The 9th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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10/26/72
12:00 AM
I. Recent Developments
  • Developments in the Bank Holding Company Mov
, Board of Governors of the Federal Reserve System
Robert A Taggart, Northwestern University
  • The Ohio Bank Study Commission
Douglas V Austin, University of Toledo
  • Multiple-Office Banking and the Structure of Banking Markets: The New York and Virginia Experience
Bernard Shull, Hunter College and City University of New York
12:00 AM
II. Regulating Bank Structure
  • Projecting the Structure of Local Banking Markets in Pennsylvania
George S Oldfield, Federal Reserve Bank of Philadelphia
Ronald D Watson, Federal Reserve Bank of Philadelphia
  • Some Observations on Potential Competition in Banking
, Board of Governors of the Federal Reserve System
  • The Regulatory Process in Commercial Banking
Mukhtar M Ali, University of Kentucky
Stuart I Greenbaum, Federal Reserve Bank of Philadelphia
  • Discussant
Ira Horowitz, University of Florida
  • Differences in Federal Regulatory Agencies' Bank Merger Policies
Robert A Eisenbeis, Federal Deposit Insurance Corporation
12:00 AM
III. The Theory of the Banking Firm and Structure—Performance Studies
  • Banking Market Structure and Bank Performance
, Federal Reserve Bank of Richmond
  • The Impact of Market Structure on Commercial Bank Installment Lending
H Prescott Beighley, Northwestern University
Alan S McCall, Federal Deposit Insurance Corporation
  • Competition and Commercial Bank Behavior
David P Stuhr, Columbia University
  • Market Structure, Risk, and Profitability in the Banking Industry
, Board of Governors of the Federal Reserve System
12:00 AM
IV. Prospective Changes in the Banking System
  • Prospective Changes in the Banking System
George W Mitchell, Board of Governors of the Federal Reserve System
12:00 AM
  • Bank-Produced Money and the Micro-Production Function: A Suggested Connection
Bruce C Cohen, First National City Bank of New York
  • Potential Competition and the Strategy of Entry
Lorraine E Duro, Federal Reserve Bank of Cleveland
Robert F Ware, Federal Reserve Bank of Cleveland
  • A Multivariate Analysis of Bank Performance
, Texas A&M University
Peter S Rose, Texas A&M University
  • The Influence of Current and Potential Competition on a Commercial
Lionel Kalish, California State University
  • The Variables of the Variable Rate Mortgage
George G Kaufman, University of Oregon
  • Another Look at Optimality in Bank Structure
W Andrew McCollough, University of Florida
  • The Equipment Leasing Industry and the Emerging Role of Banking Organizations
Vincent J McGugan, Federal Reserve Bank of Boston
Steven J Weiss, Federal Reserve Bank of Boston
  • Relationship between Holding Company Structure and Bank Performance
Lucille S Mayne, Case Western Reserve University
  • More on the Performance Characteristics of Holding company Acquisitions
, Board of Governors of the Federal Reserve System
  • Research at the Credit Union National Association, Inc.
Walter Polner, Credit Union National Association, Inc.
  • Other Research at the Federal Reserve Bank of Cleveland
Robert Richard, Federal Reserve Bank of Cleveland
  • Research at the Federal Reserve Bank of Dallas
John Stodden, Federal Reserve Bank of Dallas

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top