The 7th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences. 

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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05/07/70
12:00 AM
I. Recent Developments
  • Judicial Decisions and Litigation Affecting Competition in Banking
, Roosevelt University
  • Regulatory and Legislative Developments
, Board of Governors of the Federal Reserve System
  • Recent Changes in the Structure of Banking
Benjamin Klebaner, City University of New York
12:00 AM
II. Does Structure Matter?
  • Panelists
Larry Mote, Federal Reserve Bank of Chicago
David Hayes, Office of the Comptroller of the Currency
Neil Murphy, Federal Deposit Insurance Corporation
Almarin Phillips, University of Pennsylvania
Irving Schweiger, University of Chicago
Leonard Weiss, Department of Justice
12:00 AM
III. The Proper Role of Banking Regulation
  • The Nature of Commercial Banking Competition
J Fred Weston, University of California
W Lee Hoskins, Federal Reserve Bank of Philadelphia
  • The Rationale of Banking Regulation
Ross Robertson, Indiana University
  • The Payment of Interest on Demand Deposits
Richard Towey, Federal Deposit Insurance Corporation
  • Discussants
Eugene Brigham, University of Wisconsin
Stuart Greenbaum, University of Kentucky
Leonard Lapidus, Federal Reserve Bank of New York
12:00 AM
IV. Research Reports: Papers on Selected Topics
  • Guidelines for Assessing Potential Competition
Douglas V Austin, University of Toledo
  • A Study of Geographic Markets for Business Loans: The Results for Local Markets
Robert A Eisenbeis, Federal Deposit Insurance Corporation
12:00 AM
Research Reports: Summaries of Research in Progress
  • Current Research in Banking Structure
, Federal Deposit Insurance Corporation
  • Projecting a Market Structure for New Jersey by Monte Carlo Simulation: A Study of the Effects on Structure of Alternative Behaviors for Banks and Regulators
George Juncker, Federal Reserve Bank of New York
  • Bank Loan Mix and Bank Location
Frank King, Federal Reserve Bank of Atlanta
  • Demand for Commercial Bank Services within Metropolitan Areas
Susan Schmidt, Northwestern University
  • Research at the Board
Paul Schweitzer, Board of Governors of the Federal Reserve System
  • Survey of Noncredit Banking Services
C Clifford Tuck, Federal Reserve Bank of Chicago

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top