The Financial Safety Net: Costs, Benefits and Implications for Regulation

Conference Papers

Learning-by-Doing, Scale Efficiencies, and Financial Performace at Internet-Only Banks (PDF,93KB)
Robert DeYoung
Federal Reserve Bank of Chicago

Asset Market Linkages in Crisis Periods (PDF,223KB)
P. Hartmann, S. Straetmans and C.G. De Vries

Financial Safety Nets: Reconstructing and Modeling a Policymaking Metaphor (PDF,121KB)
Edward J. Kane
Boston College

The Ability of Banks to Lend to Informationally Opaque Small Businesses (PDF,254KB)
Allen N. Berger
Board of Governors of the Federal Reserve System
Washington, DC.
Wharton Financial Institutions Center
Philadelphia, PA
Leora F. Klapper
The World Bank
Washington, DC.
Gregory F. Udell
Kelley School of Business
Indiana University
Bloomington, IN

A New Approach to Measuring Financial Contagion (PDF,193KB)
Kee-Hong Bae
G. Andrew Karolyi
Rene M. Stulz

Do Federal Home Loan Bank Membership and Advances Lead to Bank Risk-Taking? (PDF,871KB)
Dusan Stojanovic
Economist, Banking Supervision and Regulation
Federal Reserve Bank of Saint Louis
Mark D. Vaughan
Supervisory Policy Officer and Economist
Banking Supervision and Regulation
Federal Reserve Bank of Saint Louis
Timothy J. Yeager
Senior Manager and Economist
Banking Supervision and Regulation
Federal Reserve Bank of Saint Louis

The Costs and Benefits of Moral Suasion: Evidence from the Rescue of Long-Term Capital Management (PDF,555KB)
Craig Furfine
Bank for International Settlements
Basle, Switzerland

Freddie Mac and Fannie Mae: Their Funding Advantage and Benefits to Consumers (PDF,32KB)
James E. Pearce
Vice President
Welch Consulting
College Station, Texas
James C. Miller III
Director
Law and Economics Consulting Group
Washington, D.C.

Issues in Deposit Insurance Reform (PDF,45KB)
James A. Wilcox
Kruttschnitt Professor of Financial Institutions
Haas School of Business
Berkeley, CA
and Chief Economist
Office of the Comptroller of the Currency
Washington, D.C.

Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation (PDF,355KB)
Asli Demirgüç-Kunt
Enrica Detragaiche

Local Bank Office Ownership, Deposit Control, Market Structure, and Economic Growth (PDF,184KB)
Robert N. Collender
Sherrill L. Shaffer
Food and Rural Economic Division
U.S. Department of Agriculture

Testing for Market Discipline in the European Banking Industry: Evidence from Subordinated Debt Issues (PDF,191KB)
Andrea Sironi

Firms and Their Distressed Banks: Lessons from the Norwegian Banking Crisis (1988-1991) (PDF,236KB)
Steven Ongena
David C. Smith
Dag Michalsen
Board of Governors of the Federal Reserve System
Washington D.C.

Managerial Incentives and the Efficiency of Capital Structure (PDF,160KB)
Joseph P. Hughes
Rutgers University
William W. Lang
Office of the Comptroller of the Currency
Choon-Geol Moon
Hanyang University
Michael S. Pagano
Villanova University

Recent Trends in Bank Loan Syndications: Evidence for 1995 to 1999 (PDF,82KB)
Jonathan Jones
William W. Lang
Peter Nigro

The Gains from Financial Services Modernization (PDF,258KB)
Philip E. Strahan
Federal Reserve Bank of New York and
MIT Sloan School of Management
Cambridge, MA
Amir Sufi
Federal Reserve Bank of New York
New York, NY

The Competitive Analysis in the Banking Industry No Longer Reflects Reality (PDF,363KB)
Douglas V. Austin
Craig D. Bernard
Austin Financial Services, Inc.

Size, Charter Value and Risk in Banking: An International Perspective (PDF,699KB)
Gianni De Nicoló
International Monetary Fund

Estimating Bilateral Exposures in the German Interbank Market: Is there a Danger of Contagion? (PDF,96KB)
Christian Upper
Andreas Worms
Deutsche Bundesbank

Developing Effective Deposit Insurance Systems (PDF,30KB)
J.P. Sabourin
President and CEO
Canada Deposit Insurance Corporation
and Chairman FSF Working Group on Deposit Insurance

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring By Large Banking Organizations (PDF,73KB)
Jalal Akhavein
University of Pennsylvania
Philadelphia, PA
W. Scott Frame
Federal Reserve Bank of Atlanta
Lawrence J. White
New York University

Bank Capital Regulation as an Incentive Mechanism: Implications for Portfolio Choice (PDF,325KB)
Alistair Milne

Deposit Market Discipline in Pre-Crisis Thailand: Implications for Modeling the Thai Crisis and Developing a DIS (PDF,111KB)
Timothy P. Opiela
Depaul University
Chicago, IL

Estimating Fair Deposit Insurance Premiums for a Sample of Banks Under a New Long Term, Insurance Pricing Methodology (PDF,345KB)
George G. Pennacchi
University of Illinois
Urbana, IL

Federal Deposit Insurance Versus Federal Sponsorship of Fannie Mae and Freddie Mac: The Structure of Subsidy (PDF,96KB)
Richard Scott Carnell
Fordham University School of Law

GSEs of Federal Policy: Public Benefits as Instruments and Public Costs (PDF,65KB)
Bert Ely
Ely & Company, Inc