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October 1992, No. 62

The U.S. banking industry has undergone significant challenges over the past five years due to well publicized problems... These events, in conjunction with the thrift crisis and the diminished resources of the bank insurance fund, have led many analysts to become pessimistic about the future of the industry.

Last Updated: 10/30/1992

Banking in the 1990s: Challenge and Change

Carl Quinn, Dylan Schulz

This Chicago Fed Letter briefly discusses some of the changes in commercial banks' balance sheets and earnings over the last five years, including the major components of the balance sheet, suggests reasons for the shifts in asset composition both nationally and in the Seventh Federal Reserve District, and reflects on their significance for the future.