Seventh District Loan Loss Experience
This data is a resource for de novo banks needing "loan loss experience" for tax purposes. Seventh District insured commercial bank "Consolidated Reports of Condition and Income" data are available for each quarter from March 1991 to December 2008.
A brief definition of each of the call report items in each of the categories.
Total Loans (Gross)
RCFD2122 TOTAL LOANS AND LEASES, NET OF UNEARNED INCOME.
The net total of "Total Loans and Leases, Gross (1400)" less "Unearned Income on Loans (2123)".
RCFD2123 UNEARNED INCOME ON LOANS. Includes unearned income only to the extent that it is included in various loan items.
RCFD2165 LEASE FINANCING RECEIVABLES (NET OF UNEARNED INCOME). Includes all outstanding receivable balances relating to direction and leveraged financing leases on property acquired by the bank for leasing purposes. These balances include the estimated residual value of leased property and is net of unearned income and any allowance for losses on leases.
RIAD4635 CHARGE-OFFS ON ALLOWANCE FOR LOAN AND LEASE LOSSES
(The amount of gross charge-offs on loans and leases during the calendar year-to-date)
RIAD4266 CHARGE-OFFS ON LEASE FINANCING RECEIVABLES
(Includes all leases charged-off during the current calendar year-to-date)
RIAD4605 RECOVERIES ON ALLOWANCE FOR LOAN AND LEASE LOSSES
(Includes recoveries of amounts previously charged-off against allowance for loan and lease losses during the calendar year-to-date)
RIAD4267 RECOVERIES ON LEASE FINANCING RECEIVABLES
(Includes all leases recovered during the calendar year-to-date)
Allowance for Loan and Lease Losses
RCFD3123 ALLOWANCE FOR LOAN AND LEASE LOSSES
Allowance for Loan and Lease Losses - Beginning Balance (3124)
Recoveries in Allowance for Loan and Lease Losses (4605)
Provision for Allowance for Loan and Lease Losses (4230)
Charge-Offs in Allowance for Loan and Lease Losses (4635)
Fed Funds Sold
From 20020331 to 99991231 FEDERAL FUNDS SOLD IN DOMESTIC OFFICES
RCFDB989 From 20020331 to 99991231
SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL
RCFD1350 From 19651231 to 20011231
FEDERAL FUNDS SOLD AND SECURITIES PURCHASED UNDER AGREEMENTS TO RESELL IN DOMESTIC OFFICES OF THE BANK AND OF ITS EDGE AND AGREEMENT SUBSIDIARIES, AND IN IBFS.
Includes both federal funds sold and all securities purchased under agreements to resell. Reported as federal funds sold are all transactions involving the disposal of immediately available funds for one business day only or under continuing contract.