*,.,.,-4,.,3,********************,.,10,6,1,1,,
302,3,11,98,10,30,1,1,53,Africa,2,6,Indian,********************,2,*,A,2,2,51,Africa,6,Indian,********************,1,*,B,-4,.,.,********************,.,********************,********************,.,*,C,-4,.,.,********************,.,********************,********************,.,*,D,-4,.