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By Emily Engel       May 8, 2020

The Federal Reserve COVID-19 survey is a convenience sample. Since the sample is not selected randomly, the survey may be subject to biases that are not present in randomly-selected samples of firms. The respondents do not reflect the full population of businesses along the dimensions of industry, age, employee size, and geography. A new report from the 12 Federal Reserve banks and the Board o... Read More

By Malcolm Thomas       May 8, 2020

The Community Development and Policy Studies (CDPS) division of the Federal Reserve Bank of Chicago hosts an internal speaker series to convene scholars of diverse perspectives and academic fields to speak about issues impacting low- and moderate-income (LMI) communities and other vulnerable populations. CDPS hopes that the viewpoints garnered from the various presentations will fortify and enhan... Read More

By Daniel G. Sullivan       April 13, 2020

Dear Readers: We hope that you are well, and taking all necessary precautions during the pandemic. During these challenging times, I am united with my Fed colleagues in our commitment to the American people and to the job Congress gave us - to promote maximum employment and stable prices, while protecting the stability of the financial system. Many of our actions at the Fed so far are intended... Read More

By Jason Keller, Ashlee Sang       March 5, 2020

Introduction The term ‘food desert' most often evokes images of residents in urban communities without access to a full-service grocery store. It seems incongruous that one would exist in the middle of the nation's ‘bread basket.' However, it is estimated that as much as 20 percent of rural counties are ‘food desert' counties, meaning residents must travel more than 10 miles to ... Read More

By Susan Longworth       February 18, 2020

The city of Aurora, Illinois, is taking steps to encourage collaboration with the launch of the Thrive Collaborative Center (TCC). Aurora is one of the cities that participated in focus groups about economic inclusion that the Federal Reserve Bank of Chicago held throughout the Seventh Federal Reserve District.1 The need for increased collaboration within and across sectors was a prominent theme... Read More

By Jane Dokko, Jonathan Lanning       February 5, 2020

In the next decade, what will be the most important advance or “big story” in community and economic development? In this article, we anticipate seven promising and aspirational contributions from the field of economics that may increase our chances of solving some of our most pressing challenges associated with poverty in low-income neighborhoods. In the past decade, our economy experienced the ... Read More

By Susan Longworth       December 18, 2019

Lack of access to reliable transportation is often cited as a barrier to employment. In fact it was frequently cited as a significant obstacle by participants in focus groups on economic inclusion hosted by the Federal Reserve of Chicago.1 The challenge is especially significant in smaller, low-density cities with limited public transportation infrastructure. The city of South Bend, Indiana, is a... Read More

By Steven Kuehl       December 2, 2019

Scott Grotewold and Stephanie Wormack, fair lending risk specialists at the Federal Reserve Bank of Chicago, discussed a recent fair lending settlement, alternative data and machine learning insights, and a proposed rule that interprets a recent U.S. Supreme Court ruling on disparate impact at an economic development forum in Milwaukee. Key takeaways included: In response to allegations of ... Read More

By Taz George, Malcolm Thomas       October 7, 2019

In places where labor markets are tight, many policymakers and economic development practitioners are increasingly focused on growing the workforce and improving access to opportunities for populations that have long faced barriers to economic inclusion. In this post, we take a closer look at one place with very little slack in the labor market, Des Moines, Iowa. The data suggest linkages between... Read More

By Garvester Kelley, Susan Longworth       October 4, 2019

CDFIs (Community Development Finance Institutions) are private, mission driven financing entities that provide capital to low-income, low-wealth, and other disadvantaged people and communities. Their mission compels them to serve customers who cannot meet conventional underwriting requirements by providing innovative, targeted financial products complemented by development and/or technical assis... Read More

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