Community Reinvestment
Learn more about regulations, find perfomance evaluation reports and watch hearings about important Community Reinvestment Act issues.
CRA Regulations
Regulations that implement the CRA issued by the four regulatory agencies:
- Federal Reserve Board (FRB)
- Federal Deposit Insurance Corporation (FDIC)
- Office of the Comptroller of the Currency (OCC)
Answers to questions pertaining to CRA regulations, provided by the agencies.
Regulatory Update
Public Evaluations
Performance evaluations and CRA ratings made public. To find out which of the below agencies regulates the institution for which you're looking, or to obtain CRA ratings, visit the FFIEC Web site.
Application Information
Applications that have been submitted to the agencies:
Exam Schedules
View the upcoming CRA exams for financial institutions.
Additional Information
Information Available from 2010 CRA Hearing at Chicago Fed — The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency and the Office of Thrift Supervision held a series of joint public hearings to receive public comments as they consider updating their regulations governing procedures for assessing a financial institution's performance under the Community Reinvestment Act (CRA). The Chicago Fed hosted on August 12, 2010. If you were unable to attend, you may view the podcasts or a transcript of this hearing.
Banking Agencies Issue Final Community Reinvestment Act Rules — The federal banking agencies approved final Community Reinvestment Act (CRA) rules that are intended to reduce regulatory burden on community banks while making CRA evaluations more effective in encouraging banks to meet community development needs.
Community Reinvestment Act Statute
The Act of 1977, and updates from FIRREA in 1989 and GLB in 1999.
