The 14th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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04/12/82
12:00 AM
I. Deregulation of the Financial Sector
Competition in Financial Services: The Impact of Nonbank Entry
Harvey Rosenblum, Federal Reserve Bank of Chicago
Diane Siegel, University of Chicago
Banking Deregulation or Reregulation?
Richard C Aspinwall, Chase Manhattan Bank
Activity Deregulation and Bank Soundness
Anthony G Cornyn, Board of Governors of the Federal Reserve System
Samuel H Talley, Board of Governors of the Federal Reserve System
Holding Companies and Deregulation
Robert J Lawrence, Federal Financial Institutions Examination Council
A Theory and Test of the Effect of Competition on Risk: The Case of DIDMCA
George Emir Morgan, University of Texas
Stephen D Smith, University of Texas
The Effects of Thrift Deregulation on Mortgage Markets: Some Theoretical Issues
Robert A Van Order, U.S. Department of Housing and Urban Development
Risk Preferences and the Structure of Yield Spreads on Bonds
James Kolari, Federal Reserve Bank of Chicago
, Federal Reserve Bank of Chicago
Determinants of Thrift Institutions' Commercial Lending Activity
Constance Dunham, Federal Reserve Bank of Boston
Margaret E Guerin-Calvert, Board of Governors of the Federal Reserve System
Tax Barriers to Diversification by Savings and Loan Associations
, Federal Reserve Bank of Chicago
Interstate Banking: Taking Inventory
David Whitehead, Federal Reserve Bank of Atlanta
Competing in a Changed Environment
Alfred P Johnson, Investment Company Institution
12:00 AM
II. Research on Federal Deposit Insurance
Comments on Research on Federal Deposit Insurance
Paul M Horvitz, University of Houston
A Six Point Program for Deposit Insurance Reform
Edward J Kane, Ohio State University
Deposit Insurance Premium Setting: Its Effect on Portfolio Allocations and Risk of Insured Institutions
John H Boyd, Federal Reserve Bank of Minneapolis
A Proposal for Federal Deposit Insurance with Risk Sensitive Premiums
Gerald O Bierwag, University of Arizona
George G Kaufman, Loyola University of Chicago and the Federal Reserve Bank of Chicago
After Penn Square: The Insurance Dilemma
Evelyn F Carroll, Federal Reserve Bank of Minneapolis
Arthur J Rolnick, Federal Reserve Bank of Minneapolis
Proposals for Federal Deposit Insurance: The Perspective of a Former FSLIC Chief Executive
Richard Pratt, Federal Home Loan Bank Board
Comments on the FDIC's Study of Federal Deposit Insurance
John Danforth, Golembe Associates
Deposit Insurance Agency Proposals
William E Gibson, RepublicBank Corporation
Altering the Conduct of the Savings and Loan Industry
Gerald Levy, Guaranty Savings & Loan Association
Policy Issues in Federal Deposit Insurance
Mark J Flannery, University of Pennsylvania
12:00 AM
III. Summary of the 64th American Assembly: Public Policy toward Financial Institutions
Final Report of the 64th American Assembly: Assessments and Recommended Goals for Financial Services
George J Benston, University of Rochester
The Future of Commercial Banks in the Financial Services Industry
George G Kaufman, Loyola University of Chicago and the Federal Reserve Bank of Chicago
Larry R Mote, Federal Reserve Bank of Chicago
Harvey Rosenblum, Federal Reserve Bank of Chicago
Consumer Finance: Recommendations of the 64th American Assembly
Richard L Peterson, Texas Tech University
Bank Holding Companies and Public Policy: Summary of a Paper Prepared for the 64th American Assembly
Robert A Eisenbeis, University of North Carolina
12:00 AM
IV. New Products
Discount Brokerage—Alternative Delivery Systems
Robert H Smith, Security Pacific National Bank
Bank Entry into Discount Brokerage
Victoria Kingsley, Fidelity Brokerage Service, Inc.
Roger T Servison, Fidelity Brokerage Service, Inc.
Bank Discount Brokerage Systems
Stephen P Dustman, Harris Trust and Savings Bank
Securities Brokerage for Savings Institutions
Daniel D McConnell, Invest: ISFA Corporation
Pricing Strategies for MMDAs, Super NOWs and Other New Accounts
Sherman Shapiro, Economic Consultant
Pricing Disciplines in an Unregulated Environment
William G Schuett, Security Savings & Loan Association
Pricing Strategies for MMDAs, Super NOWs and Other New Accounts
John Rau, Exchange National Bank

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top