2022 Community Bankers Symposium:
Headwinds and Tailwinds
2022 Community Bankers Symposium: Headwinds and Tailwinds
The 16th Annual Community Bankers Symposium—Headwinds and Tailwinds —invited community banking professionals to learn from senior policymakers and industry experts about the external and internal challenges and opportunities impacting banking, with a special focus on cyber security, current industry developments, and important bank supervision issues.
Hosted by the Federal Reserve Bank of Chicago, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Conference of State Bank Supervisors, the event took place in-person on Friday, Oct. 21, 2022. A remote option was available for those unable to attend onsite.
This year, we welcomed keynote speaker Mike Rogers, retired four-star admiral, former National Security Agency director and head of U.S. Cyber Command, who delved into the complex issues of cyber risk and security. Charles L. Evans, president and CEO, Federal Reserve Bank of Chicago, provided an economic outlook, while Beth Knickerbocker, chief innovation officer, Office of the Comptroller of the Currency, presented on innovation in community banking. A regulatory panel discussed salient topics in the regulatory space and offered attendees the opportunity to engage in a dialogue on areas of supervisory focus, the banking environment and regulatory updates. Bob Maley, author, futurist, and chief security officer at Black Kite, discussed closing the cyber agility gap. Additionally, Ben Zviti from Marsh Insurance Broker & Risk Advisory addressed aspects of Cyber Insurance.
Julie A. Williams
Executive Vice President, Supervision & Regulation
Federal Reserve Bank of Chicago
Julie A. Williams is Executive Vice President responsible for Supervision and Regulation at the Federal Reserve Bank of Chicago. She directs the supervision and regulation of banking organizations of various size and complexity, including bank holding companies, state-chartered member banks, bank and savings and loan holding companies, financial holding companies and U.S. foreign bank branches within the Seventh Federal Reserve District. Ms. Williams is involved in multiple Federal Reserve System initiatives and serves as a member on System leadership groups that provide input on strategic and policy issues related to supervision and significant supervisory matters.
Charles L. Evans
President & CEO, Federal Reserve Bank Chicago
Federal Reserve Bank of Chicago
Charles L. Evans has served as president and chief executive officer of the Federal Reserve Bank of Chicago since September 2007. In that capacity, he serves on the Federal Open Market Committee (FOMC), the Federal Reserve System's monetary policymaking body. Prior to becoming president, Mr. Evans served as director of research and senior vice president. In addition to his work, he is active in the civic community and serves on multiple boards. Mr. Evans received a bachelor's degree in economics from the University of Virginia and a doctorate in economics from Carnegie-Mellon University in Pittsburgh.
Admiral Mike Rogers
Former NSA Director and head of U.S. Cyber Command and the Central Security Service, Consultant, Sr. Fellow and Professor at Northwestern University’s Kellogg School of Management
Admiral Mike Rogers focuses his time on supporting companies in the private sector, serving as a member of various Board of Directors or Advisory Boards or acting as a Senior Advisor – predominantly in the areas of cyber security, geopolitics, leadership, crisis response, advanced technologies and investment. In his role as a Senior Fellow and Adjunct Professor with Northwestern University’s Kellogg School of Management’s Kellogg Executive Leadership Institute, he works with the Department of Defense (DoD) in the mentoring and professional development of its General and Flag officers. Admiral Rogers retired from the U.S. Navy in 2018 after nearly 37 years of naval service, rising to the rank of four-star admiral, becoming the first individual in the history of the U.S. Navy within his career field to rise above the rank of two- star admiral. He culminated his career in uniform with a four plus year tour as the Commander of U.S. Cyber Command (USCC) and Director, National Security Agency (NSA). Admiral Rogers is a graduate of Auburn University and holds a Master of Science in National Security (specializing in East Asia). He is a distinguished graduate of the National War College and a graduate of highest distinction from the Naval War College. He is also an MIT Seminar XXI fellow and a Harvard Senior Executive in National Security alum.
Iowa Superintendent of Banking
Jeff Plagge was appointed by Iowa Governor Kim Reynolds to the position of Iowa Superintendent of Banking and began his service in September 2019. Previous to the appointment, Mr. Plagge held the position as president & CEO of Northwest Financial Corp. (NFC) of Arnolds Park, Iowa. NFC is a two-bank, $2.7 billion, privately owned, financial services holding company. He has served the banking industry in many capacities, including serving as the Chairman of the American Bankers Association and Chairman of the Iowa Bankers Association. He is a former Board Member of the Federal Reserve Bank of Chicago, a past Chairman of the Chicago Federal Reserve Community Depository Institution Advisory Council and a past member of the Federal Reserve Bank Board of Governors Community Depository Institution Advisory Council in Washington DC.
Chief Innovation Officer
Comptroller of the Currency
Beth Knickerbocker is the Chief Innovation Officer at the Office of the Comptroller of the Currency (OCC). In this role, Ms. Knickerbocker is responsible for managing the day-to-day operations of the Office of Innovation and implementing of the OCC's innovation framework. Prior to this role, Ms. Knickerbocker served on the OCC's legal staff since 2014 working on a variety of legislative and regulatory matters and working groups related to cybersecurity, financial technology and financial innovation. Ms. Knickerbocker also held high-level risk management positions at the American Bankers Association's (ABA) Office of Regulatory Policy and the Marshall & Ilsley Corporation and worked as an attorney at Sutherland Asbill & Brennan LLP, as well as the OCC.
