Financing Community Development:
Learning from the Past, Looking to the Future

A Federal Reserve System Community Affairs Research Conference
Washington, D.C.
March 29-30, 2007

This Web site contains the papers from a conference organized by the Community Affairs Officers of the Federal Reserve System. Papers included in the Web site are to be considered working papers. They are reproduced here to make them available to scholars and practitioners with a serious interest in the topics presented. Many of the papers are in preliminary form and will be submitted for publication elsewhere. The works here should be cited as working papers and considered preliminary drafts of any subsequent publication. Although all papers have been screened for relevance to the subject matter of the conference, they have not been subjected to a rigorous refereeing process nor edited for form or content by the Federal Reserve.

Moderator
Marvin M. Smith
Federal Reserve Bank of Philadelphia

Session 1
Session 2
Session 3
Session 4
Session 5
Session 6

Session Four: What Should and Can Be Done to Enhance Borrowers’ Knowledge of Their Credit Risk?
Consumer Credit Literacy: What Price Perception? (PDF, 165KB)
Marsha Courchane, ERS Group, and Peter Zorn, Freddie Mac
Presentation (PDF, 75KB)

Targeting Foreclosure Interventions: An Analysis of Neighborhood Characteristics Associated with High Foreclosure Rates in Two Minnesota Counties (PDF, 1030KB)
Michael Grover, Federal Reserve Bank of Minneapolis; Laura Smith, Macalester College; and Richard M. Todd, Federal Reserve Bank of Minneapolis
Presentation (PDF, 1245KB)

Discussant
Glenn B. Canner, Department of Research and Statistics
Board of Governors of the Federal Reserve System
Presentation (PDF, 78KB)