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Articles on economic development news and trends including small business lending, labor trends and tax incentives to assist underserved communities; consumer issues such as predatory lending, credit scoring and identity theft; regulatory compliance topics; and research activities relevant to community development. Also includes a calendar of events and District news.
Last Updated: 08/09/16

ProfitWise News and Views

Articles on economic development news and trends including small business lending; labor trends and tax incentives to assist underserved communities; consumer issues such as predatory lending, credit scoring and identity theft; regulatory compliance topics; and research activities relevant to community development. View Guidelines for Authors.

The material in ProfitWise News and Views is not necessarily endorsed by, and does not necessarily represent views of the Board of Governors of the Federal Reserve System or the Federal Reserve Bank of Chicago.

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Current Issue  

Issue 2, 2016

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The Changing Composition of Bank Branches in Seventh Federal Reserve District States

Across the United States, the banking office landscape has shifted substantially since the financial crisis of 2008, reflecting both longstanding trends of small bank closures, as well as more recent patterns of bank branch declines.

Employment Challenges for the Formerly Incarcerated

The U.S. economy is on a historic run of job creation, with 76 straight months of job growth as of June 2016. Many firms are looking for new pools of talent as traditional pools are increasingly absorbed by rising employment.

Community Land Trust Model: Opportunities and Challenges of Preserving Affordable Housing

At least a dozen low-income apartment buildings exclusively for seniors in Detroit's midtown and downtown areas could convert to market rate apartments in the next ten years, forcing hundreds of seniors to find new homes.