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Economic Perspectives

Daniel Hartley, Anna Paulson and Katerina Powers

Why are fewer people buying life insurance? If people in 2013 behaved the same way they did in 1989, life insurance ownership would have increased. Article analyzes changes in socioeconomic and demographic characteristics and diversity in life insurance ownership across education, income, and race/ethnic groups.

Blockchain Financial Market Innovation

Rebecca Lewis, John McPartland, and Rajeev Ranjan

What is blockchain? This technology allows the creation of immutable records of transactions accessible by all participants in a peer-to-peer network without a trusted third party, such as a government agency or financial institution.

Thomas H. Klier and James Rubenstein

This article explores how, under the North American Free Trade Agreement (NAFTA), Mexico has become an integral part of North America’s motor vehicle industry. The authors track the dramatic increase in Mexico’s auto production and exports over the past 20-plus years and also explain which automakers make which types of vehicles across Mexico and where they are shipped.

Lisa Barrow and Lauren Sartain

Study on expansion of choice in Chicago public schools finds racial segregation has not changed significantly but students are more likely to attend a school with peers who have similar incoming test scores, especially students from lower-income neighborhoods.

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