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Payments Policy Publications

The Payments Policy Group and other areas of the Chicago Fed conduct research and host symposiums to analyze current payments topics.

Chicago Fed Letter

Fostering Payments Innovations
Anna Neumann
2015, No. 332

Bitcoin: A Primer
Francois Velde
December 2013, No. 317

Developing a Roadmap to Improve the U.S. Payment System (Special Issue)
Katy Jacob, Brian Mantel and Kirstin Wells
February 2013, No. 307a

Improving Security for Remote Payments
Nour Abdul-Razzak, Katy Jacob and Richard Porter
December 2011, No. 293a

Evaluating the Potential of Immediate Funds Transfer for General-Purpose Payments in the United States (Special Issue)
Katy Jacob and Kirstin Wells
November 2011, No. 292a

Exploring the New Face of Retail Payments
Katy Jacob and Anna Lunn
September 2011, No. 290a

What Is the Role of Public Authorities in Retail Payment Systems? (Special Issue)
Wilko Bolt, Santiago Carbó-Valverde, Sujit Chakravorti, Sergio Gorjón, Francisco Rodríguez Fernández
November 2010, No. 280a

After the Financial Crisis: The Future of Payment Innovations
Katy Jacob and Anna Lunn
September 2010, No. 278b

Two Cheers for the Monetary Control Act
Katy Jacob, Daniel Littman, Richard Porter and Wade Rousse
June 2010, No. 275

Economic Perspectives

Clarifying Liability for Twenty-First-Century Payment Fraud
Sandeep Dhameja, Katy Jacob and Richard Porter
2013 Vol. 37, No. 3

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches
Julia S. Cheney, Robert M. Hunt, Katy Jacob, Richard Porter and Bruce J. Summers
2012 Vol. 36, No. 4

Emergence of Immediate Funds Transfer as a General-Purpose Means of Payment
Bruce J. Summers and Kirstin Wells
2011 Vol. 35, No. 3

Policy and Working Papers

The U.S. Migration to EMV [Europay/MasterCard/Visa]: Considerations for the Payments Environment
Kandice Alter and Anna Neumann
May 2015

Governance of Payment Systems: A Theoretical Framework and Cross-Country Comparison
Bruce Summers and Kirstin Wells
October 2014

Retail Payment Trends in the Past Ten Years
Anna Neumann
September 2014

Payments Research across the Federal Reserve: Summaries of Recent Work
Kandice Alter and Anna Neumann
September 2014

Why Do Banks Reward Their Customers to Use Their Credit Cards? (Revised, December 2010)
Sumit Agarwal, Sujit Chakravorti, Anna Lunn
2010, Working Papers, No. 2010-19

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