The 10th Annual Conference on Bank Structure & Competition

Since the early 1960s, the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.

 

The primary motivating factor for the conference was the passage of the 1960 Bank Merger Act and the U.S. versus Philadelphia National Bank Supreme Court decision. Suddenly, bank regulatory agencies were required to consider competitive factors in addition to banking factors when evaluating bank merger applications. Each of the Federal Reserve Banks was encouraged to survey the existing literature on bank structure and develop its own research agendas on these issues.


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03/28/74
12:00 AM
I. Policy Issues
Improving the U.S. Financial System
William E Gibson, The Brookings Institution
Acquisitions by Bank Holding Companies: Promise, Performance, Potential
Paul F Jessup, University of Minnesota
Discussant
Samuel H Talley, Board of Governors of the Federal Reserve System
12:00 AM
II. Selected Papers
Interest Rate Ceilings and Consumer Credit Rationing: A Multivariate Analysis of a Survey of Borrowers
Robert A Eisenbeis, Federal Deposit Insurance Corporation
Neil B Murphy, University of Maine
John J Mingo, Board of Governors of the Federal Reserve System
The Effects of Regulation on Bank Portfolios, Capital and Profitability
Benjamin Wolkowitz, Board of Governors of the Federal Reserve System
Concentration and Stability of Market Shares in Banking
Timothy A Hultquist, First National Bank of Chicago
Arnold A Heggestad, Board of Governors of the Federal Reserve System
Prices, Nonprices and Concentration in Selected Banking Markets
John J Mingo, Board of Governors of the Federal Reserve System
Commercial Banking Performance Sources: A Multivariate Model
William Jackson, Federal Reserve Bank of Richmond
12:00 AM
III. Potential Competition
Aspects of the Potential Competition Banking Antitrust Cases
Gary G Gilbert, Federal Deposit Insurance Corporation
Jack M Guttentag, University of Pennsylvania
Reflections on Bank Regulatory Structure and Large Bank Failures
Discussant
Peter Carstensen, University of Wisconsin Law School
Measures of Potential for De Novo Entry in Bank Acquisition Cases: An Evaluation
R Alton Gilbert, Federal Reserve Bank of St. Louis
Diversification, Competition and Aggregate Concentration
Stephen A Rhoades, Board of Governors of the Federal Reserve System
12:00 AM
IV. Research in Progress
Peter I Berman, Adelphi University
Socially Optimal Bank Structure
Martha S Hollis, Arizona State University
Bruce C Cohen, First National City Bank
Impact Potential of Electronic Funds Transfer Systems on Banking Structure and Competition: Summary
James W Dean, Simon Fraser University
Multinational Banking
Herbert G Grubel, Simon Fraser University
Effects of the 1967 Bank Act on Entry Barriers and Competition in Canadian Financial Markets
James W Dean, Simon Fraser University
Richard Schwindt, Simon Fraser University
Research and the FDIC
Robert A Eisenbeis, Federal Deposit Insurance Corporation
Bank Entry: A Multivariate Analysis
Donald R Fraser, Texas A&M University
Peter S Rose, Texas A&M University
Gary L Schugart, Texas A&M University
Thomas Havrilesky, Duke University
Toward a Model of Non-Price Competition among Banking Firms
Robert Schweitzer, Duke University
Paul F Jessup, Federal Reserve Bank of Minneapolis
Spatial Analysis of Rural Banking Alternatives
Richard W Stolz, Federal Reserve Bank of Minneapolis
George G Kaufman, University of Oregon
The Structure of the Municipal Bond Underwriting Industry
Bank Market Structure and Individual Bank Performance: Wisconsin 1870–1900
Richard H Keehn, University of Wisconsin, Parkside
, Board of Governors of the Federal Reserve System
Research at the Board
Banking Restraint and Regional Development
Mathew Shane, University of Minnesota
Marcia L Stigum, Loyola University of Chicago
Some Further Implications of Profit Maximization by an S&L
John R Stodden, Federal Reserve Bank of Dallas
Research by the Federal Reserve Bank of Dallas

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A Brief History of the Conference


Since the early 1960s the Federal Reserve Bank of Chicago’s Conference on Bank Structure and Competition has served as a forum for academics, regulators and industry participants to debate current issues affecting the financial services industry. Each year the purpose of the conference is to continue that tradition. This retrospective on the history and evolution of the conference reviews the past four decades of conferences.


Back To Top