Banking Market Definitions for Michigan

Market Name

Market Definition

Alma Gratiot County, MI
Alpena Alpena County, MI; Presque Isle County, MI; Mitchell, Caledonia, Alcona, Haynes Townships of Alcona County, MI; Montmorency, Hillman, Avery, Loud, and Rust Townships of Montmorency County, MI
Bad Axe Huron County; Greenleaf, Austin, Argyle, Moore, Minden, Wheatland, Delaware, and Forester Townships of Sanilac County; Elmwood and Elkland Townships of Tuscola County, MI
Bay City-Saginaw Bay County, MI; Saginaw County, MI; Tuscola County, MI; (except Elmwood and Elkland Townships); Arenac County (except Mason, Turner, and Whitney Townships)
Benton Harbor-St. Joseph Berrien County, MI; (minus Buchanan, Niles, Bertrand townships)
Cadillac Missaukee County, MI; Wexford County, MI; Osceola County, MI; (except Richmond, Hersey, Evart, and Orient Townships)
Calhoun County Calhoun County, MI
Coldwater-Sturgis Branch County, MI
Detroit Oakland County, MI; Macomb County, MI; Wayne County, MI; Lapeer County, MI; Genesee County, MI; Washtenaw County, MI; St. Clair County, MI; Livingston County, MI; Lenawee County, MI; Shiawassee County, MI; Monroe County, MI (except Whiteford, Bedford, and Erie townships); Sanilac County, MI; (except Greenleaf, Austin, Argyle, Moore, Minden, Wheatland, Delaware, and Forester Townships)
Elkhart-Niles-South Bend Elkhart County, IN; St. Joseph County, IN; Kosciusko, IN; LaGrange County, IN; Marshall County, IN; Davis, Oregon, Washington, and North Bend (including the entire city of Bass Lake) townships in Starke County, IN; Cass County, IN; Buchanan, Niles and Bertrand townships in Berrien County, IN; the Southern half of St. Joseph County, MI (Constantine, Florence, Sherman, Burr Oak, Mottville, White Pigeon, Sturgis, and Fawn River Townships)
Gaylord Otsego County, MI; Oscoda County, MI; Vienna, Briley and Albert townships of Montmorency County, MI
Gladwin-Midland  Gladwin County, MI; Midland County, MI
Grand Rapids Allegan County, MI; Barry County, MI; Ionia County, MI; Kent County, MI; Mecosta County, MI; Montcalm County, MI; Muskegon County, MI; Newaygo County, MI; Oceana County, MI; Ottawa County, MI; Newkirk, Dover, Ellsworth, Cherry Valley, Pinona, Yates, and Chase Townships of Lake County; Richmond, Evart, Hersey, and Orient townships of Osceola County, MI
Hillsdale County Hillsdale County, MI
Jackson Jackson County; MI
Kalamazoo-Battle Creek Kalamazoo County, MI; Van Buren County, MI; Flowerfield, Park, Mendon, Leonidas, Fabius, Lockport, Nottawa, and Colon Townships of St. Joseph County, MI
Lansing Clinton County, MI; Eaton County, MI; Ingham County, MI
Ludington Mason County, MI; Elk, Eden, Sauble, Peacock, Sweetwater, Webber, Lake, and Pleasant Plains townships of Lake County, MI; Onekama, Bear Lake, Manistee, Brown, Dickson, Filer, Stronach, and Norman townships of Manistee County, MI
Marinette-Menominee1 Marinette County, MI (minus Niagara town); and Menominee County, MI; (minus Meyer, Spalding, and Harris Townships)
Mount Pleasant Clare County, MI; Isabella County, MI
Oscoda Iosco County, MI; Mason, Turner, and Whitney townships of Arenac County, MI; Alcona County, MI; (except Caledonia, Alcona, Haynes, and Mitchell townships)
Petoskey Charlevoix County, MI; Emmet County, MI; Cheboygan County, MI; Banks, Central Lake, Echo, Jordan, and Warner Townships of Antrim County, MI
Roscommon Crawford County, MI; Roscommon County, MI
Stambaugh1 Iron and Dickinson Counties in MI; Florence County, WI; Alvin and Popple River Townships in Forest County, WI; and Niagara Township in Marinette County, WI
Traverse City Antrim County, MI; (except Banks, Central Lake, Echo, Jordan, and Warner townships); Benzie County, MI; Grand Traverse County, MI; Kalkaska County, MI; Leelanau County, MI; Arcadia County, MI, Pleasanton, Springdale, Cleon, Maple Grove, and Marilla Townships of Manistee County, MI
West Branch Ogemaw County, MI
1 Located partially in the Ninth Federal Reserve District (Minneapolis).