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Friday, 10/10/25
8:30 AM
Welcome & Opening Remarks
Speaker
Julie Williams, EVP Supervision & Regulation, Federal Reserve Bank of Chicago
8:45 AM
Opening Remarks
Speaker
Austan Goolsbee, President & CEO, Federal Reserve Bank of Chicago
9:15 AM
Keynote: Perspectives on the State of Community Banking
Speaker
Brandon Milhorn, President & CEO, Conference of State Bank Supervisors
10:00 AM
Break I
10:15 AM
The ABCs of the Discount Window
Speakers
Jeffrey Lewis, Credit Risk Supervisor, Federal Reserve Bank of Chicago
Evan Mielke, Credit Risk Supervisor, Federal Reserve Bank of Chicago
10:45 AM
Artificial Intelligence: Important Facts to Know
Speaker
Kendra Ramirez, CEO, KR Digital Agency
11:30 AM
Buffet Lunch
12:00 PM
Keynote: Cyber Risk: Everything from Ransom to Quantum
12:45 PM
Commercial Real Estate Trends
Speaker
David Krisch, Senior Financial Economist, Office of the Comptroller of the Currency
1:15 PM
Break II
1:30 PM
Fraud in Banking
Speaker
Steven Gonzalo, President & CEO, American Commercial Bank & Trust
2:15 PM
Regulatory Panel: Discussion of Emerging Issues
Moderator
André King, Associate Deputy Comptroller, OCC
Panelists
Ric Brunskill, Senior Vice President, Regional & Community Supervision, Federal Reserve Bank of Chicago
Robert Masterson, Assistant Regional Director, FDIC
Timothy Rowe, Associate Deputy Comptroller, OCC
3:00 PM
Closing Remarks & Symposium Adjourns
Speaker
André King, Associate Deputy Comptroller, OCC

Community Bankers Symposium

The 19th annual Community Bankers Symposium, Community Banking: Charting the Course, will take place Friday, Oct. 10, at the Federal Reserve Bank of Chicago and is co-hosted by the Conference of State Bank Supervisors (CSBS), Federal Deposit Insurance Corporation (FDIC) and Office of the Comptroller of the Currency (OCC).

Community banking professionals are invited to attend and hear from senior policymakers and industry experts about the challenges and opportunities impacting banking, with a special focus on current industry developments, cyber risk, commercial real estate, fraud vigilance, contingency funding and other important bank supervisory issues. A virtual attendance option is available for those unable to attend onsite.

This year’s symposium features keynote speaker Brandon Milhorn, CSBS president and CEO, who will discuss his perspectives on the current state of community banking; Steven Gonzalo, president and CEO of American Commercial Bank and Trust, who will talk about fraud in the banking industry; and Kendra Ramirez, CEO of KR Digital Agency, who will speak to the use of artificial intelligence. Federal Reserve Bank of Chicago President and CEO Austan Goolsbee will provide opening remarks, while OCC Senior Financial Economist David Krisch will discuss economics in the commercial real estate and banking industries at large. The event also includes an interagency panel of banking regulators who will discuss key supervisory topics.

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