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19th Annual Community Bankers Symposium

Friday, 10/10/25
8:30 AM
Welcome
Speaker
Ric Brunskill, Senior Vice President, Federal Reserve Bank of Chicago
8:45 AM
Opening Remarks
Speaker
Austan Goolsbee, President & CEO, Federal Reserve Bank of Chicago
9:00 AM
Fireside Chat Keynote: Community Banking at a Crossroad
Moderator
Ric Brunskill, Senior Vice President, Federal Reserve Bank of Chicago
Keynote Speaker
Brandon Milhorn, President & CEO, Conference of State Bank Supervisors
9:45 AM
Break I
10:00 AM
The ABCs of the Discount Window
Speakers
Jeffrey Lewis, Credit Risk Supervisor, Federal Reserve Bank of Chicago
Evan Mielke, Credit Risk Supervisor, Federal Reserve Bank of Chicago
10:30 AM
Artificial Intelligence Simplified
Speaker
Kendra Ramirez, CEO, KR Digital Agency
11:30 AM
Buffet Lunch
11:50 AM
Virtual Keynote: Cyber Risk: Everything from Ransom to Quantum
Keynote Speaker
George Wade, Senior Strategic Cyber Threat Intelligence Advisor, Federal Reserve National Incident Response Team
12:45 PM
Economic Update: Commercial Real Estate Trends and More
Speaker
David Krisch, Senior Financial Economist, Office of the Comptroller of the Currency
1:15 PM
Break II
1:30 PM
Fraud in Banking
Speaker
Steven Gonzalo, President & CEO, American Commercial Bank & Trust
2:15 PM
Regulatory Panel: Discussion of Emerging Issues
Moderator
André King, Assistant Deputy Comptroller, OCC
Panelists
Ric Brunskill, Senior Vice President, Regional & Community Supervision, Federal Reserve Bank of Chicago
Robert Masterson, Assistant Regional Director, Federal Deposit Insurance Corporation
Kristy Orr, Associate Deputy Director, Indiana Department of Financial Institutions
Timothy Rowe, Assistant Deputy Comptroller, OCC
3:00 PM
Closing Remarks & Symposium Adjourns
Speaker
André King, Assistant Deputy Comptroller, OCC

Community Bankers Symposium

The 19th annual Community Bankers Symposium, Community Banking: Charting the Course, will take place Friday, Oct. 10, at the Federal Reserve Bank of Chicago and is co-hosted by the Conference of State Bank Supervisors (CSBS), Federal Deposit Insurance Corporation (FDIC) and Office of the Comptroller of the Currency (OCC).

Community banking professionals are invited to attend and hear from senior policymakers and industry experts about the challenges and opportunities impacting banking, with a special focus on current industry developments, cyber risk, commercial real estate, fraud vigilance, contingency funding and other important bank supervisory issues. A virtual attendance option is available for those unable to attend onsite.

This year’s symposium features keynote speaker Brandon Milhorn, CSBS president and CEO, who will discuss his perspectives on the current state of community banking; George Wade, senior strategic cyber threat intelligence advisor for the Federal Reserve National Incident Response Team, who will discuss the latest cyber risks; Steven Gonzalo, president and CEO of American Commercial Bank and Trust, who will talk about fraud in the banking industry; Kendra Ramirez, CEO of KR Digital Agency, who will speak to the use of artificial intelligence; and credit risk supervisors from the Federal Reserve Discount Window who will lead discussions on contingency funding.

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