Chicago Fed study finds that when a retail clinic opens, offering low-cost preventive health care and treatment for minor illnesses, emergency room visits for conditions such as the flu decline for people who live nearby.

Senior analyst Nahiomy Alvarez explores the benefits and challenges of encouraging major end-users of derivatives to become direct clearing members of central counterparties (CCPs). Increasing and diversifying the pool of clearing members may reduce the concentration of cleared derivatives and make CCPs more resilient.

AgLetter reports farmland values for the Seventh Federal Reserve District in the third quarter of 2019 were 1 percent lower than a year ago. Values for “good” agricultural land in the third quarter of 2019 were 1 percent higher than in the second quarter.