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Last Updated: 10/31/16

ProfitWise News and Views

Articles on economic development news and trends including small business lending; labor trends and tax incentives to assist underserved communities; consumer issues such as predatory lending, credit scoring and identity theft; regulatory compliance topics; and research activities relevant to community development. View Guidelines for Authors.

The material in ProfitWise News and Views is not necessarily endorsed by, and does not necessarily represent views of the Board of Governors of the Federal Reserve System or the Federal Reserve Bank of Chicago.

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Current Issue  

Issue 3, 2016

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Financial Well-being: At the Convergence of People and Place – Reflections from a Chicago Conversation 

This brief collection of writings is based on a convening, hosted by the Federal Reserve Bank of Chicago, to have a local conversation about financial well-being.

The When, What and Where of Consumer Debt: The View from Cook County

Consumer debt grew rapidly in the years leading up to the Great Recession, and contracted sharply in its immediate aftermath. This credit cycle played out unevenly among households with different financial means and in different parts of the country.

Universal CSAs in Illinois: Addressing the Racial Wealth Gap 

In Angela Glover Blackwell’s essay in What It’s Worth, she talks about her childhood and how she was fortunate to have access to community assets that provide “ladders for success.” While these assets created a pathway to financial security that included college for many in her community, she acknowledges that similar “communities of opportunity” are not the reality for many families of color.

Tax-time Savings: An Antidote to Financial Insecurity

The value proposition of ‘What It's Worth’ is the opportunity, working collaboratively between the public, nonprofit and private sectors, to address the growing economic insecurity and financial stability plaguing a growing number of Americans.

The Roadmap to Financial Resilience is About the Journey 

Twelve months is more than a year – particularly in Chicago. Twelve months is winter – often with a relentlessly capital W, spring, summer, and fall.

Investing in Healthy Rural Communities – Lessons Learned from Future Directions

The  Federal Reserve System and the Robert Wood Johnson Foundation (RWJF) created the Healthy Communities Initiative to enrich the debate on how cross-sector and place-based approaches might revitalize neighborhoods and communities, while improving health and well-being for residents.

Participatory Budgeting: Enhancing Community Reinvestment through Public Engagement 

Community engagement is not an easy task. This is especially true in communities with historically underrepresented and underserved populations who do not feel connected to the planning process.


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