The final 2009 edition of Profitwise News and Views features perspectives on the Regional Home Ownership Preservation Initiative (RHOPI), one of many Chicago Fed programs aimed at addressing and mitigating the foreclosure crisis in the Seventh Federal Reserve District. RHOPI partners include 70 organizations working to stem foreclosures and their impacts in the Chicago Metropolitan Area. RHOPI was cosponsored and initiated by the Federal Reserve Bank of Chicago, the Chicago Community Trust, and Neighborhood Housing Services of Chicago. Aside from the initial sponsoring organizations, lead RHOPI partners include Housing Action Illinois, the Woodstock Institute, the Chicago Metropolitan Agency for Planning, Chicago Metropolis 2020, and the Metropolitan Mayors’ Caucus. Visit the RHOPI Web page at http://regionalhopi.org. Also in this edition is an article by Michael Collins, Assistant Professor in the School of Human Ecology at the University of Wisconsin, Madison. Michael takes a critical look at the role of home buyer counseling based on data gathered during the first six years of the groundbreaking NHS led (in partnership with the city of Chicago and the Chicago Fed) Home Ownership Preservation Initiative, of which RHOPI is a geographical, organizational, and programmatic expansion.