Financing Community Development:
Learning from the Past, Looking to the Future

A Federal Reserve System Community Affairs Research Conference
Washington, D.C.
March 29-30, 2007

This Web site contains the papers from a conference organized by the Community Affairs Officers of the Federal Reserve System. Papers included in the Web site are to be considered working papers. They are reproduced here to make them available to scholars and practitioners with a serious interest in the topics presented. Many of the papers are in preliminary form and will be submitted for publication elsewhere. The works here should be cited as working papers and considered preliminary drafts of any subsequent publication. Although all papers have been screened for relevance to the subject matter of the conference, they have not been subjected to a rigorous refereeing process nor edited for form or content by the Federal Reserve.

Welcoming Address
Dede Myers
Vice President and Community Affairs Officer, Federal Reserve Bank of Philadelphia

Opening Remarks
Charles I. Plosser
President, Federal Reserve Bank of Philadelphia

Moderator
Dan Tatar
Federal Reserve Bank of Richmond

Session 1
Session 2
Session 3
Session 4
Session 5
Session 6

Session Five: Does the Financing of Small Businesses Differ for Minority-Owned Businesses and for Businesses in Low-Income Areas?
Tracing Access to Financial Capital among African-Americans From the Entrepreneurial Venture to the Established Business (PDF, 216KB)
Alicia M. Robb, University of California, Santa Cruz, and Robert W. Fairline, University of California, Santa Cruz

Commercial Lending Distance and Historically Underserved Areas (PDF, 198KB)
Robert DeYoung, Federal Deposit Insurance Corporation; W. Scott Frame, Federal Reserve Bank of Atlanta; Dennis Glennon, Office of the Comptroller of the Currency; Peter Nigro, Bryant University
Presentation (PDF, 32KB)

Discussant
Leora Klapper, The World Bank
Presentation (PDF, 20KB)