Senior Vice President, Regional and Community Supervision
Federal Reserve Bank Chicago
Ric Brunskill currently serves as the Senior Vice President of Regional & Community Supervision at the Federal Reserve Bank of Chicago. Mr. Brunskill joined the Federal Reserve Bank of Chicago in 2010 where he has held roles as a senior examiner, portfolio manager, AVP and VP in both operational, and supervision roles. He has held functional responsibilities over specialty risk examinations, problem banks, resource scheduling, process improvement and examination support. Prior to his work with the Federal Reserve, Mr. Brunskill served as Director for Chicago Bank Supervision where he oversaw the regulation of Illinois state chartered commercial banks, savings banks, and foreign bank branches located in Chicago and the surrounding suburban market.
Senior Deputy Comptroller, Midsize & Comm Banks
Karen Boehler is the Deputy Comptroller for the West/Midwest Division of the Office of the Comptroller of the Currency (OCC). In this role, Ms. Boehler is responsible for the supervision of over 300 community bank and thrift institutions located in 22 states with assets totaling $280 billion. Prior to becoming the Deputy Comptroller, Ms. Boehler served as the Associate Deputy Comptroller for the Western District. She has served the OCC in a variety of bank supervision and leadership roles throughout her 36-year OCC career. Ms. Boehler earned her National Bank Examiner commission in 1989 and the Federal Thrift Regulator certification in 2013. Karen is a graduate of the University of Colorado in Boulder.
Indiana Department of Financial Institutions
Chris Dietz has served as the Deputy Director of the Indiana Department of Financial Institutions since 2016. As a Deputy Director, Mr. Dietz assists his co-workers in the regulation of banks, credit unions, industrial-loan charters, and non-depository trust companies in Indiana. Prior to becoming Deputy Director, Mr. Dietz spent 15 years working as a field examiner and in field supervision. His regulatory background has largely focused on the assessment of financial institutions safety and soundness and risk management programs across Indiana. Mr. Dietz serves on a number of State and national working groups in an effort to progress and refine the regulatory process. He received his undergraduate degree from Butler University in 2001.
Assistant Regional Director
Nicole Orlando has more than 20 years of experience with the FDIC in the Division of Risk Management Supervision. She has served as Assistant Regional Director since 2018. Nicole began her career with the FDIC in 1998 and has held several important roles, including Examiner and Assistant Examiner in the Minneapolis Field Office, Case Manager in the Chicago Regional Office and Review Examiner in Washington D.C. She has also served in a number of special assignments, including Acting Regional Manager in the Division of Insurance and Research, Acting Assistant Regional Director and Acting Field Supervisor. Nicole has received numerous awards, including the Chicago Region Risk Management Supervision employee of the year (2013), the Annie D. Moore Diversity Award and the Nancy K. Rector Public Service Award.
Doreen R. Eberley
Director, Risk Management Supervision
Doreen R. Eberley is the Director of the Division of Risk Management Supervision (RMS) at the Federal Deposit Insurance Corporation (FDIC). In this role, Ms. Eberley leads the FDIC’s bank supervision, risk monitoring, and policy development activities through a workforce of approximately 2,500 employees. Ms. Eberley previously served in a number of leadership positions within RMS in Washington, New York and Atlanta. She provided leadership and policy guidance in key positions throughout the financial crisis, including Acting Deputy to FDIC Chairman Sheila Bair and Acting Chairman Martin Gruenberg. She additionally served on the professional staff of the U.S. House of Representatives’ Committee on Banking and Financial Services under a fellowship program during the 105th Congress.
Author, Futurist, Chief Security Officer, Cyber Risk Management
Bob Maley is an Inventor, CISO, Author, Futurist, and currently, the Chief Security Officer at Black Kite, a technology company that specializes in cybersecurity intelligence gathering and analysis used in assessing potential impact of cyber events at third parties. His broad experience includes third-party security, risk assessment, architecture, design, policy development, deployment, incident response and investigation, and enterprise solution deployments. Before assuming the Chief Security Officer role at Black Kite, Mr. Maley held roles as the head of PayPal’s Global Third- Party Security & Inspections team and as the chief information security officer for the Commonwealth of Pennsylvania.
Managing Director, Financial and Professional Products (FINPRO) F1 Cyber Crime
Ben Zviti serves as Marsh's Financial and Professional Products (FINPRO) Fl Cyber/Crime Practice Leader, specializing in Cyber and Fidelity coverage for Financial Institutions. In this role, he is responsible for product innovation, assessing and analyzing Cyber coverage, and market trends learned through his day-to-day service of client needs. Mr. Zviti's coverage expertise includes cyber risk/liability, fidelity/crime bonds, ERISA fidelity, ID fraud, and kidnap and ransom policies. Prior to joining Marsh in 2014, he served as the managing director of Travelers' Bond & Financial Products Crime/Fidelity/First-party Cyber Claims unit. Additionally, Mr. Zviti has a solid background in working with large complex financial institutions including investment banks, broker-dealers and financial services companies.
Associate Deputy Comptroller, Midsize & Community Bank Supervision
Nathan Perry has worked as a National Bank Examiner for the US Comptroller of the Currency since 1986. He currently serves as an Associate Deputy Comptroller, supervising examiners in fourteen offices in the Midwest. Mr. Perry has worked in several community bank field offices throughout the country in various leadership capacities. He also served as a commercial credit specialist in the OCC’s Midsize Bank Division and as acting Examiner in Charge of TD Bank in the OCC’s Large Bank Division. Mr. Perry was Executive Assistant and Assistant Chief of Staff for acting Comptroller of the Currency John Walsh in Washington DC.