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Chicago Fed Letter

Economic Outlook Symposium: Summary of 2019 Results and 2020 Forecasts

By William A. Strauss and Kelley Sarussi

According to participants in the Chicago Fed’s annual Economic Outlook Symposium (EOS), the U.S. economy is forecasted to expand at a pace in 2020 near the long-term average, with inflation ticking up and the unemployment rate remaining low.

Check Up Before You Check Out

By Diane Alexander, Janet Currie, Molly Schnell, and Lisa Camner McKay

Retail clinics offer convenient, low-cost preventive health care and treatment for minor injury and illness. When a retail clinic opens, the rate of visits to the emergency room for these low-severity conditions declines for people who live in close proximity.

The Impact of Trade on the North American Auto Industry

By Thomas H. Klier

On September 4–5, 2019, the Chicago Fed held a conference at its Detroit Branch to discuss trade’s role in shaping the North American auto industry. This event brought together nearly 100 attendees, including industry leaders, academics, and policymakers.

The Growth and Challenges of Cyber Insurance

By Andrew Granato and Andy Polacek

Cyberattacks have grown in frequency and cost over the past decade, with high-profile cases, such as the 2013 Target data breach, the 2017 Equifax data breach, and the leak of Democratic National Committee emails during the 2016 election making national headlines. Ransomware attacks, intellectual property theft, and fraud cost companies billions in recovery expenses, fines, and lost revenues every year. More firms are purchasing cyber insurance as a way to cover losses and expenses resulting from cyber incidents.

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