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Banking Market Definitions

The research department of the Federal Reserve Bank of Chicago is responsible for analyzing the competitive effects of mergers, acquisitions and other transactions for bank holding companies, savings and loan holding companies and state member banks headquartered in the Seventh Federal Reserve District. In order to execute this responsibility, the research department delineates local geographic markets of retail banking competition. Because these markets have been defined over many decades, they are considered preliminary and are subject to change as applications are processed in light of more current information.

Please select one of the following states to see the relevant market definitions.



For more information on banking market definitions and competitive analysis, please email us (contact us on this page).

Additional Resources

Electronic Applications and Applications Filing Information

This Federal Reserve Board website contains general information about the types of filings required by the Federal Reserve and how they are processed. It also has filing resources, such as application forms, and Reserve Bank information including banking market definitions and local contacts.

Competitive Analysis and Structure Source Instrument for Depository Institutions (CASSIDI)

CASSIDI is the Federal Reserve Bank of St. Louis’ online banking market structure and competitive analysis application through which users are able to view banking market structures and definitions, view the banking markets a particular depository institution operates in and perform “what if” (pro forma) analyses to determine the potential changes a merger or acquisition could have to banking market structures and competition.

Contact Us
Megan Holoubek
(312) 322-5545
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Federal Reserve Bank of Chicago, 230 South LaSalle Street, Chicago, Illinois 60604-1413, USA. Tel. (312) 322-5322

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