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Economic Perspectives, Vol. 9, No. September/October, 1985
Private Prices, Public Insurance: The Pricing of Federal Deposit Insurance
In Garn-St Germain, the U.S. Congress called on each deposit insurance agency to produce a blueprint for deposit insurance reform. This article discusses the problems associated with one aspect of the reforms proposed by these reports: the price paid by banks and other institutions to their respective federal insurance agencies.
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