The Federal Reserve Bank of Chicago’s Economic Mobility Project hosted the webinar Impact of Rising Property Insurance Premiums on the Mortgage Market. We heard from Senior Economist Shanthi Ramnath, discussing her research in which Shanthi and her coauthors analyze the relationship between property insurance premiums and prospective and current homeowners’ access to mortgage and refinancing loans. This was followed by a panel of experts which included Stephanie Moulton, professor and acting dean for the John Glenn College of Public Affairs at the Ohio State University; Daniel Ringo, and Tess Scharlemann, both principal economists in the Real Estate Finance Section at the Board of Governors of the Federal Reserve System; and John Sim, head of securitized products research at JPMorgan Chase & Company. Kristen Broady, senior economist, economic advisor, and director of the Economic Mobility Project at the Chicago Fed, moderated the discussion. The panelists considered questions including how debt-to-income-ratio constraints, insufficient collateral values, and location-specific property insurance premiums impact access to the mortgage market.