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Economic Perspectives, Vol. 26, 4th, No. 4, October 2002
The challenges facing community banks: In their own words
Ten years of deregulation, new technology, and increase competition have made the U.S. banking industry a less hospital place for many community banks. But the consensus view among ten community bankers recently surveyed by the Federal Reserve is that rapid industry change has provided opportunities as well as threats, and that well- managed, innovative community banks will be able to profitably coexist with large multi-state banks in the future.
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