Shanthi Ramnath is a senior economist in the research department at the Federal Reserve Bank of Chicago and a member of the Chicago Fed’s Insurance Initiative. In that role, she works on topics related to insurance and its impact on household decision making. Her research has been published in journals like the American Economic Journal, the Journal of Public Economics, and Brookings Papers on Economic Activity.

Before joining the Chicago Fed, Ramnath was a financial economist in the Office of Tax Analysis at the U.S. Department of the Treasury. Ramnath has a Ph.D. in economics from the University of Michigan.