The 20th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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04/23/84
12:00 AM
I. Current Economic and Regulatory Issues
Pressing Issues Facing Financial Institutions and the Regulatory Agencies
, Board of Governors of the Federal Reserve System
12:00 AM
II. Panel on Interstate Banking: The Vantage of Experience
A Framework for Discussion of Interstate Banking
Larry A Frieder, Florida A&M University
Larry A Frieder, Florida A&M University
The Southern Financial Marketplace: The Florida Interstate Banking Study
The Case for a Rational Banking System
Thomas I Storrs, NCNB Corporation
Sharing Prosperity: Regional Interstate Banking versus the Consumer
Thomas C Theobald, Citibank/Citicorp
New England: The Case for Regional Interstate Banking
Richard D Hill, Bank of Boston
Gerald T Mulligan, Mutual Bank for Savings
Regional Restrictive Reciprocity in Banking Structure: Public Policy from the Massachusetts Perspective
12:00 AM
III. Can Banking Be Separated from Commercial Activities?
Bernard Shull, Hunter College
The Separation of Banking and Commerce: A Historical Perspective
Laurie S Goodman, Citibank
Product Line Regulations for Financial Institutions: A Cross-Country Comparison
Christine M Cumming, Federal Reserve Bank of New York
Joanne Kumekawa, Bay Area Residential Investment and Development Corporation
, Clemson University
The Wealth Effects of Regulatory Intervention Surrounding the Bailout of Continental Illinois
James R Scott, University of Arkansas
, University of Georgia
12:00 AM
IV. Policy Issues in Bank Product and Market Expansion
Herwig Langohr, INSEAD
The Impact of Equity in Bank Portfolios
Anthony M Santomero, University of Pennsylvania, The Wharton School
Bank Holding Company Acquisitions and Managerial Efficiency
Christopher M James, University of Oregon
, Federal Reserve Bank of Chicago
The Effect of Promotional Pricing on Dynamic Adjustment in the Markets for MMFs and MMDAs
Gillian G Garcia, Federal Reserve Bank of Chicago
Simon Pak, New York University
Bank Holding Companies and the Potential for Anticompetitive Practices
Paul S Calem, Federal Reserve Bank of Minneapolis
12:00 AM
V. The Glass–Steagall Act and Related Issues
Abstract: An Economic Perspective on Bank Uniqueness and Corporate Securities Activities
Anthony Saunders, New York University
, Loyola University of Chicago and the Federal Reserve Bank of Chicago
The Securities Activities of Banks: What Has Been Done and What Could Have Been Done
Ian H Giddy, Columbia University
Underwriting Risk for Commercial Banks: An Empirical Study
, Jones, Day, Reavis & Poague
The Federal Reserve Board's Nonbank Bank Dilemma
12:00 AM
VI. The Viability of Small Financial Institutions in a Deregulated Era
Banking or Brewing? A Fresh Look at Acquisition Patterns
Joel A Bleeke, McKinsey & Company, Inc.
New Dimensions in Banking
Richard J Wurzburg, Bank Administration Institute
Executive Attitudes and Strategic Plans for Interstate Banking
James R Booth, Arizona State University
12:00 AM
VII. Smaller Financial Institutions: Research Findings versus Mythology
James W Kolari, Texas A&M University
Size and Profitability in Banking
Donald R Fraser, Texas A&M University
Comparative Performance Analysis: Is High Performance Stable and Can It Be Emulated?
James Harvey, Federal Reserve Bank of Kansas City
Albert Kagan, University of Northern Iowa
Shifting Agricultural Demographics and Changing Bank Structure
Robert W Wyatt, University of Northern Iowa
Darrel W Davis, University of Northern Iowa
12:00 AM
VIII. Issues in Measuring and Controlling Bank Risk
Bank Holding Company Diversification and Risk
Robert A Eisenbeis, University of North Carolina
Larry D Wall, Federal Reserve Bank of Atlanta
Edward J Kane, Ohio State University
Regulatory Structure in Futures Markets: Jurisdictional Competition between the SEC, the CFTC and Other Agencies
A Continuous Time Analysis of Bank Failures
Robert B Avery, Board of Governors of the Federal Reserve System
, Board of Governors of the Federal Reserve System
The Response of Bank Stock Returns to Money Supply Announcements
Vefa Tarhan, Loyola University of Chicago
Michael Smirlock, University of Pennsylvania
Multibank Holding Company Expansion and Cash Flow Diversification as a Motive for Merger
Donald M Brown, Federal Reserve Bank of St. Louis
Joseph F Sinkey, University of Georgia
Risk Regulation in the Banking Industry
Gerald F Fitzgerald, Suburban Bancorp, Inc.
Myths Revered by Regulators, Academics and Bankers
12:00 AM
IX. Critical Public Policy Issues: Implications and Prospects for the Bush Commission Proposals
Andrew S Carron, Lehman Brothers Kuhn Loeb, Inc.
The Structure of Financial Regulation
Gary G Gilbert, Bank Administration Institute
The Bush Committee Report: Implementation Problems and Prospects
12:00 AM
X. Critical Public Policy Issues: The Role of the States in Banking Regulation
State Initiatives in Banking Regulation
William E Whitesell, Franklin & Marshall College
Robert A Richard, Conference of State Bank Supervisors
The Role of the States in Banking Regulation: A View of the State Supervisory Agencies
Lamar Smith, U.S. Senate Committee on Banking
The Role of the States in Banking Regulation: The Views from the U.S. Congress
12:00 AM
XI. Issues for the Future
Frederick R Strobel, Kalamazoo College
National Industrial Policy: Some Implications for U.S. Banking
Banking Deregulation: Some Political Considerations
Marc A Triebwasser, Central Connecticut State University

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top