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September 17, 2007 News Archive

Federal Reserve Board Releases Latest Beige Book 
In the latest Beige Book, reports from the 12 Federal Reserve Districts indicate that economic activity has continued to expand. St. Louis and Kansas City described the pace of activity as moderate; Cleveland, Chicago and Minneapolis said their economies were expanding at a modest rate; and Boston and Atlanta reported that activity was mixed. New York cited continued expansion. The economies in Philadelphia, Richmond, Dallas, and San Francisco continued to grow; however, the pace of activity has slowed.

FFIEC Publishes HMDA Data for 2006 
The Federal Financial Institutions Examination Council (FFIEC) announced on Sept. 12 the availability of 2006 data on mortgage lending transactions at 8,886 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical areas throughout the nation. The information is based on applications for loans, loan originations and purchases of loans by banks, savings associations, credit unions, independent mortgage companies and others. An analysis of the data by the Federal Reserve found that changing interest rate environment influenced the proportion of loans that are considered higher priced.

Federal Reserve Bank of Chicago, 230 South LaSalle Street, Chicago, Illinois 60604-1413, USA. Tel. (312) 322-5322

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