Richard J. Rosen

Acting Senior Vice President and Director of Financial Policy

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Richard J. Rosen is acting senior vice president and director of financial policy in the research, policy, and public engagement department at the Federal Reserve Bank of Chicago. He works on topics relating to financial institutions and markets with particular focus on their interaction with financial stability and climate change. Rosen helped start the Chicago Fed’s Insurance Initiative which conducts research on insurance and provides expertise on the insurance industry within the Federal Reserve System. He has conducted research on issues relating to financial intermediation, insurance, bank regulation, and mergers. Some of this research has been published in numerous leading academic journals including the Journal of Finance, the Journal of Financial Economics, the Journal of Business, the Journal of Money, Credit and Banking, and the Rand Journal.

Prior to coming to the Chicago Fed, Rosen taught in the finance departments at the Kelley School of Business at Indiana University, the Wharton School at the University of Pennsylvania, and the School of Business at Georgetown University. He has also worked at the Board of Governors of the Federal Reserve System.

Chicago Fed Letter
Alejandro H. Drexler, Andrew Granato, Richard J. Rosen | 2019 | No. 409 Download
Zain Mohey-Deen, Richard J. Rosen | 2018 | No. 397 Download
Alejandro H. Drexler, Thanases Plestis, Richard J. Rosen | 2017 | No. 384 Download
Alejandro H. Drexler, Zain Mohey-Deen, Richard J. Rosen | 2017 | No. 373 Download
Kyal Berends, Robert McMenamin, Anna Paulson, Richard J. Rosen | 2014 | No. 318 | January Download
Robert McMenamin, Anna Paulson, Thanases Plestis, Richard J. Rosen | 2013 | No. 309 | April Download
Robert McMenamin, Zain Mohey-Deen, Anna Paulson, Richard J. Rosen | 2012 | No. 302 | September Download
Richard J. Rosen | 2008 | No. 257 | December Download
Richard J. Rosen | 2007 | No. 244 | November Download
Richard J. Rosen | 2005 | No. 216 | July Download
Economic Perspectives
Kyal Berends, Robert McMenamin, Thanases Plestis, Richard J. Rosen | 2013 | Vol. 37 | 2nd Quarter Download
Cabray L. Haines, Richard J. Rosen | 2007 | Vol. 31 Download
Richard J. Rosen | 2005 | Vol. 29 | No. 3 | August | 3rd Quarter Download
Working Papers
Anna Paulson, Richard J. Rosen | 2016 | No. 2016-04 Download
Daniel Hartley, Anna Paulson, Richard J. Rosen | 2016 | No. 2016-02 Download
Sumit Agarwal, Richard J. Rosen, Vincent Yao | 2013 | No. 2013-02 | May Download
Santiago Carbó-Valverde, Francisco Rodríguez Fernández, Richard J. Rosen | 2011 | No. 2011-14 | November Download
Richard J. Rosen | 2008 | No. 2008-16 | August Download
Gary Gorton, Matthias Kahl, Richard J. Rosen | 2006 | No. 2006-14 Download
Craig H. Furfine , Richard J. Rosen | 2006 | No. 2006-09 Download
Richard J. Rosen, Scott B. Smart, Chad J. Zutter | 2005 | No. 2005-17 Download
Richard J. Rosen | 2003 | No. 2003-19 Download
Allen N. Berger, Richard J. Rosen, Gregory F. Udell | 2001 | No. 2001-10 Download

Books and Chapters in Books

With Anna Paulson, Thanases Plesti, Robert McMenamin, and Zain Mohey-Deen, 2014, "Assessing the Vulnerability of the U.S. Life Insurance Industry," in Modernizing Insurance Regulation, Vol. 1, John H. Biggs and Matthew P. Richardson (eds.), Hoboken, NJ: John Wiley & Sons, Inc., pp. 61-84.

Journal Articles

With Santiago Carbo-Valverde and Francisco Rodriguez-Fernandez, 2017, “Are Covered Bonds a Substitute for Mortgage-Backed Securities?,” Journal of Economic Policy Reform, Vol. 20, No. 3, pp. 238-253.
With Anna Paulson, 2016, “The Life Insurance Industry and Systemic Risk: A Bond Market Perspective,” Annual Review of Financial Economics, Vol. 8, pp. 155-174.

With Sumit Agarwal and Vincent Yao,2016, “Why Do Borrowers Make Refinancing Mistakes?,” Management Science, Vol. 62, No. 12, pp. 3494–3509.

With Lamont Black, 2016, “Monetary Policy, Loan Maturity and Credit Availability,” International Journal of Central Banking, Vol. 12, No. 1, pp. 199-230.


Too Much Right Can Make a Wrong: Setting the Stage for the Recent Financial Crisis

Presentation to Charter Financial Analysts Society

Los Angeles, CA | September 9, 2014

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