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By Brianna Smith       December 2, 2021

The Community Development and Policy Studies (CDPS) group regularly invites knowledge leaders to share their work on topics relevant to low- and moderate-income communities. CDPS recently welcomed Amanda Kass to present her joint work with Phillip Rocco titled “Strengthening Local Government Finance: State and Federal Aid for a Crisis Era.” Kass discussed how ... Read More

By Suchi Saxena       November 24, 2021

As our region's communities emerge from the hardships of the pandemic, community development practitioners are ever focused on advancing economic inclusion, resilience, equity, and mobility. Many residents of low-income and predominantly minority neighborhoods were especially hard-hit when job losses, small business closures, and Covid-19-related hospitalizations and ... Read More

By Nathan Anderson       July 14, 2021

On July 15, roughly 39 million families with children will begin receiving monthly payments from the expanded Child Tax Credit (CTC), which will continue through December of this year. In March, Congress passed the American Rescue Plan Act, which expanded eligibility for the CTC, increased the amount, and made it fully refundable. This means that eligible families can now receive the full CTC... Read More

By Michael V. Berry, Garvester Kelley, Mark O'Dell       October 21, 2020

From time to time, we use our blog to highlight the work of our partner organizations throughout the Seventh District to address the pandemic's effects. As we consider the pandemic's impact on small businesses, which have borne a great deal of hardship owing to the closings of and limitations placed upon restaurants, bars, and various retail establishments not considered essential, chambers of co... Read More

By Brianna Smith, Nathan Anderson       September 23, 2020

In 2017, Congress created a new federal income tax incentive intended to encourage long-term business investment in low-income census tracts designated as “opportunity zones.” One policy concern is that these tax incentives may benefit investors without any spillover benefits to existing residents and businesses within opportunity zones. This concern is based, in part, on the absence of a communi... Read More

By Malcolm Thomas       July 10, 2020

The Community Development and Policy Studies (CDPS) division recently welcomed the second speaker of the new internal speaker series, Dr. Matthew Epperson. The speaker series garners diverse perspectives from researchers to enhance the Federal Reserve Bank of Chicago’s work in improving socioeconomic prospects for marginalized communities. A key component of uplifting marginalized communities... Read More

By Michael Austin, Jason Keller       June 16, 2020

Federal bank regulators have issued statements and guidance throughout the Covid-19 pandemic encouraging financial institutions to “meet the financial needs of their customers and members in areas affected by Covid-19.” In the past, regulators have indicated how financial institutions can prudently respond to disasters and national emergencies, and how examiners will view a financial institution'... Read More

By Daniel G. Sullivan       June 10, 2020

Dear Readers: My colleagues and I in the Chicago Fed's Community Development and Policy Studies unit are outraged and deeply saddened by the killing of George Floyd in Minneapolis. It was, of course, only the most recent tragedy of its kind to horrify the nation. And we sadly are reminded that fear of racist confrontations continues to place a burden on black people every day in this country. T... Read More

By Nathan Anderson, Taz George, Robin Newberger       June 5, 2020

The Federal Reserve Bank of Chicago recently convened leaders of small business intermediaries to discuss how Chicago's small businesses are faring during the COVID-19 pandemic and share insights on how their organizations—chambers of commerce, incubators, community development financial institutions, banks, and policymakers—can help businesses in underserved communities. The meeting began with ... Read More

By Michael V. Berry       May 12, 2020

The Federal Reserve has been tracking the impact of COVID-19 on marginalized communities to help inform recent responses to the crisis. Information gleaned from stakeholders through outreach calls focused on the impacts in economically marginalized communities, which, even when the macroeconomy is doing well, experience higher levels of unemployment, housing and food insecurity, and poor public h... Read More

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