The 8th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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10/14/71
12:00 AM
I. Holding Companies and Diversification
  • Where We Stand in Implementing the Amendments to the Bank Holding Company Act v
, Board of Governors of the Federal Reserve System
  • Banking Competition: A Comparative View
Gordon F Boreham, University of Ottawa
  • The Bank Holding Company as a Device for Sheltering Banks from Risks
, Board of Governors of the Federal Reserve System
  • Impact of Banking Structure Changes upon Agricultural Lending in Wisconsin, Florida and Ohio
Harvey Rosenblum, Federal Reserve Bank of Chicago
  • Demand for Mutual Savings Bank Deposits in Two Local Economic Markets
Sandra B Cohan, Federal Deposit Insurance Corporation
12:00 AM
II. Progress Report
  • Activities of the Presidential Commission on Financial Structure and Regulation
Donald P Jacobs, Northwestern University
Almarin Phillips, University of Pennsylvania
12:00 AM
III. Papers on Selected Topics
  • Predicting De Novo Expansion in Bank Merger Cases
Gary G Gilbert, Federal Deposit Insurance Corporation
  • Bank Competition and Performance in a Unit Banking Environment
Donald R Fraser, University of Texas
Peter S Rose, Texas A&M University
  • The Thrift Institution Problem Reconsidered
George G Kauman, University of Oregon
  • A Profits Model of the Banking Industry
Stuart I Greenbaum, Northwestern University
  • The Effect of Technology on Bank Economies of Scale for Demand Deposits
Donnie L Daniel, University of Illinois
William A Longbrake, Federal Deposit Insurance Corporation
Neil B Murphy, Federal Deposit Insurance Corporation
  • Bank Entry into Local Markets: An Empirical Assessment of the Degree of Potential Competition via New Bank Formation
Gerald Hanweck, Board of Governors of the Federal Reserve System
12:00 AM
IV. Research in Progress
  • The Continued Rise of Ohio Registered Bank Holding Companies
Douglas V Austin, University of Toledo
  • Research at the FDIC
Robert A Eisenbeis, Federal Deposit Insurance Corporation
  • The Income and Expense of Savings Banks
David Fritz, Savings Bank Association of New York
  • Research at the Board of Governors
Arnold Heggestad, Board of Governors of the Federal Reserve System
  • Returns from Banking: A Summary
Paul F Jessup, University of Minnesota
Roger B Upson, University of Minnesota
  • Banking Markets Research at the Federal Reserve Bank of Atlanta
Charles D Salley, Federal Reserve Bank of Atlanta
  • Simulation of Pennsylvania Banking Structure under Alternative Legal and Regulatory Regimes
Ronald Watson, Federal Reserve Bank of Philadelphia

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top