Douglas D. Evanoff

About Bank Publications Working Papers Selected External Publications

About

Douglas D. Evanoff was a vice president and senior research advisor for banking issues in the economic research department of the Federal Reserve Bank of Chicago.

Bank Publications

Chicago Fed Letter

Asset price bubbles: What are the causes, consequences, and public policy options?

Douglas D. Evanoff, George G. Kaufman, Anastasios G. Malliaris | 2012 | No. 304 | December Download

Implementing Financial Reform Regulations from the Dodd–Frank Act and Basel III

Douglas D. Evanoff, William F. Moeller | 2011 | No. 290b | September Download

Financial Regulation in the Post-Crisis Environment

Douglas D. Evanoff, William F. Moeller | 2010 | No. 278a | September Download

Reforming Financial Regulation—A Conference Summary

Douglas D. Evanoff, William F. Moeller | 2010 | No. 272b | March Download

The Mixing of Banking and Commerce: A Conference Summary

Nisreen H. Darwish, Douglas D. Evanoff | 2007 | No. 244a | November Download

Corporate Governance: Implications for Financial Services Firms (Special Issue)

Elijah Brewer III , Nisreen H. Darwish, Douglas D. Evanoff | 2003 | No. 197b | December Download

Financial Market and Regulatory Behavior Over the Business Cycle

Elijah Brewer III , Oscar Cerda, Douglas D. Evanoff | 2002 | No. 184a | December Download

The Financial Safety Net: Costs, Benefits and Implications (Special Issue)

Elijah Brewer III , Oscar Cerda, Douglas D. Evanoff | 2001 | No. 171a | November Download

Designing an Effective Deposit Insurance Structure: An International Perspective (Special Issue)

Douglas D. Evanoff | 2001 | No. 167c | July Download

Changing Financial Industry Structure and Regulation (Special Issue)

Elijah Brewer III , Douglas D. Evanoff | 2000 | No. 157a | September Download

Global Financial Crises: Implications for Banking and Regulation (Special Issue)

Elijah Brewer III , Douglas D. Evanoff | 1999 | No. 144a | August Download

Payments Systems — Getting Ready for the 21st Century

Elijah Brewer III , Douglas D. Evanoff | 1998 | No. 134a | October Download

Mortgage Trends in Targeted Markets

Douglas D. Evanoff, Lewis M. Segal | 1997 | No. 117 | May Download

Subordinated Debt: The Overlooked Solution for Banking

Douglas D. Evanoff | 1991 | No. 45 | May Download

Economic Perspectives

Dodd–Frank: Content, Purpose, Implementation Status and Issues

Douglas D. Evanoff, William F. Moeller | 2012 | Vol. 36 | 3rd Quarter Download

Policymakers, researchers, and practitioners discuss the role of central counterparties

Douglas D. Evanoff, Daniela Russo, Robert Steigerwald | 2006 | Vol. 30 | No. 4 | November Download

Subordinated debt as bank capital: A proposal for regulatory reform

Douglas D. Evanoff, Larry D. Wall | 2000 | Vol. 24 | No. 2 | May | 2nd Quarter Download

Assessing the impact of regulation on bank cost efficiency

Douglas D. Evanoff | 1998 | Vol. 22 | No. 2 | June | 2nd Quarter Download

CRA and fair lending regulations: Resulting trends in mortgage lending

Douglas D. Evanoff, Lewis M. Segal | 1996 | Vol. 20 | No. 6 | November | 4th Quarter Download

Productive efficiency in banking

Douglas D. Evanoff, Philip Israilevich | 1991 | Vol. 15 | No. 4 | July | 3rd Quarter Download

Payments System Issues in Financial Markets That Never Sleep

Herbert L. Baer , Douglas D. Evanoff | 1990 | Vol. 14 | No. 6 | November | 4th Quarter Download

Daylight overdrafts: Rationale and risks

Douglas D. Evanoff | 1988 | Vol. 12 | No. 3 | May Download

The Impact of Geographic Expansion in Banking: Some Axioms to Grind

Douglas D. Evanoff, Diana L. Fortier | 1986 | Vol. 10 | No. May/June Download

Priced Services: The Fed's Impact on Correspondent Banking

Douglas D. Evanoff | 1985 | Vol. 9 | No. September/October Download

Financial Industry Deregulation in the 1980s

Douglas D. Evanoff | 1985 | Vol. 9 | No. September/October Download

Working papers

Working Papers

Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis

Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, Douglas D. Evanoff | 2011 | No. 2011-03 | February Download

The Role of Securitization in Mortgage Renegotiation

Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, Douglas D. Evanoff | 2011 | No. 2011-02 | February Download

Do Financial Counseling Mandates Improve Mortgage Choice and Performance? Evidence from a Legislative Experiment

Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, Douglas D. Evanoff | 2009 | No. 2009-07 | October Download

Subordinated Debt and Prompt Corrective Regulatory Action

Douglas D. Evanoff, Larry D. Wall | 2003 | No. 2003-03 Download

Local Market Consolidation and Bank Productive Efficiency

Douglas D. Evanoff, Evren Ors | 2002 | No. 2002-25 Download

Sub-debt yield spreads as bank risk measures

Douglas D. Evanoff, Larry D. Wall | 2001 | No. 2001-03 Download

Subordinated Debt and Bank Capital Reform

Douglas D. Evanoff, Larry D. Wall | 2000 | No. 2000-07 Download

Does the Community Reinvestment Act Influence Lending? An Analysis of Changes in Bank Low-Income Mortgage Activity

Drew Dahl, Douglas D. Evanoff, Michael F. Spivey | 2000 | No. 2000-06 Download

Selected External Publications

Acceptances in Academic Journals and Books

Agarwal, Sumit, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, and Douglas D. Evanoff, 2020, “Financial education versus costly counseling: How to dissuade borrowers from choosing risky mortgages?,” American Economic Journal: Economic Policy, Vol. 12, No. 1, February, pp. 1–32. 20200201060000

Agarwal, Sumit, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, and Douglas D. Evanoff, 2015, “Financial literacy and financial planning: Evidence from India,” Journal of Housing Economics, Vol. 27, March, pp. 4-21. 20150301060000

Agarwal, Sumit, Gene Amromin, Itzhak Ben-David, and Douglas D. Evanoff, “Predatory lending and hidden risks,” Journal of Financial and Quantitative Analysis, forthcoming.